                                                                            FILED
                            NOT FOR PUBLICATION                              OCT 20 2010

                                                                         MOLLY C. DWYER, CLERK
                    UNITED STATES COURT OF APPEALS                        U .S. C O U R T OF APPE ALS




                            FOR THE NINTH CIRCUIT



DANNIE A. GUERRERO and TRACEY                    No. 10-15333
POUEU-GUERRERO,
                                                 D.C. No. 3:09-cv-04211-JL
              Plaintiffs - Appellants,

  v.                                             MEMORANDUM *

GREENPOINT MORTGAGE FUNDING,
INC.; et al.,

              Defendants - Appellees.



                    Appeal from the United States District Court
                       for the Northern District of California
                     James Larson, Magistrate Judge, Presiding

                            Submitted October 7, 2010 **
                             San Francisco, California

Before: KLEINFELD and GRABER, Circuit Judges, and CARNEY, District
Judge.***



        *
             This disposition is not appropriate for publication and is not precedent
except as provided by 9th Cir. R. 36-3.
        **
             The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
        ***
             The Honorable Cormac J. Carney, United States District Court for the
Central District of California, sitting by designation.
      Dannie A. Guerrero and Tracey Poueu-Guerrero appeal from the district

court’s granting of a Federal Rule of Civil Procedure 12(b)(6) motion to dismiss

for failure to state a claim on their twenty-one claim complaint. The Guerreros

also appeal the district court’s dismissal of their complaint against Financial

Company of America, which was not served and did not appear below; their

request for leave to amend, which was unsupported by any facts they alleged they

would have pled upon leave of the court; and their motion to remand the state

claims to state court, when the district court found their state claims either waived

or meritless. We affirm.




      The Guerreros waived twelve of their twenty-one claims in their complaint

by omitting them from their appellate brief. Indep. Towers of Wash. v.

Washington, 350 F.3d 925, 929 (9th Cir. 2003). Of the remaining nine claims,

their claims of fraud and constructive fraud fail for insufficient pleading under

Federal Rule of Civil Procedure 9(b). Claim five, for reformation, fails for

insufficient pleading under Rule 9(b) and, in addition, because the sale of the

property extinguished any reformation remedy available to the Guerreros. Cal.

Civil Code § 2910. Their claims of unfair competition and violation of California

Civil Code § 1788.17 fail for insufficient pleading after Bell Atlantic Corp. v.


                                           2
Twombly, 550 U.S. 544 (2007) and Ashcroft v. Iqbal, 129 S. Ct. 1937 (2009).

Their claims for a violation of the Truth in Lending Act and for rescission are

untimely. 15 U.S.C. § 1635(f). Finally, because the Guerreros fail to state a

substantive claim upon which relief can be granted, their remedial claim for

declaratory relief is moot.




      The Guerreros lacked standing to bring a claim for “wrongful foreclosure,”

because they failed to allege actual, full, and unambiguous tender of the debt owed

on the mortgage. Karlsen v. Am. Sav. & Loan Ass’n, 92 Cal. Rptr. 851, 856-57

(Ct. App. 1971). Even if they had standing, they have not pleaded any facts to

rebut the unbroken chain of title or the trustee’s power to foreclose on the property

in event of default. Cal. Civ. Code § 2924(a).




      The district court did not err in dismissing the Guerreros’s complaint against

Financial Company of America. A court may dismiss claims without appearance

by a defendant based on facts presented by other defendants who have appeared.

Abagninin v. AMVAC Chem. Corp., 545 F.3d 733, 742-43 (9th Cir. 2008).

Greenpoint and Aurora argued sufficient facts and highlighted sufficient




                                          3
deficiencies in the Guerreros’s complaint that the district court did not err in

dismissing the claims as to Financial Company of America as well.




      The district court did not abuse its discretion by dismissing the Guerreros’s

state law claims rather than remanding to state court. The district court had

jurisdiction over the case under 28 U.S.C. § 1331 because the complaint raised

numerous federal law issues, and had supplemental jurisdiction under 28 U.S.C. §

1367 over the related state law issues, which arose from the same transaction and

occurrence as the federal law issues. It was not an abuse of discretion for the

district court, after taking into account concerns of judicial efficiency and comity,

to retain jurisdiction over the state law claims and decide their merit. Brady v.

Brown, 51 F.3d 810, 816 (9th Cir. 1995).




      Finally, it was not an abuse of discretion for the district court to deny the

Guerreros’s motion for leave to amend their complaint. The Guerreros have failed

to present any evidence that amendment would not be futile. They have “presented

no new facts but only new theories and provided no satisfactory explanation for his

failure to fully develop his contentions originally.” Nunes v. Ashcroft, 375 F.3d

805, 808 (9th Cir. 2004) (internal quotation marks omitted). They did not lodge a


                                           4
proposed amended complaint or otherwise show what they would have pleaded to

cure the deficiencies. Thus, it was not an abuse of discretion to deny leave to

amend.




AFFIRMED.




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