
527 S.E.2d 708 (2000)
Willie B. TART, Plaintiff,
v.
James L. MARTIN and Peggy H. Martin, Defendants.
No. COA99-401.
Court of Appeals of North Carolina.
April 4, 2000.
*710 Schlosser, Neill & Brackett, by Wilbur L. Linton, Jr., Greensboro, for plaintiff-appellant.
Teague, Rotenstreich & Stanaland, L.L.P., by Kenneth B. Rotenstreich and Ian J. Drake, Greensboro, for defendant-appellees.
EAGLES, Chief Judge.
Summary judgment is proper if the pleadings, depositions, admissions and affidavits show that there is no genuine issue as to any material fact and that a party is entitled to judgment as a matter of law. N.C.R.Civ.P. 56(c). On motion for summary judgment, the court must closely scrutinize the papers of the party moving for summary judgment, drawing all inferences from proof in favor of the non-movant. Shuford, N.C.Practice and Procedure, § 56-5 (5th ed. 1998 & Supp.).
We therefore must decide whether a material issue of fact remains as to whether the Martins are the "owners" of the Ford for purposes of either theory of liability alleged by Tart.
Because Mrs. Martin's name does not appear on the certificate of title and there appears no document supporting a contention that Mrs. Martin was an owner, we affirm summary judgment as to her.
In order to "afford greater protection for the rapidly growing number of motorists in the United States," the family purpose doctrine may be used to indirectly hold a vehicle owner liable for the negligent driving of the vehicle by a member of the owner's household. Williams v. Wachovia Bank and *711 Trust Co., 292 N.C. 416, 420, 233 S.E.2d 589, 592 (1977), citing Grindstaff v. Watts, 254 N.C. 568, 119 S.E.2d 784 (1961). However, a vehicle owner's liability under the doctrine is limited. In Taylor v. Brinkman, 118 N.C.App. 96, 453 S.E.2d 560 (1995)(affirming summary judgment in favor of alleged owner under the family purpose doctrine), we held that "the owner or person with ultimate control over the vehicle" may be held liable only if the plaintiff shows that
(1) the operator was a member of the family or household of the owner or person with control and was living in such person's home; (2) that the vehicle was owned, provided and maintained for the general use, pleasure and convenience of the family; and (3) that the vehicle was being so used with the express or implied consent of the owner or person in control at the time of the accident.
Taylor at 98, 453 S.E.2d at 562, citing Byrne v. Bordeaux, 85 N.C.App. 262, 264-65, 354 S.E.2d 277, 279 (1987).
As in Taylor, the issue here was whether Mr. Martin, a parent, "provided" the Ford to his son. We held in Taylor that to prove that a parent "provided" a vehicle to his child, the plaintiff must show that the parent had actual control of the vehicle at the time of their child's negligent act:
[I]n determining which family member is liable under the [family purpose] doctrine, the issue is one of control and use of the vehicle. In deciding who has control of a vehicle, ownership is not conclusive. Rather, the central inquiry is "who maintains or provides the automobile for the use by the family."
Id. at 98, 453 S.E.2d at 562 (citations omitted; emphasis added). Relevant "control" factors set out in Taylor include a parent's payment or repayment of the purchase price; payment of insurance premiums, repairs or operating expenses; possession of vehicle keys; and actually driving the vehicle. Id. at 98-99, 453 S.E.2d at 562-63, citing Dupree v. Batts, 276 N.C. 68, 170 S.E.2d 918 (1969) and Smith v. Simpson, 260 N.C. 601, 133 S.E.2d 474 (1963).
As in Taylor, we conclude that Mr. Martin did little more than extend credit to his son by providing him with the purchase price of the Ford and allowing him to repay the Martins over time. Id., citing Smith at 610-11, 133 S.E.2d at 481-82. The Martins' remaining, undisputed affidavit testimony conclusively shows that it was the Martin's son, and not the Martins, who had actual, exclusive control of the Ford after its purchase. Accordingly, we hold that the trial court properly granted summary judgment for the Martins under the family purpose doctrine. We note that because we affirm summary judgment for the Martins under the family purpose doctrine, we need not address the Martins' equitable ownership defense under G.S. § 20-279.1, et seq. (Motor Vehicle and Financial Responsibility Act of 1953) and Ohio Casualty Insurance Co. v. Anderson, 59 N.C.App. 621, 298 S.E.2d 56 (1982).
Negligent entrustment occurs when the owner of an automobile "entrusts its operation to a person whom he knows, or by the exercise of due care should have known, to be an incompetent or reckless driver, ... likely to cause injury to others." Coble v. Knight, 130 N.C.App. 652, 653, 503 S.E.2d 703, 704 (1998); Swicegood v. Cooper, 341 N.C. 178, 459 S.E.2d 206 (1995)(reversing summary judgment on negligent entrustment claim where evidence showed that defendant father knew of two of nine prior traffic offenses committed by his son).
Like the family purpose doctrine, the theory of negligent entrustment " undertakes to impose liability on an owner not otherwise responsible for the conduct of the driver of the vehicle". Coble at 653, 503 S.E.2d at 704. Unlike the family purpose doctrine, however, direct liability for negligent entrustment may be imposed where the plaintiff offers evidence of a defendant's record ownership (and not actual control) of a vehicle. Id. at 654, 503 S.E.2d at 704 (negligent entrustment requires "proof of ownership"). Therefore, the Martins may be held liable by virtue of holding title to their son's Ford, but only if their son's prior driving conduct put the Martins on notice of his recklessness.
*712 The key issue is whether evidence of the Martins' son's single 1993 moving violation and his three accidents in 1993 and 1994 creates a material issue of fact as to whether the Martins knew or should have known that their son was an unsafe driver. We hold that it does, and reverse the trial court.
The Martins' statements (in their answers to interrogatories and sworn affidavits) that they had no knowledge of their son's recklessness other than his 1993 moving violation does not conclusively resolve the issue of whether the Martins reasonably should have known that their son was a reckless driver. Viewing the evidence in the light most favorable to Tart, we hold that the Martins' son's three accidents over a two-year period, coupled with his high-speed moving violation during the same time period (a guilty plea to driving 50 mph in a 35 mph zone, arising out of a citation for driving at speeds in excess of 70 mph), constitutes sufficient evidence of recklessness to require submission of the negligent entrustment claim to the jury. We therefore reverse summary judgment as to negligent entrustment.
The trial court's order of summary judgment is
Affirmed in part and reversed in part.
Judges WALKER and WYNN concur.
