                                       2019 IL App (1st) 180397

                                                                                       FIRST DIVISION
                                                                                        October 21, 2019


                                             No. 1-18-0397


                                          IN THE
                                APPELLATE COURT OF ILLINOIS
                                      FIRST DISTRICT
__________________________________________________________________
HARUKI NAKAMURA,                                                  )       Appeal from the Circuit
                                                                  )       Court of Cook County
        Plaintiff-Appellant,                                      )
                                                                  )
v.                                                                )
                                                                  )
BRG SPORTS, LLC f/k/a EASTON-BELL SPORTS,                         )
LLC, EB SPORTS CORP., BRG SPORTS HOLDINGS                         )       No. 17 L 10123
CORP., BRG SPORTS, INC., RIDDELL SPORTS                           )
GROUP, INC., RIDDELL, INC., and ALL AMERICAN                      )
SPORTS CORPORATION,                                               )
                                                                  )       Honorable John H. Ehrlich,
        Defendants-Appellees.                                     )       Judge Presiding


        PRESIDING JUSTICE GRIFFIN delivered the judgment of the court, with opinion.
        Justices Pierce and Walker concurred in the judgment and opinion.

                                               OPINION

¶1      Like the other opinion filed simultaneously with this one, 1 the issue in this appeal

concerns a former professional football player who sustained repeated concussions while playing

football. Evolving scientific and medical research has uncovered a link between a person

suffering repeated blows to the head and that person developing Chronic Traumatic


        1
          This appeal is related to the appeal disposed of in a simultaneously filed opinion, Butler v. BRG
Sports, LLC, 2019 IL App (1st) 180362. This appeal, however, raises different issues than those raised in
Butler, so we have filed this separate opinion.
No. 18-0397


Encephalopathy and a host of other neurological impairments. The former player, plaintiff

Haruki Nakamura, is suing the defendant-helmet manufacturers for the significant medical

conditions he has developed as a result of the head trauma he endured while playing football.

¶2     Plaintiff filed a disability insurance claim with an insurance company in 2013 when he

suffered one particularly severe concussion that ultimately ended his career. When plaintiff filed

this suit, defendants responded that the case was barred by the two-year statute of limitations that

governs personal injury actions in Illinois. Defendants argue that plaintiff knew about his injuries

when he filed the insurance claim in 2013 and became involved in litigation in connection with

that claim. Thus, defendants argue, the statute of limitations began to run more than two years

before this case was filed in 2017, so this case is untimely.

¶3     The trial court agreed with defendants’ argument and dismissed the case. We find that, at

a minimum, the allegations at least leave open the possibility that there is a question of fact as to

whether plaintiff’s disability claim and his conduct associated with that claim caused the statute

of limitations to begin to run for the harm for which plaintiff now seeks redress. Accordingly, we

reverse the trial court’s dismissal of plaintiff’s claims and we remand the case to the trial court

for further proceedings.

¶4                                      I. BACKGROUND

¶5     Plaintiff Haruki Nakamura is a former professional football player who sustained

multiple concussions while playing football. He played six seasons in the National Football

League, playing for both the Baltimore Ravens and the Carolina Panthers. In a preseason game

on August 29, 2013, plaintiff suffered an acute concussion. Plaintiff was taken to the hospital and

he was diagnosed with a concussion. In the following months, plaintiff’s condition worsened and

he experienced headaches, impaired cognition, visual changes, fatigue, depression, and suicidal



                                                  2
No. 18-0397


ideation. Plaintiff was released from his contract by the Carolina Panthers and he entered into a

settlement with the team for money in exchange for a release of any claims he might have had

against the team.

¶6     The concussion that plaintiff suffered in August 2013 eventually ended his career.

Plaintiff filed a disability insurance claim on November 8, 2013 under a policy issued by Lloyd’s

of London. In furtherance of his claim with Lloyd’s of London, plaintiff stated that he had a

permanent disability and claimed that he was suffering from several post-concussive symptoms.

Plaintiff stated that he became permanently disabled on the day he was released from his contract

by the Carolina Panthers and his football career ended.

¶7     In 2014, plaintiff was evaluated by medical professionals and was diagnosed with post-

concussion syndrome. The doctor that evaluated plaintiff opined that plaintiff was unlikely to

return to playing professional football and that, to a reasonable degree of medical certainty,

plaintiff was permanently disabled with post-concussion syndrome. Plaintiff was also evaluated

by doctors retained by Lloyd’s of London. Those doctors opined that plaintiff was not

permanently disabled, that he could participate in his occupation of playing professional football,

and that whether plaintiff would return to playing professional football was his choice. Lloyd’s

of London denied plaintiffs disability claim.

¶8     Plaintiff then sought benefits from the NFL Player Retirement Plan claiming a permanent

disability. The Retirement Plan first denied plaintiff’s claim, but plaintiff was referred to a

neurologist for an evaluation in connection with his claim for benefits from the Retirement Plan.

The evaluating physician found that “[plaintiff’s] constellation of symptoms, including cognitive

impairment, debilitating headaches, dizziness/vertigo, and behavioral changes characterized by

irritability, depression, anxiety and outbursts, is consistent with a chronic post-concussion



                                                3
No. 18-0397


syndrome.” The doctor went on to conclude that plaintiff met the criteria for permanent

disability, and the Retirement Plan reversed its decision and awarded benefits to plaintiff.

¶9      Still believing his disability insurance claim with Lloyd’s of London was improperly

denied, plaintiff filed suit against Lloyd’s of London in North Carolina in 2016. Plaintiff

repeated that he was permanently disabled. The doctor who evaluated plaintiff for his lawsuit

against Lloyd’s of London found that plaintiff’s then-existing cognitive impairments may well

have been caused by the August 29, 2013 head injury—the concussion that ended plaintiff’s

career. The doctor diagnosed plaintiff with chronic post-concussion syndrome on October 8,

2015.

¶ 10    While plaintiff was pursuing his insurance claim, thousands of other retired NFL players

were suing the League seeking redress for claims that the NFL failed to inform them about and

protect them from the risks of concussions in football. See, e.g., In re National Football League

Players Concussion Injury Litigation, 821 F.3d 410 (3d Cir. 2016). The players’ suits were

consolidated into a federal class action case which eventually consisted of about 5,000 former

players who had filed substantially similar lawsuits. In re National Football League Players’

Concussion Injury Litigation, 307 F.R.D. 351, 361 (E.D. Pa. 2015). The National Football

League settled lawsuits with the former players involved in the federal class action case. In re

National Football League Players Concussion Injury Litigation, 821 F.3d 410, 447-48 (3d Cir.

2016). Plaintiff was not a party to the federal class action case against the NFL.

¶ 11    Plaintiff has not yet been diagnosed with a severe neurodegenerative disease like

Alzheimer’s or dementia like many of the former players that sued the NFL. See Butler v. BRG

Sports, LLC, 2019 IL App (1st) 180362, ¶¶ 10-13. Nonetheless, plaintiff characterizes his

diagnosis of chronic post-concussion syndrome as representing a permanent disability.



                                                 4
No. 18-0397


¶ 12    Plaintiff filed this case against defendant Riddell and its associated entities (collectively

“Riddell” or “defendants”) on October 5, 2017. Riddell is a manufacturer of sports equipment

and is the NFL’s officially licensed helmet provider. Plaintiff is suing Riddell for negligence and

strict product liability for the defective design of its helmets which he alleges failed to protect

him from the head trauma he suffered while playing football. Plaintiff also alleges that Riddell

conspired with the NFL to misinform players about the risks of long-term brain damage that can

result from playing football, even with a helmet. Plaintiff maintains that Riddell has long known

about the dangers and the harmful effects of repeated concussive and subconcussive traumas, but

that it never warned the users of its helmets about such dangers.

¶ 13    In the circuit court, Riddell moved to dismiss this case arguing that the claims asserted

herein are barred by the statute of limitations. The statute of limitations for plaintiff’s principal

claims for personal injury is two years. 2 There is no dispute that the concussions plaintiff

suffered that were the impetus for the harms he now faces occurred more than two years before

this case was filed. The question in this case, however, is when did the cause of action accrue for

the harm plaintiff now faces and for which he now seeks redress?

¶ 14    Defendants argue that the statute of limitations for the claims plaintiff now interposes

began to run when plaintiff received diagnoses of a permanent injury related to his August 2013

concussion. Defendants maintain that plaintiff received a diagnosis of a permanent disability

more than two years before filing this case. On the other side of the issue, plaintiff argues that his

single concussion in 2013 did not trigger the statute of limitations for claims arising from latent

brain injuries. Alternatively, plaintiff argues that the statute of limitations began to run only

when he received the diagnosis that he had chronic post-concussion syndrome in 2015 and, thus,

        2
          Plaintiff has also asserted fraudulent concealment which he claims provides him with a five-year
limitations period.


                                                    5
No. 18-0397


his 2017 filing in this case is timely. The circuit court dismissed plaintiff’s claims finding them

to be barred by the statute of limitations. Plaintiff now appeals.

¶ 15                                        II. ANALYSIS

¶ 16                                      A. Discovery Rule

¶ 17      Plaintiff argues that the trial court erred when it dismissed his claims as barred by the

statute of limitations. This appeal requires us to examine and apply the “discovery rule.” The

purpose of the discovery rule is to postpone the starting of a suit-limitations period until the

injured party knows or should know of his injury. Knox College v. Celotex Corp., 88 Ill. 2d 407,

414 (1981). The event that triggers the running of the statutory limitations period is not the first

knowledge that the injured person has of his injury, and, at the other extreme, it is not the

acquisition of knowledge that one has a cause of action against another for an injury he has

suffered. Id. at 415. Rather, the statutory limitations period starts to run when a person knows or

reasonably should know of his injury and also knows or reasonably should know that it was

wrongfully caused. Id.

¶ 18      In this suit, plaintiff is suing to recover for the long-term, latent brain damage he suffered.

He argues that there is no evidence that he knew about his long-term, latent injury more than two

years before this case was filed. The basic premise of plaintiff’s position is that he did not

“discover” the injury for which he now seeks recovery—a latent neurodegenerative brain

disease—when he suffered an acute concussion or when he was pursuing his disability claim.

Instead, plaintiff maintains that he filed this case within two years of discovering his long-term

injury.

¶ 19      As opposed to a sudden traumatic event which causes the statutory limitations period to

begin running immediately, when a plaintiff’s injury does not manifest itself until sometime after



                                                    6
No. 18-0397


the defendant’s wrongful act occurred, the plaintiff’s cause of action is said to accrue when the

plaintiff knows or reasonably should know that he has been injured by the wrongful conduct of

another. VaSalle v. Celotex Corp., 161 Ill. App. 3d 808, 810 (1987). When a plaintiff’s injuries

are the result of “several ostensibly innocuous circumstances,” the plaintiff’s cause of action

accrues when the plaintiff knows or reasonably should know that he has been injured by the

wrongful conduct of another. Id.

¶ 20   In Nolan v. Johns-Manville Asbestos, 85 Ill. 2d 161 (1981), the plaintiff knew that he had

“lung problems” as early as 1957. He was diagnosed with asbestosis in 1973. The plaintiff sued

in 1975. The supreme court held that the plaintiff’s claim was not subject to dismissal as

untimely under the two-year statute of limitations because there was a question of fact as to

whether the plaintiff had sufficient knowledge that the “lung problems” he was experiencing 20

years earlier were caused by his exposure to asbestos. Nolan, 85 Ill. 2d at 171.

¶ 21   Plaintiff argues that the concussion he suffered on August 29, 2013 cannot be said to be

the point of accrual for latent neurodegenerative disorders like CTE, Alzheimer’s, Parkinson’s,

or dementia. Plaintiff contends that his conduct in filing an insurance claim and a lawsuit

attendant to his insurance claim do not evidence knowledge of any latent neurodegenerative

disorder and do not bar this suit which is based upon conditions that manifest over many years as

a result of repetitive head trauma.

¶ 22   Defendants argue that the admissions made by plaintiff in filings to the NFL disability

claims committee, Lloyd’s of London, and to the court during his suit against Lloyd’s of London

evidence his knowledge of his injury such that his claims are barred by the statute of limitations.

Defendants point out that plaintiff alleged in those matters that he was diagnosed as being totally

and permanently disabled as a result of suffering concussions and that he had a long-term brain



                                                 7
No. 18-0397


injury. Defendants contend that plaintiff is trying to prosecute a new lawsuit for only a new

symptom or condition, but that his suit is, nonetheless, a new lawsuit for the same injury.

¶ 23   Defendants point us to case law establishing that a plaintiff who knows he is injured need

not know the exact nature or extent of his injuries in order for the statute of limitations to begin

running. In Golla v. General Motors Corp., 167 Ill. 2d 353, 367 (1995), a plaintiff knew that she

suffered injuries at the time of a car accident. The plaintiff tacitly admitted that she could have

filed suit for some of her injuries when the accident happened, but she waited four years to file

suit until after she was diagnosed with a more serious condition, reflex sympathetic dystrophy.

¶ 24   Our supreme court explained that when the plaintiff in Golla filed suit upon learning of

her more serious injury, her claim was filed too late. The court observed that the case involved

“not a plaintiff who failed to discover any injury, but a plaintiff who failed to discover the full

extent of her injuries before the statute of limitations expired.” Id. (Emphasis in original). The

Golla court explained that “[t]here is no requirement that a plaintiff must discover the full extent

of her injuries before the statute of limitations begins to run” and, thus, “[b]ecause the plaintiff

knew or should have known at the time of the accident both that she was injured and that the

injury may have been wrongfully caused, the limitations period commenced at that time.” Id.

¶ 25   Under the line of reasoning embodied in Golla, defendants argue that plaintiff’s claims

here are barred because the discovery rule does not restart the statute of limitations each time a

plaintiff is diagnosed with a new condition stemming from an injury. Defendants contend that

plaintiff clearly knew that he was injured from the head trauma he suffered while playing

football and that he had sufficient information about his injury to trigger the statute of limitations

as evidenced by his conduct in pursuing his disability claim.

¶ 26   We find that plaintiff’s knowledge of his acute concussion in 2013 and his conduct



                                                  8
No. 18-0397


associated with his disability claim is insufficient to per se establish that the claims he presents

here are barred by the statute of limitations. In pursuing his disability claim, plaintiff was seeking

recourse for the consequences of a single severe concussion. Here, plaintiff is seeking recourse

for repetitive concussive and subconcussive trauma experienced while playing football. In

addition, plaintiff was seeking redress for injury under a disability insurance policy that covered

the risk that he might suffer a career-ending injury. The disability benefits were designed to serve

as a replacement for income for plaintiff’s inability to perform occupational duties and to cover

medical expenses. Here, plaintiff is seeking redress for lifelong cognitive degeneration.

¶ 27   Courts in other jurisdictions have addressed the appreciable differences between a

plaintiff that suffers an acute concussive injury and that same plaintiff suffering repetitive head

trauma that may bring about other degenerative neurological disorders. See McCullough v.

World Wrestling Entertainment, Inc., 172 F. Supp. 3d 528, 547 (D. Conn. 2016) (knowledge

about a single concussion is not the same as knowledge about CTE or another degenerative

neurological disorder); Schmitz v. National Collegiate Athletic Association, 2018-Ohio-4391,

¶¶ 21-28 (knowledge of head injuries while playing football is not sufficient to demonstrate that

the statute of limitations for claims premised on CTE and other neurological diseases began to

run). Like the plaintiffs in those cases, plaintiff’s knowledge of his severe 2013 concussion and

even his knowledge of memory problems, depression, and impulsivity stemming from that

concussion do not establish that he knew about the cumulative and progressive injury he suffered

while playing football with Riddell helmets. See Lancaster v. Norfolk & Western Railway Co.,

773 F.2d 807, 821-22 (7th Cir. 1985) (early symptoms of mental distress that are the precursor to

mental illness do not cause the statute of limitations to run where the onset of the illness is

insidious and the early symptoms are ambiguous); see also Rose v. National Collegiate Athletic



                                                  9
No. 18-0397


Association, 346 F. Supp. 3d 1212, 1223 (N.D. Ill. 2018) (distinguishing Golla and explaining

that football-related head injuries are late onset injuries in which a plaintiff’s knowledge of the

defendant’s wrongfulness may not be able to be resolved on the pleadings).

¶ 28   In ruling on defendants’ motion to dismiss, the trial court observed that “with regard to

Mr. Nakamura,” “he had the one particularly bad concussion” so “he certainly knew that he was

injured.” But this case is based on the repeated and cumulative effect of concussions, not a single

one. Latent neurodegenerative diseases manifest over several years as a result of repetitive head

trauma. There is nothing in the record that demonstrates that Nakamura knew of these injuries

and their wrongful cause more than two years before this case was filed. The knowledge of

having suffered one severe concussion does not mean that the person has knowledge of all brain

related injuries, including those that generally require multiple traumas to actualize. CTE and

other head-trauma-induced neurodegenerative diseases generally do not result from a single

concussion. The allegations in this case leave open the possibility that there is a question of fact

about when Nakamura knew or should have known about his injury and its wrongful cause.

Construing the allegations in the light most favorable to plaintiff, we cannot say defendants have

met their burden of demonstrating that the claims are, in fact, time barred.

¶ 29   Even though Nakamura was diagnosed as “permanently disabled” from the concussion he

suffered in 2013, there is no evidence that he knew at that time that he was suffering from a

latent brain injury that would manifest in the form of an insidious neurodegenerative disorder. In

contrast to the plaintiffs in the Butler and Ali appeals who sued for and recovered for latent brain

injuries based on the totality of their concussions (see Butler, 2019 IL App (1st) 180362, ¶ 59),

Nakamura’s prognosis in his disability proceedings was based on one discrete concussion. In

submitting proof in support of his disability claim, Nakamura averred that he suffered



                                                10
No. 18-0397


“permanent and total disablement due to his August 2013 concussion.” His doctor wrote at the

time that there was “no evidence among records that prior head injuries contributed to Mr.

Nakamura’s permanent total disablement.” The doctor further opined that plaintiff’s “prognosis

is fair to good for improvement with post-concussive syndrome.” Nakamura’s knowledge of that

single incident and the effects thereof is not sufficient to show that he knew of the injury that is

the basis for this case—a latent brain injury manifesting in severe neurodegenerative diseases—

and its wrongful cause.

¶ 30   When pursuing his disability claim, plaintiff was seeking compensation in the form of

contractual benefits based upon his inability to perform his occupation. In this case, plaintiff is

seeking compensation in the form of damages for tortious conduct in preparation of enduring

lifelong neurocognitive decline and the development of neurodegenerative disorders. In the past,

plaintiff was suing an insurance company, principally for breach of contract, for one discrete

occurrence; he was not suing for tortious conduct relating to the totality of his injuries. This case

aligns with our supreme court’s decision in Nolan v. Johns-Manville Asbestos, 85 Ill. 2d 161

(1981). And like in that case, the allegations in this case at least leave open that there is a

question of fact regarding plaintiff’s knowledge of his injury and its wrongful cause for statute of

limitations purposes. Nolan, 85 Ill. 2d at 171-72.

¶ 31   While plaintiff might have been aware of his acute concussion or even his post-

concussion syndrome when he filed an insurance claim, there is no evidence he was aware of a

latent brain injury that would later manifest in the form of CTE or another severe

neurodegenerative disorder. Plaintiff is not seeking to divide his injury among multiple lawsuits

as defendants claim. A single concussion—even a severe, debilitating one—is a different injury

than a latent brain injury caused by repetitive head trauma. Plaintiff’s conduct in the proceedings



                                                 11
No. 18-0397


related to his disability claim does not preclude him from seeking recompense for a latent brain

injury, at least insofar as the statute of limitations is concerned. Moon v. Rhode, 2016 IL 119572,

¶¶ 50-53.

¶ 32                                B. Fraudulent Concealment

¶ 33    Because we find that defendants have not demonstrated that plaintiff’s claims are barred

by the applicable statute of limitations, we do not address plaintiff’s claims that defendants

fraudulently concealed his causes of action.

¶ 34                         C. Potential Problems With Plaintiff’s Claims

¶ 35    Even though we find that defendants have not demonstrated that plaintiff’s claims are

time barred, plaintiff’s own arguments raise concerns about the viability of his claims. In the trial

court and at times in this court, plaintiff focused on the change in his diagnosis from post-

concussion syndrome to chronic post-concussion syndrome as being the point in which the

statute of limitations was triggered for him to pursue the remedies he seeks here. Now plaintiff

appears to have pivoted to a different position in which he contends that “the statute of

limitations cannot run until [plaintiff] inevitably, albeit unfortunately, is diagnosed with a

neurodegenerative disease.” Plaintiff, however, makes clear that he has not been diagnosed with

any such neurodegenerative disease. By plaintiff’s own arguments, he makes the case against

himself, exhibiting that his claims are not even ripe, are not judiciable.

¶ 36    The arguments made on appeal and the record as it is currently developed are concerned

with the issue of timeliness. Whether plaintiff’s claims are justiciable is a different matter. The

record is too underdeveloped on the issues of ripeness and judiciability for us to order plaintiff’s

claims dismissed on those bases. Further factual development will determine the ultimate legal

viability of plaintiff’s claims.



                                                 12
No. 18-0397


¶ 37   At oral argument, for example, plaintiff claimed that even though he is yet to be

diagnosed with a neurodegenerative disorder, he is entitled to recover for the increased risk of

being diagnosed with such a disorder. See Dillon v. Evanston Hospital, 199 Ill. 2d 483, 504

(2002) (the risk of future injuries from a defendant’s wrongful conduct may be compensable in

tort). So plaintiff appears to potentially have a claim upon which relief could, in some manner,

be granted.

¶ 38   Thus, we do not find that plaintiff is precluded from recovering as a matter of law on the

basis of timeliness. However, we caution that plaintiff’s claims have significant questions about

their viability going forward.

¶ 39                                 III. CONCLUSION

¶ 40   Accordingly, we reverse and remand for further proceedings.

¶ 41   Reversed and remanded.




                                               13
