                           NOT FOR PUBLICATION

                    UNITED STATES COURT OF APPEALS
                                                                           FILED
                            FOR THE NINTH CIRCUIT
                                                                           MAR 01 2016
                                                                        MOLLY C. DWYER, CLERK
                                                                         U.S. COURT OF APPEALS
KATHLEEN KAIPOLEIMANU SILIGA,                    No. 13-16963
trustee of the Erlene Luka Lahapa
Cabrinha Living Trust dated January 29,          D.C. No. 1:11-cv-00318-SOM-
2009,                                            RLP

              Plaintiff - Appellant,
                                                 MEMORANDUM*
 v.

DEUTSCHE BANK NATIONAL TRUST
COMPANY, Trustee of the Harborview
Mortgage Loan Trust, Series 2006-14 and
ONEWEST BANK, FSB,

              Defendants - Appellees.


                   Appeal from the United States District Court
                            for the District of Hawaii
                Susan Oki Mollway, Chief District Judge, Presiding

                     Argued and Submitted February 10, 2016
                               Honolulu, Hawaii

Before: GRABER, BYBEE, and CHRISTEN, Circuit Judges.




        *
             This disposition is not appropriate for publication and is not precedent
except as provided by 9th Cir. R. 36-3.
      Plaintiff-appellant Siliga1, as trustee for the Erlene Cabrinha Living Trust,

brought this action against defendants-appellees One West Bank and Deutsche

Bank National Trust Company (“the Bank defendants”), seeking rescission of a

defaulted mortgage loan because of alleged unfair and deceptive acts and practices

committed by the mortgage brokers (“the Enloe defendants”) and the original

lender, Express Capital. Siliga appeals (1) the district court’s entry of summary

judgement in favor of the Bank defendants, and (2) the district court’s denial of her

motion for leave to amend the Federal Rule of Civil Procedure 16 scheduling order

to allow her to amend her complaint. We have jurisdiction under 28 U.S.C.

§ 1291, and we AFFIRM.

      1. Summary Judgment

      Summary judgment is proper where, viewing the evidence in the light most

favorable to the non-moving party, there is no genuine dispute of material fact and

the movant is entitled to judgment as a matter of law. See, e.g., Universal Health

Servs. v. Thompson, 363 F.3d 1013, 1019 (9th Cir. 2004). We review de novo. Id.




      1
          The parties have informed us that the trustee for the Erlene Cabrinha Trust
was changed in January 2012. Accordingly, the Clerk’s Office is directed to
substitute the current trustee, Kathleen Siliga, for the former trustee and original
plaintiff, Erlene Ichimura. Fed. R. App. P. 43(b).

                                          2
      Siliga brings her claim under Hawaii’s Unfair and Deceptive Acts and

Practices (UDAP) law. Haw. Rev. Stat. § 480-2(a). Siliga claims that her loan is

void ab initio because both the original lender and the broker misrepresented the

terms of the loan. Id. § 480-12 (“Any contract or agreement in violation of this

chapter is void and is not enforceable at law or in equity.”). She argues that

misconduct by the brokers, the Enloe defendants, is attributable to the original

lender, Express Capital, because the Enloe defendants were acting as agents of

Express.

      Siliga has not identified a material “representation, omission or practice[]”

by Express Capital that was “likely to mislead consumers acting reasonably under

the circumstances.” Compton v. Countrywide Fin. Corp., 761 F.3d 1046, 1053

(9th Cir. 2014) (alteration in original) (quoting Courbat v. Dahana Ranch, Inc.,

141 P.3d 427, 427 (Haw. 2006)). There is no evidence in the record that creates a

genuine issue of fact as to agency. Siliga has not demonstrated that the Enloe

defendants had the authority to act on behalf of Express, or that either Enloe or

Express ever represented that this was the case to Cabrinha, the original borrower.

See, e.g., State v. Hoshijo ex rel. White, 76 P.3d 550, 561 (Haw. 2003) (defining

actual authority); Cho Mark Oriental Food, Ltd. v. K&K Int’l, 836 P.2d 1057, 1062




                                          3
(Haw. 1992) (defining apparent authority). Thus, Siliga failed to demonstrate any

genuine disputes of material fact, and summary judgment was proper.

      In the alternative, even if there were an issue of fact regarding the validity of

the original loan, Siliga’s complaint is late under the applicable statute of

limitations. See Haw. Rev. Stat. § 480-24(a). Cabrinha knew of a UDAP violation

at or near the time of the loan, because of the disclosures made at or shortly after

closing. See, e.g., Lizza v. Deutsche Bank Nat’l Trust Co., 1 F. Supp. 3d 1106,

1121 (D. Haw. 2014) (noting that a cause of action accrues under Hawaii’s UDAP

law when the violation occurs); accord Kersh v. Manulife Fin. Corp., 792 F. Supp.

2d 1111, 1122 (D. Haw. 2011); McDevitt v. Guenther, 522 F. Supp. 2d 1272,

1289–90 (D. Haw. 2007). She failed to file a complaint within the four-year

limitations period.

      2. Rule 16 Motion to Amend

      Because Siliga moved to amend the complaint after the pre-trial scheduling

order had been entered, her ability to amend the complaint is governed by Rule 16,

not Rule 15. Rule 16(b)(4) provides that a scheduling order may be amended only

“for good cause.” Fed. R. Civ. P. 16(b)(4). “Unlike Rule 15(a)’s liberal

amendment policy which focuses on the bad faith of the party seeking to interpose

an amendment . . ., Rule 16(b)’s ‘good cause’ standard primarily considers the


                                           4
diligence of the party seeking the amendment.” Johnson v. Mammoth Recreations,

Inc., 975 F.2d 604, 609 (9th Cir. 1992). Thus, if the party seeking the amendment

was not diligent, the court may deny the motion. Zivkovic v. S. Cal. Edison Co.,

302 F.3d 1080, 1087 (9th Cir. 2002). We review the denial of the motion to amend

the scheduling order for abuse of discretion. See Johnson, 975 F.2d at 607.

      The district court did not err in finding that Siliga was not diligent in seeking

to amend her complaint. The facts and claims that Siliga wished to add to her

complaint were known to her well in advance of the amendment deadline, and she

failed to either seek an amendment or ask for an extension of the deadline. See,

e.g., Learjet, Inc. v. Oneok, Inc. (In re W. States Wholesale Nat. Gas Antitrust

Litig.), 715 F.3d 716, 737 (9th Cir. 2013) (holding that district court did not abuse

its discretion when it denied a motion to amend, because plaintiff had known

earlier of facts and theories supporting amendment). The district court therefore

did not abuse its discretion in denying her motion to amend.

      AFFIRMED.




                                          5
                                                                         FILED
Siliga v. Deutsche Bank National Trust Co., No. 13-16963
                                                                         MAR 01 2016
GRABER, Circuit Judge, concurring in part:                            MOLLY C. DWYER, CLERK
                                                                       U.S. COURT OF APPEALS


      I agree with the majority except for the first reason for upholding summary

judgment. But the complaint plainly is untimely.
                                                                            FILED
Siliga v. Deutsche Bank National Trust Co., No. 13-16963
                                                                            MAR 01 2016
Christen, Circuit Judge, concurring:                                     MOLLY C. DWYER, CLERK
                                                                          U.S. COURT OF APPEALS


      The appellees did not argue in the district court that UDAP’s four-year

statute of limitations barred plaintiff’s UDAP rescission claim, so I would not

reach this issue. I agree that the district court should be affirmed because appellant

did not raise a genuine issue of material fact as to an agency relationship between

Express Capital and Enloe Enterprises.
