Pursuant to Ind.Appellate Rule 65(D),
this Memorandum Decision shall not be
regarded as precedent or cited before
any court except for the purpose of
establishing the defense of res judicata,
collateral estoppel, or the law of the case.


ATTORNEYS FOR APPELLANT:                            ATTORNEYS FOR APPELLEE:

DAVID W. CRAIG                                      THOMAS C. HAYS
SCOTT A. FAULTLESS                                  LEWIS L. WOOTON
Craig Kelley & Faultless                            Lewis Wagner, LLP
Indianapolis, Indiana                               Indianapolis, Indiana
                                                                               FILED
                                                                            Apr 30 2012, 9:33 am

                               IN THE                                               CLERK
                     COURT OF APPEALS OF INDIANA                                  of the supreme court,
                                                                                  court of appeals and
                                                                                         tax court




NANCY REGULA, as Administrator of the               )
Estate of Daniel G. Young, Deceased,                )
                                                    )
       Appellant-Plaintiff,                         )
                                                    )
               vs.                                  )      No. 89A01-1109-CT-402
                                                    )
HPG CORPORATION, doing business as                  )
Cohen Brothers Metals Company and                   )
Integrity Metals,                                   )
                                                    )
       Appellee-Defendant.                          )


                     APPEAL FROM THE WAYNE SUPERIOR COURT
                       The Honorable Gregory A. Horn, Special Judge
                              Cause No. 89D01-0803-CT-5

                                          April 30, 2012

                MEMORANDUM DECISION - NOT FOR PUBLICATION

MAY, Judge
      Nancy Regula, as the administrator of Daniel G. Young’s estate, appeals the grant of

summary judgment in favor of HPG Corporation. We affirm.

                      FACTS AND PROCEDURAL HISTORY

      On May 26, 2006, Young drove a semi-tractor and fifty-three foot cargo trailer to

Integrity Metals, a company owned by HPG. Integrity employees loaded twenty-seven bales

of scrap metal weighing a total of 39,177 pounds onto Young’s trailer. Young was present

during the time the trailer was loaded. Approximately ten miles from Integrity, Young

crashed the semi-tractor and the trailer loaded with metal on a curve known as “Stant’s

Curve.” Young died as a result of the accident.

      On March 11, 2008, Regula, as the administrator of Young’s estate, filed an action

against HPG alleging negligence. On May 16, HPG filed its answer to the complaint, and on

August 27, 2009, HPG filed an amended answer.

      On August 16, 2010, HPG filed a motion for summary judgment, claiming it did not

owe a duty to Young or, in the alternative, did not breach a duty to Young, and claiming no

action it took was the proximate cause of Young’s death. Regula filed her objection and

brief in opposition to HPG’s motion for summary judgment on April 27, 2011. The trial

court held a hearing on June 1, and on August 8 it granted HPG’s motion for summary

judgment.

                            DISCUSSION AND DECISION

      Summary judgment is appropriate if the “designated evidentiary matter shows that

there is no genuine issue as to any material fact and that the moving party is entitled to

                                            2
judgment as a matter of law.” Indiana Trial Rule 56(C). The moving party bears the burden

of making a prima facie showing that there are no genuine issues of material fact and that it

is entitled to judgment as a matter of law. Huntington v. Riggs, 862 N.E.2d 1263, 1266 (Ind.

Ct. App. 2007), trans. denied. If the moving party meets these two requirements, the burden

shifts to the non-movant to set forth specifically-designated facts demonstrating there is a

genuine issue of material fact for trial. Id. “A genuine issue of material fact exists where

facts concerning an issue which would dispose of the litigation are in dispute or where the

undisputed material facts are capable of supporting conflicting inferences on such an issue.”

Id.

       “On appeal, we are bound by the same standard as the trial court, and we consider

only those matters which were designated at the summary judgment stage.” Id. We will

liberally construe the non-movant’s designated evidence to ensure he is not improperly

denied his day in court. Ind. Dept. of Rev. v. Caylor-Nickel Clinic, 587 N.E.2d 1311, 1313

(Ind. 1992).

       In granting HPG’s motion for summary judgment, the trial court relied in part on

Standard Oil Co. v. Soderling, 112 Ind. App. 437, 42 N.E.2d 373 (1942), in which Soderling,

the driver of the truck transporting the cargo, was injured when an employee of Standard Oil

attempted to unload an air compressor. A jury awarded Soderling damages for his injuries,

and Standard Oil appealed, arguing it owed no duty to Soderling to provide a person to help

unload the air compressor, and thus the injury Soderling sustained was not the fault of

Standard Oil. We held, based on long-standing precedent, Soderling had a duty to load and

                                             3
unload the freight he was responsible for transporting, and thus he was not entitled to

damages. Standard Oil Co., 112 Ind. App. at 446, 42 N.E.2d at 377.

       However, as the trial court in the instant case noted, the facts here differ from those of

Standard Oil because Young was not injured in the process of loading or unloading the scrap

metal, and no Indiana case addresses a similar fact pattern.

       Faced with an issue of first impression in Indiana, the trial court adopted the Savage

Rule, which states:

       The primary duty as to the safe loading of property is therefore upon the
       carrier. When the shipper assumes the responsibility of loading, the general
       rule is that he becomes liable for the defects which are latent and concealed
       and cannot be discerned by ordinary observation by the agents of the carrier;
       but if the improper loading is apparent, the carrier will be liable
       notwithstanding the negligence of the shipper.

U.S. v. Savage Truck Line, Inc., 209 F.2d 442, 445 (4th Cir. 1953). A latent defect is one not

discoverable through reasonable inspection. Deckard v. Ratliff, 553 N.E.2d 523, 524 (Ind.

Ct. App. 1990).

       The trial court found:

       Regula acknowledges in her Brief in Opposition that Integrity Metals only had
       a duty to remedy latent defects in the load Young was carrying. It is Regula’s
       burden, then, to come forward with evidence of a latent loading defect. . . .
       However, no such evidence is produced. Regula contends that because Young
       had never been to Integrity Metals prior to the date of the tragic accident that
       Young was entitled to rely upon Integrity’s representatives to load the trailer in
       a proper and safe manner for transit. The only evidence properly designated is
       that Young would look occasionally and observe the Trailer being loaded. If
       that is true, then Young would have observed that the bales of scrap metal
       were stacked on top of each other and were not bound together nor bound to
       their pallets. They were placed inside the Trailer in a manner that allowed free
       movement without any blocking or bracing. The “defect” if one exists, is
       open, obvious, and therefore, “patent” not “latent.”
                                               4
(App. at 19) (emphasis in original). Based on that finding, the trial court granted HPG’s

motion for summary judgment.

        Regula argues the trial court abused its discretion because whether the alleged loading

defect was latent or patent was a question for the jury. 1 We disagree.

        The Maine Supreme Court, in interpreting the Savage rule, held:

                The policy behind the Savage rule is well founded. The everyday
        practice and understanding in the trucking industry, as aptly reflected in the
        federal regulations on the subject, reflect that carriers logically should have the
        final responsibility for the loads they haul. No shipper, such as NEPW, can
        force a driver to accept a load that the driver believes is unsafe. See 49 C.F.R.
        § 392.9(b)(1) (2000). By the same token, a driver must take responsibility for
        the safety of his or her cargo by inspecting and securing the load. See §
        392.9(b)(2). The Savage rule does not absolve shippers from all responsibility
        as they bear the onus when cargo has been loaded improperly and that defect is
        latent.    The Savage rule simply extends the industry’s reasonable
        understanding to negligence suits involving carriers and shippers.
                Initially, the Savage rule applied solely to damage caused to the cargo
        being shipped. See generally M.C. Dransfield, Annotation, Liability of Carrier
        by Land or Air for Damage to Goods Shipped Resulting from Improper
        Loading, 209 F.2d 442, 44 A.L.R.2d 984 (1953). In subsequent years, courts
        extended the Savage reasoning to include personal injuries to employees of
        carriers caused by the negligent loading of goods. See General Electric Co. v.
        Moretz, 270 F.2d 780, 785-87 (4th Cir.1959); Georgia Kraft Co. v. Terminal
        Transport Co., 343 F.Supp. 1240, 1247 (E.D.Tenn. 1972). Most courts now
        accept the rationale of Savage and require carriers to take responsibility for the
        loads they carry, even if those loads have been improperly loaded by others.

1
 In support of her contention, Regula cites cases from other jurisdictions, all of which are distinguishable from
the facts of the instant case. See Smart v. American Welding and Tank Co., Inc., 149 N.H. 536, 826 A.2d 570,
575 (2003), (summary judgment not appropriate because question whether federal or state law should be
applied existed; the language regarding the Savage rule was dicta), reh’g denied; see also Ebasco Services,
Inc. v. Pacific Intermountain Express Co., 398 F.Supp. 565, 568 (D.C.N.Y. 1975) (summary judgment was not
appropriate because there was a question of material fact regarding representations made by the shipper’s
employees); see also W. J. Casey Trucking & Rigging Co., Inc. v. General Elec. Co., 151 N.J.Super. 151, 159,
376 A.2d 603, 607 (1977) (summary judgment not appropriate because shipper and carrier disagreed whether
the cargo was loaded properly).
                                                       5
       See id.
               The reasoning in Savage comports with the established duty of care
       notion that an injury must be foreseeable before a duty attaches. See Colvin v.
       A R Cable Services-ME, Inc., 1997 ME 163, ¶ 7, 697 A.2d 1289, 1290-91.
       Here, the carrier has the opportunity to intercept any problem through
       inspection. In fact, the carrier’s driver is under the obligation to conduct such
       a safety inspection pursuant to federal law. See § 392.9(b)(2). Carriers,
       through their drivers, must ensure the safety of their own loads, even when
       cargo is loaded by shippers. The Savage rule that imposes liability on carriers
       for the loading done by shippers, even when negligent, has been accepted by
       the majority of modern courts and by federal regulators.

Decker v. New England Pub. Warehouse, Inc., 749 A.2d 762, 766-67 (Me. 2000).

       Similar to Decker, Young had the opportunity to inspect the load, and testimony

indicated Young was “in and out of the truck. He was both. He was in the truck, and he’s

get out, and he’d come back and look, and he would go back to the truck.” (App. at 164.)

The manner in which the bales of scrap metal were loaded into Young’s truck was

undisputed – the bales were “placed in fifteen (15) staggering rows, with twelve (12) of the

rows being double stacked and three (3) of the bails being single stacked.” (Id. at 56.) In her

response to HPG’s motion for summary judgment, Regula stated the bales were “stacked on

top of each other and were not bound together nor bound to their pallets.” (Id. at 167.) This

method of loading “allowed free movement of the bales, without any blocking or bracing.”

(Id. at 167-68.)

       There is no evidence Young was forced to take the load in an unsafe condition, nor

that he attempted to question the manner in which the truck was loaded. Regula has not

demonstrated Young was unaware of the condition of the bales and the possibility they could

shift, which could result in an uneven weight distribution in his trailer. Rather, had Young

                                              6
inspected the load, as apparently is required by law, he would have seen the patent defect in

the loading of the bales of scrap metal. Therefore, HPG owed no duty to protect Young from

injuries resulting from that patent defect, and summary judgment was appropriate.

Accordingly, we affirm.

       Affirmed.

CRONE, J., and BROWN, J., concur.




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