                                               FILED
             IN THE COURT OF APPEALS OF TENNESSEE
                                              October 2, 1995

                                              Cecil Crowson, Jr.
                                               Appellate C ourt Clerk




MATTHEW E. RADER, ET AL.      :     KNOX CIRCUIT
                              :     CA No. 03A01-9506-CV-00191
      Plaintiffs-Appellants   :
                              :
                              :
vs.                           :     HON. DALE C. WORKMAN
                              :     JUDGE
                              :
CLARENCE McDOWELL, ET AL.     :
                              :
      Defendants-Appellees    :     AFFIRMED AND REMANDED




J. MIKEL DIXON, OF KNOXVILLE, TENNESSEE, FOR APPELLANTS

ROBERT A. CRAWFORD and CHRISTOPHER D. HEAGERTY, WITH CARPENTER
& O'CONNOR, OF KNOXVILLE, TENNESSEE, FOR GARNISHEE-APPELLEE
AUTO-OWNERS INSURANCE COMPANY




                      O P I N I O N


                                                   Sanders, Sr.J.


                The Appellant has appealed from a judgment

denying its "Application for Execution."   We affirm.
          As pertinent, the record before us shows Matthew E.

Rader and Patrick E. Rader b/n/f Dennis T. Rader, and Dennis

T. Rader, individually, sued Clarence McDowell and Damien

McDowell for personal injuries and medical expenses resulting

from an automobile accident.   The complaint was filed in the

Circuit Court for Knox County December 17, 1992.   A default

judgment was entered against the Defendants and a final

judgment was entered for the Plaintiffs for a total of $4,700

on June 7, 1993.   It also provided:   "Execution for collection

of the judgment is also awarded, if necessary."



          The following document was filed in the circuit

court on July 20, 1993:

"MATTHEW E. RADER, ET AL.,
     Plaintiffs,
vs.
CLARENCE McDOWELL, ET AL.,
     Defendants,

                    "APPLICATION FOR EXECUTION

          "Come the judgment creditors, through counsel, and
respectfully move the Court authorize the issuance of an
application for execution against the liability insurance
carrier of the judgment debtor. In support of this
application, the plaintiffs would show to the Court, that they
have previusly applied for execution, ex parte, but there is
nothing in the record to show that the insurance company
against whom execution is sought is the liability insurance
carrier for Clarence McDowell. In support of this
application, it would be shown to the Court at the hearing,
that a valid policy of liability insurance was in full force
and effect at the time of this accident, and despite the fact
that the liability insurance carrier was fully and completely
notified of the claim and all proceedings herein, has refused
to appear and offer any defense on behalf of the insured and
defendants herein."

It is the judgment rendered on this document from which the

Appellant is appealing in the case at bar.



          After the application quoted above was filed, Auto-

Owners Insurance Company, although not a party to any of the



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proceedings and not named in the "Application for Execution",

filed a response in opposition to the Application.    As

pertinent, it said:   "Comes Auto-Owners Insurance Company

(hereinafter 'Auto-Owners') in response to plaintiffs'

Application for Execution.    Although Auto-Owners is not a

party to this action and is not specifically named in the

pleading, Auto-Owners is listed in a letter to the Court as

'the insurance company against whom execution is sought.'

Therefore, Auto-Owners files its Response to plaintiffs'

Application for Execution.

     "This suit arises out of a 1-car accident....Plaintiffs

now seek execution directly against Auto-Owners.

     "....Issues of coverage, including conditions and

exclusions from coverage, are not to be determined in the

underlying tort action, but would be subject to a proper

action for delcaratory judgment.

     "....Auto-Owners, therefore, respectfully moves the Court

to dismiss plaintiffs' Application for Execution as it may

relate to Auto-Owners Insurance Company."



          Upon the hearing of the Application for Execution,

the court denied the Application.    In doing so, the court

said: "The Court having reviewed the evidence and    having

heard the arguments of counsel, and the Court being of the

opinion that execution may not be issued against Auto-Owners

Insurance Company and that plaintiffs' Application is not

proper at this time;...."    (Emphasis ours.)



          The Petitioner has appealed, saying the court was in

error, but he has failed to file a transcript of the record

pursuant to TRAP Rule 24(a)(b) or (c).


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          In considering the issues, we are bound by the rule

that where there is no transcript of evidence in the record

and there is no error appearent in the rest of the record, the

appellate courts will conclusively presume the findings and

judgment of the trial court to be correct.     Wilson v. Hafley,

189 Tenn. 598, 226 S.W.2d 308 (Tenn.1949); Kyritsis v. Vieron,

53 Tenn.App. 336, 382 S.W.2d 553 (1964).     In the case of

McDonald v. Onoh, 772 S.W.2d 913, the court, in addressing

this issue, said:

    [W]ithout a transcript or statement of proceedings
    this Court must presume that every fact admissible
    uder the pleadings was found or should have been
    found in the appellee's favor. Gotten v. Gotten,
    748 S.W.2d 430, 432 (Tenn.App.1987); Richmond v.
    Richmond, 690 S.W.2d 534, 536 (Tenn.App.1985); In re
    Rockwell, 673 S.W.2d 512, 516 (Tenn.App.1983).



          The judgment of the trial court is affirmed and the

cost of this appeal is taxed to the Appellant.    The case is

remanded to the trial court for any further necessary

proceedings.




                                   __________________________
                                   Clifford E. Sanders, Sr.J.




CONCUR:


______________________
Herschel P. Franks, J.


______________________
Don T. McMurray, J.




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