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 1         IN THE COURT OF APPEALS OF THE STATE OF NEW MEXICO

 2 RONALD DE PIAZZA,

 3          Plaintiff-Appellant,

 4 v.                                                     NO. 34,611

 5 CITIBANK, N.A.,

 6          Defendant-Appellee.

 7 APPEAL FROM THE DISTRICT COURT OF DOÑA ANA COUNTY
 8 Douglas R. Driggers, District Judge

 9 Ronald De Piazza
10 Las Cruces, NM

11 Pro Se Appellant

12 The Moore Law Group, P.C.
13 Francella M. Wright
14 Albuquerque, NM

15 for Appellee

16                                 MEMORANDUM OPINION

17 ZAMORA, Judge.

18   {1}    Defendant appeals from a district court judgment granting summary judgment

19 and awarding Plaintiff money due on a credit card account. We issued a calendar

20 notice proposing to affirm. Defendant responded by filing a “Brief in Chief.” We
 1 construe this pleading as a memorandum in opposition to our calendar notice. Plaintiff

 2 filed a response, and Defendant has filed a reply. We affirm the district court.

 3   {2}   Issue 1: Defendant continues to challenge the order granting summary

 4 judgment on Plaintiff’s complaint for money due on credit card debt. [MIO 6]

 5 Defendant did not contest the debt that was due in this case; instead, he argued that

 6 Plaintiff’s counsel was acting in the capacity as a debt collector and was somehow in

 7 violation of the Fair Debt Collection Practices Act. [RP 115] Defendant has provided

 8 no basis for establishing that the act would apply to a lawsuit for money due instituted

 9 by an original creditor. In the absence of such authority, we affirm. Curry v. Great

10 Nw. Ins. Co., 2014-NMCA-031, ¶ 28, 320 P.3d 482 (“Where a party cites no authority

11 to support an argument, we may assume no such authority exists.”).

12   {3}   Issues 2, 3: Defendant claims that the district court judge was biased against

13 him. [MIO 6] With respect to this allegation, “[r]ulings adverse to a party do not

14 necessarily evince a personal bias or prejudice on the part of the judge against it[,]

15 even if the rulings are later found to have been legally incorrect.” United Nuclear

16 Corp. v. Gen. Atomic Co., 1980-NMSC-094, ¶ 425, 96 N.M. 155, 629 P.2d 231. We

17 also note that a judge’s opinions based on the facts of the proceedings, even if hostile,

18 do not establish bias. See US W. Commc’ns, Inc. v. N.M. State Corp. Comm’n, 1999-

19 NMSC-016, ¶ 44, 127 N.M. 254, 980 P.2d 37. Here, Petitioner has not referred us to



                                               2
 1 anything in the record that supports his claim that the judge was biased, other than the

 2 fact the judge ruled against him. To the extent that Defendant continues to argue that

 3 the judge was wrong, he needed to make this argument under issue 1.

 4   {4}   Issue 4: Defendant continues to argue that the cumulative error in this case

 5 amounted to a violation of due process. [MIO 7] Because we hold that there was no

 6 error, we further conclude that there was no cumulative error. See State v. Bent, 2013-

 7 NMCA-108, ¶ 37, 328 P.3d 677 (stating that “[w]hen there is no error, there is no

 8 cumulative error” (internal quotation marks and citation omitted)).

 9   {5}   For the reasons set forth above, we affirm.

10   {6}   IT IS SO ORDERED.


11
12                                         M. MONICA ZAMORA, Judge

13 WE CONCUR:


14
15 MICHAEL D. BUSTAMANTE, Judge


16
17 RODERICK T. KENNEDY, Judge




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