                  UNITED STATES COURT OF APPEALS
                       FOR THE FIFTH CIRCUIT


                        _______________________

                              No. 00-60070
                        _______________________


CONTINENTAL GENERAL INSURANCE COMPANY,

                                                            Plaintiff,

MARY ANN ADAMS,

                                                  Defendant-Appellant,

                                versus

WOOLF ESTATE, Estate of Mary Ann Woolf,

                                                  Defendant-Appellee,

ANDREA JUPE FRANKLIN,

                                      Intervenor Defendant-Appellee.


_________________________________________________________________

           Appeal from the United States District Court
             for the Southern District of Mississippi
                    Civil Docket #4:98-CV-94-LN
_________________________________________________________________

                            November 9, 2000

Before GOODWIN*, GARWOOD, and JONES, Circuit Judges.

PER CURIAM:*




     *
      Circuit Judge of the Ninth Circuit, sitting by designation.
     *
      Pursuant to 5TH CIR. R. 47.5, the Court has determined that
this opinion should not be published and is not precedent except
under the limited circumstances set forth in 5TH CIR. R. 47.5.4.
          After hearing oral argument in this case and studying the

briefs and pertinent portions of the record, we are persuaded that

the district court’s thorough and painstaking opinion contains

neither clear factual error nor any error of law.   The judgment is

AFFIRMED essentially for the reasons stated by the district court.




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