                    Appendix 1 - Present Value of Earnings Losses


                Pre-Event   Actual Pre-Event      Personal     Pre-Event            Present
                Earnings    Growt Earnings       Consumption   Earnings    Historic
                                                                                    Value (2020)
Year     Age    (Base $)    h      (Current $)      (PC)         Less      Earnings
                                                                                    of Earnings
                            Rates                   Total         PC       Losses
                                                                                    Losses
Col-1   Col-2      Col-3    Col-4     Col-5         Col-6       Col-7         Col-8    Col-9
1984     40        $2,937   3.90%   $2,937         $1,072       $1,865      $1,865    $18,884
1985     41      $11,748    3.80%    $12,194       $4,372       $7,822      $7,822    $70,683
1986     42      $11,748    1.10%    $12,329       $4,397       $7,931      $7,931    $65,183
1987     43      $11,748    4.40%    $12,871       $4,497       $8,374      $8,374    $63,523
1988     44      $11,748    4.40%    $13,437       $4,599       $8,839      $8,839    $61,966
1989     45      $11,748    4.60%    $14,055       $4,708       $9,348      $9,348    $59,954
1990     46      $11,748    6.10%    $14,913       $4,855      $10,058     $10,058    $58,181
1991     47      $11,748    3.10%    $15,375       $4,933      $10,443     $10,443    $54,909
1992     48      $11,748    2.90%    $15,821       $5,006      $10,815     $10,815    $52,404
1993     49      $11,748    2.70%    $16,248       $5,076      $11,172     $11,172    $50,947
1994     50      $11,748    2.70%    $16,687       $5,147      $11,540     $11,540    $49,646
1995     51      $11,748    2.50%    $17,104       $5,214      $11,890     $11,890    $47,749
1996     52      $11,748    3.30%    $17,668       $5,302      $12,366     $12,366    $45,632
1997     53      $11,748    1.70%    $17,969       $5,349      $12,620     $12,620    $43,010
1998     54      $11,748    1.60%    $18,256       $6,423      $11,833     $11,833    $37,190
1999     55      $11,748    2.70%    $18,749       $6,510      $12,240     $12,240    $35,502
2000     56      $11,748    3.40%    $19,387       $6,620      $12,767     $12,767    $34,291
2001     57      $11,748    1.60%    $19,697       $9,084      $10,613     $10,613    $26,097
2002     58      $11,748    2.40%    $20,170       $9,185      $10,984     $10,984    $25,249
2003     59      $11,748    1.90%    $20,553       $9,266      $11,286     $11,286    $24,783
2004     60      $11,748    3.30%    $21,231       $9,408      $11,823     $11,823    $24,934
2005     61      $11,748    3.40%    $21,953       $9,556      $12,397     $12,397    $25,058
2006     62      $11,748    2.50%    $22,502       $9,667      $12,835     $12,835    $24,434
2007     63      $11,748    4.10%    $23,424       $9,851      $13,574     $13,574    $23,937
2008     64      $11,748    0.10%    $23,448       $9,855      $13,593     $13,593    $22,182
2009     65      $11,748    2.70%    $24,081       $9,979      $14,102     $14,102    $21,893
2010    65.5       $3,427   2.70%   $7,213         $2,947       $4,266      $4,266    $6,414

Total           $300,064    2.95%   $460,274      $172,879     $287,395    $287,395 $1,074,636
