                                                       United States Court of Appeals
                                                                Fifth Circuit
                                                             F I L E D
               IN THE UNITED STATES COURT OF APPEALS
                                                              April 15, 2003
                       FOR THE FIFTH CIRCUIT
                       _____________________             Charles R. Fulbruge III
                                                                 Clerk
                           No. 02-60600
                       _____________________

HAL JENKINS
                                               Plaintiff-Appellant,

                                versus

CAJUN CREDIT OF MACON;
BANKERS LIFE INSURANCE COMPANY OF FLORIDA
                                               Defendants-Appellees.

_________________________________________________________________

           Appeal from the United States District Court
             for the Southern District of Mississippi
                        USDC No. 4:00-CV-185
_________________________________________________________________

Before GARWOOD, JOLLY, and HIGGINBOTHAM, Circuit Judges.

PER CURIAM:*

     We have reviewed the record, read the briefs and heard the

arguments of the parties.   After doing so, we are convinced that

the thorough treatment of the issues by the district court

reflects no reversible error.    For the essentially the reasons

given by the district court in its thorough and able opinion, the

judgment of the district court is

                                                           AFFIRMED.




     *
      Pursuant to 5TH CIR. R. 47.5, the Court has determined that
this opinion should not be published and is not precedent except
under the limited circumstances set forth in 5TH CIR. R. 47.5.4.
