Pursuant to Ind.Appellate Rule 65(D),

                                                                FILED
this Memorandum Decision shall not be
regarded as precedent or cited before
any court except for the purpose of
                                                              Mar 20 2012, 9:13 am
establishing the defense of res judicata,
collateral estoppel, or the law of the case.
                                                                     CLERK
                                                                   of the supreme court,
                                                                   court of appeals and
                                                                          tax court




ATTORNEY FOR APPELLANT:                             ATTORNEY FOR APPELLEE:

PETER J. AGOSTINO                                   THOMAS R. KENDALL
Anderson Agostino & Keller, P.C.                    Weltman, Weinberg & Reis Co., L.P.A.
South Bend, Indiana                                 Cincinnati, Ohio




                               IN THE
                     COURT OF APPEALS OF INDIANA

ROCHELLE M. GIBLER,                                 )
                                                    )
       Appellant-Defendant,                         )
                                                    )
               vs.                                  )   No. 71A05-1109-CC-500
                                                    )
DISCOVER BANK,                                      )
                                                    )
       Appellee-Plaintiff.                          )


                     APPEAL FROM THE ST. JOSEPH SUPERIOR COURT
                          The Honorable David C. Chapleau, Judge
                              Cause No. 71D06-1103-CC-238


                                          March 20, 2012

                 MEMORANDUM DECISION - NOT FOR PUBLICATION

BAILEY, Judge
                                      Case Summary

       Rochelle M. Gibler (“Gibler”) appeals a grant of summary judgment in favor of

Discover Bank (“Discover”) upon its breach of contract claim against Gibler. Gibler presents

a single issue for our review: whether Discover’s designation of summary judgment

materials failed to comport with the requirements of Indiana Trial Rule 56 such that Discover

did not establish its entitlement to summary judgment. We affirm.

                                Facts and Procedural History

       On March 28, 2011, Discover filed a complaint against Gibler, alleging that she was

liable to Discover under a credit card account agreement, in the principal sum of $8,770.06.

Discover also sought interest and contractual attorney’s fees. On May 13, 2011, Gibler

answered the complaint, alleging a lack of sufficient information to either admit or deny the

allegations of the complaint.

       On July 27, 2011, Discover filed its motion for summary judgment, designation,

affidavits of debt and attorney’s fees, and supporting memorandum. On August 4, 2011,

Gibler filed a response requesting that the motion for summary judgment be denied for

failure to comport with the requirements of Trial Rule 56(C), (specificity), and 56(E),

(requirement of certification or self-authenticating documents).

       On September 20, 2011, the trial court conducted a hearing on the motion for

summary judgment, at which argument of counsel was heard. At the conclusion of the

hearing, the trial court granted summary judgment in favor of Discover. Gibler appeals.




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                                  Discussion and Decision

       “Summary judgment may be proper when there is no dispute regarding a fact which is

dispositive of the action.” Cowe by Cowe v. Forum Group, Inc., 575 N.E.2d 630, 633 (Ind.

1991). The party moving for summary judgment bears the burden of establishing the lack of

a material factual issue and, once the movant has met this burden, an opposing party is

obliged to disgorge sufficient evidence to show the existence of a genuine triable issue. Id.

The opposing party’s obligation does not arise until after the movant has shown entitlement

to summary judgment. Id.

       “In ruling upon a motion for summary judgment, facts alleged in a complaint must be

taken as true except to the extent that they are negated by depositions, answers to

interrogatories, affidavits, and admissions on trial or by testimony presented at the hearing on

a motion for summary judgment.” Id. The trial court may consider only properly designated

evidence when deciding a motion for summary judgment. Kronmiller v. Wangberg, 665

N.E.2d 624, 627 (Ind. Ct. App. 1996), trans. denied. Pursuant to Trial Rule 56(E), an

unsworn statement or an unverified exhibit does not qualify as proper summary judgment

evidence. Id.

       In reviewing a trial court’s ruling on summary judgment, we stand in the shoes of the

trial court, and apply the same standards in deciding whether to affirm or reverse summary

judgment. Warren v. Warren, 952 N.E.2d 269, 272 (Ind. Ct. App. 2011). We consider all of

the designated evidence in the light most favorable to the non-moving party. Id. The party

appealing the grant of summary judgment bears the burden of persuading us that the trial


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court’s ruling was improper. Id.

       Discover designated account statements, a credit card application and agreement, and

affidavits of debt and attorney’s fees. Gibler finds this designation insufficient because most

of the documents are unverified, and because the affidavits are referenced in their entirety,

and not in specific paragraphs. Discover concedes that it offered unverified account

statements that failed to comply with the requirements of Trial Rule 56(E), but argues that the

properly designated materials – the credit card agreement and affidavits – are uncontroverted

and establish Discover’s entitlement to summary judgment. Striking the unauthenticated

documents, we will look at the remaining designated materials.

       Trial Rule 56(C) requires that at the time of filing a motion for summary judgment, “a

party shall designate to the court all parts of pleadings, depositions, answers to

interrogatories, admissions, matters of judicial notice, and any other matters on which it relies

for purposes of the motion.” The rule does not mandate the form of designation, the degree

of specificity required, or its placement (that is, the filing in which the designation is to be

made). Filip v. Block, 879 N.E.2d 1076, 1081 (Ind. 2008). However, the rule does compel

parties to identify the “parts” of a document upon which they rely. Id. Thus, there must be

sufficient specificity to identify the relevant portions of a document and so, for example, the

designation of an entire deposition is inadequate. Id. Page numbers are generally sufficient,

but a more detailed specification, such as supplying line numbers, is preferred. Id.

       “Even if entire portions of the record are designated, however, the designation will not

fail for lack of specificity if more detailed references to the record are provided in


                                               4
accompanying memoranda.” Abbott v. Gates, 670 N.E.2d 916, 922 (Ind. Ct. App. 1996).

“[A]s long as the trial court is apprised of the specific material on which the parties rely

either in support of or in opposition to the motion then the designation requirement has been

met.” Mid State Bank v. 84 Lumber Co., 629 N.E.2d 909, 913 (Ind. Ct. App. 1994).

       The sworn documents designated by Discover included a one-page affidavit of debt,

referencing charge account 6011005700700571, and a one-page affidavit of attorney’s fees.

Discover’s memorandum in support of summary judgment included the following references:

       Defendant’s use of the subject credit card account bound Defendant to the
       terms of the credit card agreement, including the obligation to repay the
       balance due, including interest and fees. This is evident from the face of the
       agreement, as well as prevailing Indiana law.
       …
       The Complaint and affidavit of Plaintiff’s representative set forth the unpaid
       balance on the subject account.

(App. 29.) The trial court, having heard argument that the designation of materials was

inadequate, professed an ability to find the assertions relied upon by the proponent of

summary judgment, given the conciseness of the materials. Although generally a higher

degree of specificity is of benefit, here we agree with the trial court that identifying the

material relied upon in one page affidavits would not have been particularly enhanced by the

use of paragraph or line numbers in the designation.

       Discover alleged in its complaint that Gibler had entered into a credit card agreement

and, pursuant to its terms, owed principal, interest, and attorney’s fees. Designated materials

in support of the motion for summary judgment included a credit card agreement and

affidavits of debt and attorney’s fees. The affiants claimed that Gibler owed $8,770.06 in


                                              5
principal (upon which interest at the statutory rate was to be computed) and $1,800 in

attorney’s fees. This is sufficient to require Gibler to “disgorge sufficient evidence to show

the existence of a genuine triable issue.” Cowe, 575 N.E.2d at 633. Gibler did not designate

materials in opposition to summary judgment or identify a genuine issue of material fact.

The trial court properly granted summary judgment to Discover.

       Affirmed.

BAKER, J., and DARDEN, J., concur.




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