
142 S.E.2d 665 (1965)
264 N.C. 722
William J. MATTHEWS
v.
SHAMROCK VAN LINES, INC.
No. 853.
Supreme Court of North Carolina.
June 18, 1965.
*667 John D. Xanthos, Burlington, for plaintiff, appellee.
Allen & Allen, Burlington, for defendant, appellant.
SHARP, Justice:
For reformation of the contract in suit defendant relies upon an allegation of a mistake common to both parties. It makes no attempt to allege fraud or circumstances of imposition. Plaintiff contends, and his Honor held, that defendant has not averred sufficient facts for the court to "determine the source of the alleged mutual mistake of fact." The facts alleged as a defense must be set out in an answer with the same precision required in a complaint, Anderson v. Logan, 105 N.C. 266, 11 S.E. 361, and, if defendant has not alleged a cause for reformation for mutual mistake as required by our decisions, the court cannot grant relief. McNeill v. Thomas, 203 N.C. 219, 165 S.E. 712; Webb v. Borden, 145 N.C. 188, 58 S.E. 1083.
The encyclopedias lay down strict rules as to what must be alleged to secure the reformation of an instrument for mutual mistake.
"In a suit to reform a written instrument, it should appear from the allegations in the pleading what the real agreement was, what the agreement as reduced to writing was, and wherein the writing fails to embody the real agreement, as by showing what part of the real agreement was not reduced to writing or what part of the agreement as written was not embraced in the real agreement. Thus, one who seeks the reformation of an instrument should set it forth in his pleading, or attach it to the pleading as an exhibit, or file a copy of it with the pleading, so that from the instrument and the allegations it may clearly appear that the instrument does not conform to the real agreement made by the parties, and it must be alleged that the parties agreed to the terms of the instrument as sought to be established, and that the agreement sought to be established as the real agreement was made before the writing was signed." 76 C.J.S. Reformation of Instruments § 73 (1952).
"A mistake, in order to authorize the reformation of an instrument, should be pleaded clearly, specifically, with particularity, and with precision, and should be distinctly charged, the particular mistake being set forth, and how the mistake occurred, when the mistake occurred, and why it occurred. The particular facts or circumstances constituting the mistake must be pleaded; *668 a mere allegation that a mistake was made, without allegation of facts tending to show it, is insufficient. However, the use of the word `mistake' has been held not necessary, and it is sufficient if the facts alleged, or the inference to be drawn from them, by fair intendment shows mistake. Likewise it has been held that, although a pleading for reformation is not in the accurate and technical form which is desirable, it is sufficient if the question whether there was a mistake is substantially presented, so that it cannot be misapprehended." 76 C.J.S. Reformation of Instruments § 74b (1952). (Italics ours.) Accord, 45 Am.Jur., Reformation of Instruments § 100 (1943); 28 L.R.A.(N.S.) 913.
It may be doubted that all the cases cited as authority for the above proposition that the pleader must allege how and why the mistake occurred go that far. The rule in North Carolina, in any event, has never been stated or applied with such strictness as to detail when the gravamen of the complaint is mutual mistake. The rule with us is stated in Crawford v. Willoughby, 192 N.C. 269, 271, 134 S.E. 494, 495, and quoted in Smith v. Smith, 249 N.C. 669, 674, 107 S.E.2d 530, 533:
"The party asking for relief, by reformation of a deed or written instrument, must allege and prove, first, that a material stipulation, as alleged, was agreed upon by the parties to be incorporated in the deed or instrument as written; and, second, that such stipulation was omitted from the deed or instrument as written by mistake, either of both parties, or of one party, induced by the fraud of the other, or by the mistake of the draftsman. Equity will give relief by reformation only when a mistake has been made, and the deed or written instrument, because of the mistake, does not express the true intent of both parties. The mistake of one party to the deed or instrument alone, not induced by the fraud of the other, affords no ground for relief by reformation."
When the pleader has alleged (1) the terms of an oral agreement made between the parties (2) their subsequent adoption of a written instrument intended by both to incorporate the terms of the oral agreement but differing materially from it; and (3) their mutual but mistaken belief that the writing contained their true, i. e., the oral, agreement, our cases hold that the pleading will survive a demurrer. McCallum v. Old Republic Life Insurance Co., 259 N.C. 573, 131 S.E.2d 435; Case v. Arnold, 215 N.C. 593, 2 S.E.2d 694; Alexander v. Virginia-Carolina Joint Stock Bank, 201 N.C. 449, 160 S.E. 460; Strickland v. Shearon, 191 N.C. 560, 132 S.E. 462, McLamb v. McPhail, 126 N.C. 218, 35 S.E. 426.
A mere allegation that plaintiff's name was inserted in the instrument sought to be reformed "through error," however, is insufficient, Smith v. Smith, supra, to comply with our rule that "mistake as a ground for relief should be alleged with certainty, by stating the facts showing the mistakeeither a mutual mistake of the parties or a unilateral mistake with circumstances of imposition." 1 McIntosh, North Carolina Practice and Procedure § 990 (2d Ed. 1956). If there has been uncertainty in our cases on this question, 15 N.C.L.Rev. 154, 160, it no doubt arose because the one end, reformation, can be had either for fraud or for mutual mistake, two distinct gravamina.
We think a requirement that a pleader allege facts as to how and why a mutual mistake came about is demanding too much. The following hypothetical case from Wolz v. Venard, 253 Mo. 67, 83, 161 S.W. 760, 764, illustrates the point. If "A pleader alleges that A. agreed to sell to B. and B. agreed to buy from A. a tract of land X; that in pursuance of that pact A. attempted to convey X to B., but by mistake inserted Y. in the deed, thinking it was X, and B. by mistake, thinking Y. was X, accepted the *669 deed, and paid the purchase money," nothing else appearing, what matters it how the mistake occurred? In such a situation does common sense or fairness to B. require A. to allege how and why the mistake occurred? A. may not know how it occurredonly that it did occur. So far as he is concerned, it was "just one of those things." Perhaps the mistake was occasioned by an error of the draftsman, but such an allegation "may be viewed as merely supplementary to the mutual mistake" of the parties to the instrument. Ibid. In other words, if both parties have actually done what neither intended, the cause of the failure of the written instrument "to express the real agreement between the parties is, in the absence of fraud, not material." United States v. Hudson, 269 Fed. 379, 381 (CCA, 8th).
The Supreme Judicial Court of Massachusetts in De Vincent Ford Sales, Inc. v. First Mass. Corp., 336 Mass. 448, 451, 146 N.E.2d 492, 494, has expressed our views on this question:
"We think that grounds for equitable relief are here sufficiently set forth by the allegations (1) that the parties intended to include the omitted provision; (2) stating the substance of the omitted provision; (3) stating the provisions of the executed lease; and (4) that the omission was by mistake (that is, human failure of performance) of the parties and `without intention or design.' * * * The situation is unlike that which would be presented by an allegation that performance by the plaintiff had been obtained by `duress' or by `fraud' each of which would plainly be inadequate to state a cause of action in the absence of detailed statements of the facts constituting the duress or the fraud. Duress or fraud, in a very real sense, (is a conclusion) of law from other facts; but mistake, in the omission from a document of a provision intended to be included, is a fact in itself.

"Doubtless, where practicable more detailed allegations of the manner in which the mistake occurred as, for example, by the failure of a scrivener to understand and carry out instructions, ought to be made * * *. The allegations in the present case, however, seem sufficient to be good against demurrer and adequately to inform the defendant of the mistake which is alleged to have taken place and the basic facts with respect to it." (Italics ours; citations omitted.)
Attached to defendant's answer in this case and incorporated by reference is a copy of the instrument which was actually executed by the parties. The paragraphs or parts thereof which were struck from the Further Defense set out the schedule of compensation which defendant alleges was agreed to by the parties and intended to be incorporated in the written lease; defendant specifically states the material differences between the two schedules and positively alleges that the differences were the result of the mutual mistake of the parties. In paragraph 7 (not set out herein), defendant further avers that plaintiff worked under the oral agreement between them; that he received statements and accepted checks based upon it; and that it learned of the mistake in the written contract only after he brought this action.
If defendant can establish the allegations in paragraphs 1, 2, 3, and 4 of its Further Defense by evidence clear, strong, and convincing, Isley v. Brown, 253 N.C. 791, 117 S.E.2d 821, it will be entitled to the reformation it seeks. These allegations were improperly struck, as was, also, paragraph 6, which relates to paragraph 20 of the lease. Defendant does not seek to reform paragraph 20. Even had these portions of the Further Defense been properly struck, defendant would have been entitled to prove the facts alleged in paragraph 6 as a set-off to plaintiff's claim. The reasoning in plaintiff's contention that paragraph 6 "is inconsistent, repugnant *670 with other allegations of the defendant and therefore * * * neutralized" is inapparent to us. The claim for set-off has to do with a part of the contract unrelated to those parts which defendant seeks to reform.
The order of the court below allowing plaintiff's motion to strike paragraphs 1 and 2; part of paragraph 3; and paragraphs 4 and 6 of defendant's Further Defense is
Reversed.
