           Case: 14-12406   Date Filed: 08/25/2014   Page: 1 of 2


                                                        [DO NOT PUBLISH]



            IN THE UNITED STATES COURT OF APPEALS

                    FOR THE ELEVENTH CIRCUIT
                      ________________________

                            No. 14-12406
                        Non-Argument Calendar
                      ________________________

                  D.C. Docket No. 2:14-cv-00099-RWS



In Re: BARTEL JAMES VANDER IEST, JR.,

                                        Debtor.
____________________________________________________

BANK OF AMERICA, N.A.,

                                             Plaintiff - Appellant,

versus

BARTEL JAMES VANDER IEST, JR.,

                                             Defendant - Appellee.

                      ________________________

               Appeal from the United States District Court
                  for the Northern District of Georgia
                     ________________________

                            (August 25, 2014)
                  Case: 14-12406   Date Filed: 08/25/2014   Page: 2 of 2


Before WILSON, ROSENBAUM, and COX, Circuit Judges.

PER CURIAM:

       The sole issue on this appeal is whether Section 506(d) of the Bankruptcy

Code allows a Chapter 7 debtor to “strip off” a valid junior mortgage lien when the

debt secured by the senior lien exceeds the value of the collateral. Appellant, Bank

of America, N.A., concedes that our precedent in Folendore v. Small Business

Administration, 862 F.2d 1537 (11th Cir. 1989), and McNeal v. GMAC Mortgage,

LLC, 735 F.3d 1263 (11th Cir. 2012), clearly hold that such a lien may be “stripped

off.” (Appellant’s Initial Br. at 4). Consequently, we affirm the judgment of the

district court.


       AFFIRMED.




                                           2
