       DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA
                            FOURTH DISTRICT
                             July Term 2014

       LAURA M. WATSON, P.A., d/b/a WATSON & LENTNER,
                          Appellant,

                                   v.

     STEWART TILGHMAN FOX & BIANCHI, P.A., a professional
association, WILLIAM C. HEARON, P.A., a professional association, and
      TODD S. STEWART, P.A., a professional association, et al.,
                            Appellees.

                            No. 4D13-2568

                           [October 15, 2014]

  Appeal from the Circuit Court for the Fifteenth Judicial Circuit, Palm
Beach County; Catherine M. Brunson, Judge; L.T. Case No. 502004CA
006138.

   Stephen Rakusin and Joseph Van de Bogart of The Rakusin Law
Firm, Fort Lauderdale, for appellant.

  Detra Shaw-Wilder of Kozyak Tropin & Throckmorton, P.A., Coral
Gables, for appellees Stewart Tilghman Fox & Bianchi, P.A., William C.
Hearon, P.A., and Todd S. Stewart, P.A.

KLINGENSMITH, J.

    Laura D. Watson, P.A., d/b/a Watson & Lentner (“Judgment Debtor”)
appeals the non-final order of the trial court denying her motion to
dissolve a writ of garnishment directed to the garnishee Bank of America,
N.A. (“Bank”). The garnishment motion and writ of garnishment by the
Judgment Creditor were served on the Bank via certified mail without
objection, which thereafter filed its answer to the writ of garnishment.
The Judgment Debtor sought to dissolve the writ of garnishment, alleging
lack of proper service on the garnishee in strict compliance with section
77.04, Florida Statutes (2012). For the reasons set forth below, we
affirm.

   Stewart Tilghman Fox & Bianchi, P.A., William C. Hearon, P.A., and
Todd S. Stewart, P.A. (“Judgment Creditor”) filed an ex-parte motion for
garnishment initiating garnishment proceedings against Judgment
Debtor’s accounts at the Bank. The garnishment motion stated that the
Bank would be served via certified mail at the location where the Bank
identified it would accept service of legal process. A certificate of service
was later filed with the court by the Judgment Creditor certifying that
both the motion and the writ of garnishment were served on the Bank by
certified mail. The Bank did not object to the manner of service of the
writ of garnishment or to the trial court’s jurisdiction.

   The Bank timely filed its answer to the writ of garnishment, as well as
a demand for payment of attorney’s fees pursuant to the garnishment
statute. The answer disclosed that the Bank held accounts in the name
of Judgment Debtor in the amount of $11,553.13. Judgment Creditor
then served a notice of garnishment on the Judgment Debtor, providing
notice of the Bank’s answer to the writ of garnishment and advising that
the debtor had twenty (20) days to move to dissolve the writ pursuant to
section 77.055, Florida Statutes (2012).

   The Judgment Debtor made a general appearance and sought to
dissolve the writ. At the hearing on Judgment Debtor’s motion, counsel
argued that the writ should be dissolved because it was not served on a
proper bank official pursuant to section 48.081(1), Florida Statutes
(2012), and was improperly served on the Bank via certified mail instead
of hand-delivery by the sheriff or certified process server. As a result,
Judgment Debtor claims the service of process of the writ did not strictly
comply with the garnishment statute, depriving the court of jurisdiction.
The court rejected Judgment Debtor’s arguments and entered an order
denying the motion.

   Appellant relies on Space Coast Credit Union v. The First, F.A., 467 So.
2d 737 (Fla. 5th DCA 1985), in urging this court’s reversal of the trial
court’s order. The Fifth District explained that “[a]lthough a garnishment
proceeding is ancillary or collateral to the main action establishing the
debt, a garnishment proceeding, like an attachment proceeding, is
separate and distinct from the main action.” Id. at 739.

         A court’s subject matter jurisdiction must be properly
      invoked and perfected. Jurisdiction is perfected by a proper
      service of sufficient process on all indispensable parties, and
      this service of process gives the court jurisdiction of the
      parties. See Florida Power and Light Co. v. Canal Authority,
      supra, at 424. In a garnishment proceeding, jurisdiction
      over the defendant garnishee is obtained by service on him,
      actual or constructive, or by his appearance. If the court fails

                                     -2-
      to acquire jurisdiction over the defendant in the proper
      manner, its judgment is void. See Johnson v. Clark, 145 Fla.
      258, 198 So. 842 (1940); McGehee v. Wilkins, 31 Fla. 83, 12
      So. 228 (1893).

Id. (emphasis added). In Space Coast, a judgment creditor sought to
garnish the judgment debtor’s interest in a checking account at the
garnishee bank. Id. at 738. There, it was alleged that the court lacked
jurisdiction because “[t]he writ was not served by the sheriff or by a
special process server appointed by the sheriff or by the court. Also, the
writ was delivered to a lower echelon employee of the garnishee bank
who was not authorized to accept service of process . . . .” Id.

   In contrast to the situation that presents here, the garnishee bank in
Space Coast failed to file an answer to the writ and a default judgment
was entered against it. Id. Eighteen months after the default was
entered, the garnishee’s motion for relief from judgment was granted by
the trial court, ruling that the judgment was void at its inception. Id.
Because service of process on the bank was defective, subjecting the
judgment against the bank to being attacked “at any time,” the void
judgment was deemed legally ineffective and a nullity, thus depriving the
court of jurisdiction. Id. at 739; see also McGee v. McGee, 22 So. 2d 788,
790 (Fla. 1945) (stating that “a judgment or decree that appears from the
face of the record to be absolutely null and void for lack of jurisdiction
over the person of the defendant may be set aside and stricken from the
record on motion at any time”).

    The Judgment Debtor also urges us to adopt the reasoning from
decisions in other state and federal jurisdictions holding that a garnishee
may waive defects in service or in the form of a writ of garnishment if the
defect affects the garnishee personally, but may not waive defects that
affect the primary defendant’s personal rights or the judgment debtor’s
funds deposited with the garnishee (the “res”). Contrary to that position,
the Florida Supreme Court has previously held that a garnishee can
waive the requirement that the court obtain jurisdiction only through
strict compliance with service of process requirements.

   In Mercer v. Booby, 6 Fla. 723, 723-24 (1856), the question presented
was whether defects in service of process of a writ of garnishment was
waived by the general appearance of a garnishee. In Mercer, the
garnishee entered a general appearance before the trial court, but failed
to file an answer as required in garnishment proceedings. Id. The trial
court subsequently entered a final judgment against the garnishee, who
then appealed the final judgment based on an alleged defect in service of

                                    -3-
process of the garnishment writ. Id. The Florida Supreme Court
affirmed the trial court’s entry of judgment and held:

          The statute (vide Thompson’s Digest, 372,) provides that
      the service of the writ of garnishment shall be the same as is
      provided in the case of a summons ad respondendum, and it
      has been heretofore decided by this court that the
      appearance of a defendant in a suit cures any defect in the
      service of the writ. (D. B. Wood & Co. v. Bk. of the State of
      Geo., 1 Fla. Reps., 378.) We can perceive no good reason why
      the same rule should not be applicable to the service of writs
      of garnishment.

Id. at 724 (emphasis added). The court ruled that the trial court
obtained jurisdiction in the garnishment proceedings after the garnishee
made its voluntary appearance. Id. It did not distinguish between the
trial court’s exercise of jurisdiction over the garnishee and its authority
to exercise jurisdiction over the res.

    Florida law is well established that service of process, and any defect
in service of process, can be waived by the general appearance of a party
before the trial court. Solmo v. Friedman, 909 So. 2d 560, 564 (Fla. 4th
DCA 2005) (“Active participation in the proceedings in the trial court,
especially without objecting to jurisdiction due to the lack of service of
process, constitutes a submission to the court’s jurisdiction and a waiver
of any objection.”); see also Caldwell v. Caldwell, 921 So. 2d 759, 760
(Fla. 1st DCA 2006) (“By entering a general appearance without
contesting personal jurisdiction [the appellant] waived this defense.”);
Lennar Homes, Inc. v. Gabb Constr. Servs., Inc., 654 So. 2d 649, 651 (Fla.
3d DCA 1995) (“A defendant who fails to contest the sufficiency of service
of process at the inception of the case, whether by motion or responsive
pleading, has waived this defense once he or she has entered a general
appearance.”); Parra v. Raskin, 647 So. 2d 1010, 1011 (Fla. 3d DCA
1994) (“[W]hen a defendant waives an objection to insufficient service of
process by failing to timely object, the defendant thereby consents to
litigate the action and the court may not, either on the defendant’s
motion or its own initiative, dismiss the suit for insufficient service of
process.”).

   In garnishment proceedings, it is the garnishee (and not the judgment
debtor) who must file a timely answer to the writ or face default. It is the
garnishee who is entitled to request attorney’s fees for preparing its
answer. Further, it is the garnishee who bears the responsibility to the
judgment creditor for delivery of the res after a judgment is entered.

                                    -4-
Therefore, the garnishee is permitted to waive its rights to proper service
and to submit itself voluntarily to the court’s jurisdiction. Because a
garnishment proceeding is separate and distinct from the main action,
the garnishee is not treated as the alter ego or agent of the judgment
debtor.    For these reasons, the waiver of any service of process
requirements by the garnishee does not in any way waive the judgment
debtor’s rights relating to the res or its right to otherwise contest the
entry of a judgment against the garnishee.

    Because we are bound by the controlling precedent from the Florida
Supreme Court as expressed in Mercer, we hold that a judgment debtor
in a garnishment action has no vested right under Florida law to compel
strict compliance with service of process requirements on a garnishee in
cases where the garnishee opts to voluntarily submit itself to the
jurisdiction of the court. To hold otherwise would be to allow a judgment
debtor to exercise a degree of control over the business practices or
operations of a third party. The trial court’s order denying the Judgment
Debtor’s motion to dissolve the writ of garnishment is hereby affirmed.

   Affirmed.

WARNER and CONNER, JJ., concur.

                           *         *        *

   Not final until disposition of timely filed motion for rehearing.




                                    -5-
