           IN THE COURT OF APPEALS OF TENNESSEE
                AT JACKSON MAY 1999 SESSION

                                                    FILED
                                                      June 14, 1999

                                                    Cecil Crowson, Jr.
BECKY CHENAULT,           )   SHELBY CIRCUIT       Appellate Court Clerk
                          )   (No. 60191-9 T.D.)
    Plaintiff/Appellee    )
                          )
v.                        )   APPEAL NO. 02A01-9710-CV-00255
                          )
WILLIAM T. CARSLEY et ux )
MARTHA CARSLEY, and       )
JAMES V. BALL,                )
                          )
    Defendants/Appellants )




     APPEAL FROM THE CIRCUIT COURT OF SHELBY COUNTY
                 AT MEMPHIS, TENNESSEE
     THE HONORABLE WILLIAM B. ACREE, JR. SPECIAL JUDGE




For the Appellant:
S. Ronald Lucchesi
James V. Ball
202 Adams Avenue
Memphis, TN 38103

For the Appellee:
Russell C. Winston
Adam O. Knight
707 Adams Avenue
Memphis, TN 38105


AFFIRMED                      WILLIAM H. INMAN, Senior Judge

CONCUR:

DAVID R. FARMER, JUDGE
ALAN E. HIGHERS, JUDGE

                 MEMORANDUM OPINION

      The Carsleys executed and delivered a promissory note on August 18, 1992,

to the plaintiff in the amount of $12,228.00, payable in monthly installments of

$509.50, the payment of which was allegedly secured by a “lien on pending court

litigations,” as evidenced by this language:

      “I have (full coverage insurance) on the above specified property
      which will remain in force for the duration of this note, or until
      pending court litigations are settled, at which time payment of this
      note will be paid in full less unused interest.”

      The Carsleys were represented by the defendant, attorney Ball, in an action

for damages for personal injuries sustained in an accident on January 8, 1992.

      By letter dated March 5, 1993, directed to the attorney for the plaintiff, the

defendant Ball acknowledged notice of the loan agreement between the plaintiff

and his clients and agreed “to honor it as a lien on any proceeds received by Mrs.

Carsley regarding the matter we are handling for her.”

      On June 30, 1993, the plaintiff filed suit in the General Sessions Court

against the Carsleys to recover the amount owing on the promissory note. The

personal injury suit of the Carsleys had not been settled or tried, and the plaintiff

had become fearful of its value.

      One month later, attorney Ball settled the personal injury case. The proceeds

were paid to Carsley less fees and medical liens. The asserted lien of the plaintiff

was not taken into account; he did not “honor the lien.”

      On March 3, 1994, the plaintiff was awarded a judgment for the amount

owing on the promissory note, which was appealed to the Circuit Court. Nearly

two years later, attorney Ball was added as a defendant for his failure to honor the

lien of the plaintiff on the settlement proceeds.

                                         2
        On June 17, 1997, a consent judgment was taken against the Carsleys.

Following trial, a judgment was entered against the defendant Ball for $8,356.00

plus accrued interest on account of his failure to honor the aforesaid lien. He

appeals, and presents for review a number of issues involving the sufficiency of the

evidence, whether he had contracted as alleged and whether the plaintiff should

have repossessed a truck which was allegedly pledged as collateral for the loan.

         Our review of the findings of fact made by the trial Court is de novo upon

the record of the trial Court, accompanied by a presumption of the correctness of

the finding, unless the preponderance of the evidence is otherwise. TENN. R. APP.

P., RULE 13(d); Campbell v. Florida Steel Corp., 919 S.W.2d 26 (Tenn. 1996).

         The defendant argues that the consideration for the assignment [i.e., the lien]

granted by the Carsleys was forbearance by the plaintiff in filing a lawsuit. A short

answer to this argument is that the documentation does not support it. He further

argues that when he settled the Carsley’s lawsuit, they directed him not to pay the

plaintiff because she had sued them. Aside from the fact that the Carsleys denied

this, the asserted lien could not have been dishonored in such fashion.

         From all of which it appears that this is a proper case for affirmance pursuant

to Rule 10, Rules of the Court of Appeals.1

         The judgment is affirmed at the costs of the appellant and the case is

remanded for all appropriate purposes.



                                                     _______________________________
                                                     William H. Inman, Senior Judge



        1
           Affirm ance W ithout O pinion - M emor andum Opinio n. (b) The Court, w ith the con currenc e of all
judges participating in the case, may affirm, reverse or modify the actions of the trial court by memorandum
opinion when a formal opinion would have no precedential value. When a case is decided by memorandum
opinion it shall be designated “MEMORA NDUM OPINION ,” shall not be published, and shall not be cited or
relied on fo r any reas on in a su bseque nt unrelate d case. [A s amen ded by order filed April 22 , 1992.]

                                                       3
CONCUR:



_______________________________
David R. Farmer, Judge



_______________________________
Alan E. Highers, Judge




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