                                                                                             11/14/2019
                IN THE COURT OF APPEALS OF TENNESSEE
                           AT KNOXVILLE
                                  April 16, 2019 Session

    JOHN THOMAS AMMONS v. WILLIAM C. LONGWORTH, ET AL.

                  Appeal from the Chancery Court for Knox County
                  No. 178387-3     Michael W. Moyers, Chancellor
                       ___________________________________

                            No. E2018-01004-COA-R3-CV
                        ___________________________________


This appeal involves many attempts to secure repayment of a loan. After the most recent
hearing, the trial court denied the plaintiff’s request to revisit the prior rulings. We affirm
as modified.

      Tenn. R. App. P. 3 Appeal as of Right; Judgment of the Chancery Court
                      Affirmed as Modified; Case Remanded

JOHN W. MCCLARTY, J., delivered the opinion of the court, in which D. MICHAEL
SWINEY, C.J., and THOMAS R. FRIERSON, II, J., joined.

Donald K. Vowell and Douglas L. Dunn, Knoxville, Tennessee, for the appellant, John
Thomas Ammons.

Ray H. Jenkins, Knoxville, Tennessee, for the appellees, William C. Longworth and
Tamara Longworth.


                                         OPINION

                                    I. BACKGROUND

      William C. Longworth and his wife, Tamara Longworth (“the Longworths”),
began construction of a new home in the late 2000s, just when the economic decline
began, despite the warnings of Mrs. Longworth’s father, John Thomas Ammons. In
2009, Mrs. Longworth informed her father that the individuals under contract to purchase
the Longworths’ old house, located on Wilnoty Drive in Knoxville, had backed out. She
sobbed that she and her husband “were going to lose everything,” as the new house was
complete and the construction loan was due. Mr. Ammons’s understanding was that if the
couple was unable to pay the construction loan, they were going to lose the new house.
He told his daughter that he “would loan them the money with the stipulation that when
the [old] house did sell, that they would repay the loan at that time. . . .” Mrs. Longworth
immediately accepted the offer and told her father that “when the house sold that they
would repay [him] and how grateful they were, how thankful they were.” Mr. Ammons
testified that, at that time, he had no doubt he would be repaid. On January 6, 2009, Mr.
Ammons obtained a check from Y-12 Federal Credit Union in the amount of $193,000.
The bank teller, who had known him for years, expressed her concern that he was
“lending such a large sum of money without additional paperwork,” but Mr. Ammons
replied, “[N]o, she’s my daughter and she promised she’ll pay me back as soon as the old
house sells.”

        Three days later, Mrs. Longworth requested that her father sign a “gift letter” that
certified to the Longworths’ lender that he had “given or will give the sum of $193,000 as
a gift to William C. Longworth towards the purchase of the property located at 1619
Nicholas View Ln, Knoxville TN.” According to Mr. Ammons, at the time he signed the
“gift letter,” Mrs. Longworth “reiterated quite strongly how they knew that they were
borrowing money from me, that they would pay me back, pay the entire loan when the
house sold, and made it very clear that this was to satisfy the lending institution.” Mr.
Ammons testified that he did not feel he was doing anything improper because there were
no monthly payments on the loan; rather, the agreement was that the money would be
repaid once the old house sold. The money borrowed from Mr. Ammons was used to pay
off the Wilnoty Drive home, automobiles, and credit cards in order for the Longworths to
“have a clear slate to qualify for the loan on their new home.”

       The Wilnoty Drive home, however, did not sell. Mr. Ammons soon urged his
daughter to “get the home cleaned up, cleaned out, and get it on the market to rent” in
order to “[a]t least get some money coming in.” After Mr. Ammons helped the
Longworths prepare the house, it was rented to a couple from California. Despite Mr.
Ammons requesting that the rent money come to him in an escrow account until the
house sold, by July 2009, the Longworths had not made any payments to him, even
though by that time they had been receiving rent payments in the amount of $1250 for
several months. One day when his daughter was visiting at his home, Mr. Ammons
brought up the subject of payment. Mrs. Longworth got very upset and left with her
children.1 After Mr. Ammons called Mr. Longworth and left a message, his son-in-law
returned the call and offered to pay $600 out of the $1250 per month that the Longworths
were receiving for rent. But nothing was ever paid. According to Mr. Ammons, he was
never again able to reach either one of the Longworths by telephone. However, Mrs.
Longworth wrote her father a letter: “As far as the money — we still intend to pay you
back as we agreed to do in the beginning. WE have never wavered on the deal that was

       1
        Mrs. Longworth told a witness present: “I don’t know why my dad doesn’t just give us
the money. It was going to be my inheritance anyway.”
                                           -2-
made. . . . We are aware that we owe you the money.” (Emphasis in original.).

       It appears that the Wilnoty house continued to remain off the market as a rental
property. Mrs. Longworth asserted that the couple had lined up a buyer for the house for
$185,000, but that her father rejected the sale. She also claimed that Mr. Ammons was
offered the deed to the property but refused to accept it. Mr. Ammons rejected both of
these contentions. When Mr. Ammons’s attorney sought a quitclaim deed to the
property, the Longworths’ attorney challenged Mr. Ammons to produce a signed contract
that he was owed any money.

       On August 4, 2010, Mr. Ammons filed a complaint against the Longworths in
which he alleged that he had loaned them $193,000 but feared that they would refuse to
pay him. The complaint asserted that the Longworths had acknowledged the debt. In his
request for relief, Mr. Ammons asked for judgment in the amount of $193,000, a
“judgment lien,” and general relief. In their answer, the Longworths denied any
agreement to repay or that they owed Mr. Ammons any money.

        The case proceeded to trial on September 2, 2011. In the memorandum opinion,
the trial court held that Mr. Ammons had loaned his daughter $193,000 and that both
father and daughter “understood this to be a loan[.]” The court stated that “Mrs.
Longworth, you have been unjustly enriched if that money is not returned to Mr.
Ammons.” The court further found that Mrs. Longworth “acknowledges that this was the
debt, acknowledges that she had agreed to repay it and that it would be repaid.” The court
held that “a judgment against Mrs. Longworth should go down in the amount of
$193,000, secured by a judgment lien against the Wilnoty Drive house.” As to Mr.
Longworth, the court found that Mr. Ammons had “not proved [his] case, and the case
against Mr. Longworth is dismissed.” The trial court added: “I’m not today going to
order a sale of that house. I’ll let the parties try to work that out, how that it will be
executed upon or sold[.]” The court asserted, “So, the $193,000 is solely [owed] by a
judgment lien against the Wilnoty Drive house, and I’ll let you counsel decide how
you’re going to enforce that judgment lien. . . .”

      After the court announced the decision, counsel for the Longworths inquired as
follows:

             Mr. Jenkins: Your Honor, for clarification, how is this done?
             Does this affect Mr. Longworth —

             The Court: Good question. I’ll let you guys work that out.

             Mr. Jenkins: — about the ownership

             The Court: That gets into questions of tenancy by the
                                      -3-
              entireties and a whole lot of other questions that I know I’m
              not ready, willing or able to answer today. When we get to
              the point of — if the Court has to intervene further, to figure
              out how to enforce this judgment money, we’ll take that up at
              that time.

              Right now, I’m saying there’s $193,000 judgment against
              Mrs. Longworth that’s secured by her interest in the home.
              Whether that’s an un[divided] interest or half interest, I don’t
              know. I’ll let you guys work that out, or we’ll take that up
              another day, all right?

A motion to alter or amend the judgment, filed by Mr. Ammons, that asked the court to
grant judgment against Mr. Longworth because he also had been unjustly enriched was
overruled on March 9, 2012.

      In August 2016, Mr. Ammons sought the sale of Mrs. Longworth’s interest in the
Wilnoty Drive property. The Longworths responded as follows:

              Mr. Longworth owned the Wilnoty Drive property prior to
              and at the time of marriage. He continues to be the sole owner
              listed on the Deed on file in the Register’s office. At no time
              has Mrs. Longworth been on the Deed for Wilnoty.

They further asserted:

              Assuming that Mrs. Longworth does have an ownership
              interest in Wilnoty property, that interest is as a Tennent by
              the Entirety [sic] and the Plaintiff’s proper and equitable
              remedy is to hope the Longworths divorce or to wait for Mr.
              Longworth to “shuffle off this mortal coil,” thereby
              separating his tenancy ownership interest in the property from
              Mrs. Longworth.

         At a hearing on October 25, 2016, counsel for the Longworths argued that the trial
court had held that “Ms. Longworth was solely responsible for the repayment of the loan
. . . secured by her interest in the Wilnoty home.” Counsel then stated as follows:

              Mr. Jenkins: And the Longworths owned the home as tenants
              by the entirety. And there’s really only two ways to get her
              interest without disrupting his interest, and that’s if they
              divorce or if he dies before she does. . . . You had the
              opportunity to address the difficulty in Mr. Ammons securing
                                           -4-
             or executing his judgment in a motion to rehear. And you
             dismissed that motion without comment on any of the
             specifics in Mr. Ammons’s motion, so I don’t think there’s a
             way to separate their ownership interest in a way that does not
             disturb Mr. Longworth’s ownership interest in the home.

In response, counsel for Mr. Ammons informed the court as follows:

             Mr. Dunn: Well, I’ll go right to the fundamental issue. This is
             not a tenancy by the entirety. . . . This property was at all
             times in the name of Mr. Longworth. That may or may not
             have been clear in the evidence at the trial of this case. . . .
             But the Court clearly indicated that [Mrs. Longworth] had an
             equitable interest in this property, because of the
             circumstances that it had been the center around which this
             whole loan came about. . . .

       The trial court was clearly confused about Mrs. Longworth’s interest in the
property:

             The Court: . . . I mean, you’ve got two people who owned a
             piece of property. I don’t recall, as I sit here today, how they
             acquired that property. . . . So I guess the question comes
             down to whether or not this is a tenancy by the entireties. And
             I don’t know if I need further proof on that question. . . .
             Now, if there’s a question regarding whether or not this is
             tenants in common or tenancy by the entireties, then I guess
             we have to look into that. But because this is a property that’s
             owned by a husband and wife I think, in the absence of proof
             to the contrary, I have to assume that it was held in tenancy
             by the entireties. . . .

                                       ***

             The Court: I’m happy to hear more proof or evidence on that
             question. And if it is tenants in common, then you may be
             able to enforce your judgment; but if it’s tenancy by the
             entirety, I think Mr. Jenkins was correct. Unless Mr.
             Longworth were to die or transfer the entirety of the
             ownership of the property to Mrs. Longworth, I don’t see how
             you could force a sale.

The trial court then concluded: “I’m not going to deny the motion today, I’m going to
                                         -5-
hold it in abeyance. But I’m going to let you brief what the actual ownership of the
property is — whether it’s entireties or whether it’s joint tenancy of some sort — because
I don’t think we can answer the questions raised by your motion until we make that
determination.” The trial court further added: “So I think I’m going to hold your motion
in abeyance and let you guys brief that question. And if necessary, we’ll take some
evidence on it.” The order that followed deferred ruling to allow counsel time to file
additional authority and argument.

        Mr. Ammons thereafter filed an execution and garnishment against Mrs.
Longworth’s employer, Knoxville Fine Homes Realty. In a motion to quash, the
Longworths argued that the judgment was secured “only by Mrs. Longworth’s interest in
the property on Wilnoty Drive. . . .”           They contended that by seeking “a
GARNISHMENT of Mrs. Longworth’s, wages, earnings, and compensation, Plaintiff is
seeking to satisfy the judgement from sources other than the Wilnoty property, in direct
contravention of this Court’s original order.” At a hearing on September 11, 2017, the
trial court stated as follows:

             The Court: Perhaps I wasn’t clear. Perhaps I wasn’t
             sufficiently clear. I was just rereading it. I thought I was clear.
             The judgment is secured by her interest in the Wilnoty house,
             period. . . . My intention was to secure that debt solely and
             only by her interest in that property. . . . So, respectfully, I’m
             going to grant the quashing the garnishment and direct you to
             seek your recovery as this Court intended when it put down
             its original judgment, okay?

        On January 17, 2018, Mr. Ammons filed his “Motion to Alter, Amend, Revise or
Reconsider Judgments or Orders,” in which he asked the court to change the previous
rulings to grant an equitable lien in his favor on the Wilnoty Drive property (including
Mr. Longworth’s interest) or, if the equitable lien is not granted, to state that the
judgment against Mrs. Longworth was an ordinary personal judgment that may be
executed by any means allowed by law, including garnishment of her earnings. Mr.
Ammons supported his motion by filing additional evidence as to the ownership of the
Wilnoty Drive property in the form of the affidavit of title attorney James E. Bondurant,
Jr., with a copy of Mr. Longworth’s deed to the property attached to the affidavit:

             The title records show that . . . the fee simple title to the
             Wilnoty Drive property was vested solely in William C.
             Longworth. Tamara D. Longworth was not vested with any
             ownership interest in the Wilnoty Drive property. She did not
             have an interest as tenant by the entireties in that property nor
             did she have any other ownership interest in that property.

                                            -6-
Counsel for Mr. Ammons noted that “[t]he Court’s previous rulings or statements that
Tamara Longworth held an estate by the entireties in the Wilnoty Drive property were
incorrect and mistaken.” He observed further that

              “[t]he effect of the Court’s orders, as they stand now, is that
              the Plaintiff cannot garnish the earnings of Tamara
              Longworth, he cannot execute on the Nicholas View Lane
              property, or any property other than the Wilnoty Drive
              property. Since Tamara Longworth does not have any
              ownership interest in the Wilnoty Drive property upon which
              he might execute, the Plaintiff has no means of enforcing the
              judgment. The present orders are thus that no recovery will
              be allowed except out of the Wilnoty Drive property, which
              Ms. Longworth is not the owner of. The Court has thus given
              the Plaintiff an illusory judgment with a value of zero. . . .

       The Longworths filed a response contending, among other things, that the original
order was a final judgment that could not be changed. They also claimed that Mrs.
Longworth did have some ownership interest in the Wilnoty Drive property, mentioning
both the law of tenancy by the entireties and the law of marital property in a divorce case.
See Tenn. Code Ann. § 36-4-121. Mr. Ammons argued in reply that the underlying order
was not a final judgment and that “[t]he divorce statutes are extremely clear that the
question of ‘marital property’ (whether denominated as commingling or transmutation or
otherwise) is for the sole purpose of dividing assets upon divorce or legal separation and
for no other purpose” and that “[t]he divorce statutes are thus completely and totally
irrelevant in the case at bar.” Mr. Ammons requested that the trial court allow the parties
30 days to submit any additional evidence as to Mrs. Longworth’s ownership interest in
the Wilnoty Drive property and to hold its decision on the motion in abeyance until the
court determined what interest, if any, that Mrs. Longworth had in the Wilnoty Drive
property.

        Without ruling on Mr. Ammons’s last-filed motion, the trial court entered an order
on May 4, 2018, denying the “Motion to Alter, Amend, Revise or Reconsider.” The court
stated that the motion was “filed presumably pursuant to TRCP Rule 60.02,” that Mr.
Ammons “seeks to have the Court revise or reconsider” its October 26, 2011 ruling, that
“this was a Final Order, appealable as of that day,” that Rule 60 allows a motion to be
filed within “a reasonable time,” and that “a motion filed roughly seven and a half years
after the entry of the judgment does not qualify as reasonable.”

      Mr. Ammons filed a notice of appeal on June 1, 2018, stating that he sought
review of the order entered on or about May 4, 2018, as well as the orders entered on or
about October 26, 2011, November 16, 2016, and December 20, 2017. In this court, Mr.
Ammons filed a “Motion to Dismiss Appeal or to Suspend the Finality Requirement of
                                         -7-
T.R.A.P. Rule 3 to Allow the Appeal to Proceed Without Considering Either the
Question of the Finality or the Exceptions to the Finality Doctrine.” By this motion, he
requested that we either dismiss the appeal on grounds that the order appealed from was
not a final judgment, or to suspend the finality requirement to allow the appeal to proceed
even though it was not a final judgment. On September 20, 2018, we denied the motion,
stating that it was “not well-taken as both the judgment entered on October 26, 2011, and
the order entered on May 4, 2018, were final appealable judgments for purposes of Rule
3.” We observed that “[t]he ancillary matters relating to the enforcement or collection of
the judgment do not affect finality” and denied the motion.


                                        II. ISSUES

       The issues raised by Mr. Ammons in this appeal are as follows:

              1. Whether this court should reconsider its order entered
              during the pendency of this appeal, in which the court stated
              that the initial or original judgment in this cause was a final
              judgment, where that question had not yet been briefed and
              was not directly before the court.

              2. Whether the initial or original judgment in this cause was a
              final judgment.

              3. Whether the mere passage of time could convert a non-
              final judgment into a final judgment.

              4. Whether the trial court was correct in calling the lien that it
              attempted to impose a “judgment lien.”

              5. Whether a trial court can create a valid enforceable lien on
              real estate, or against a given person’s interest in real estate,
              without first determining whether the interest in real estate
              actually exists, whether the given person actually has an
              interest in the real estate, and whether the lien affects both of
              the defendants or only affects one of the defendants; and
              whether the judgment in which the trial court attempted to
              create the lien can be a final judgment before those things are
              determined.

              6. Whether the trial court can create a valid lien on real estate
              without stating the legal description of the real estate that is
              subject to the lien, and whether the judgment attempting to
                                            -8-
create the lien can be a final judgment before that legal
description is stated.

7. Where a trial court attempts to impose a judge-created lien
on real estate, or on a given person’s interest in real estate, as
an integral part of a judgment, whether the judgment can be a
final judgment at any point before the lien has been
designated with sufficient specificity as to be enforceable.

8. Whether the lien that the trial court attempted to create was
a judge-created lien, rather than a statutory “judgment lien,”
and if so whether the judge-created lien should have been
referred to as an equitable lien instead of a “judgment lien.”

9. Whether the court should declare an equitable lien in favor
of Mr. Ammons on certain real property known as the
Wilnoty Drive property, and in particular, on the interest of
Mr. Longworth in the said property.

10. Whether Mrs. Longworth has any ownership interest in
the Wilnoty Drive property.

11. Whether the original judgment in this case was an
ordinary personal money judgement against Mrs. Longworth,
which can be executed or enforced by garnishment or any
other means allowed by law.

12. If the original judgment entered in this cause was a final
judgment, whether the trial court could, six years after the
entry of the original judgment, add a condition to the
judgment that would preclude garnishment or other means to
enforce, execute or collect the judgment.

13. Whether a trial court can add a material provision to a
final judgment six years after the entry of the judgment to
conform to what the court now states was its “intention,”
when that “intention” was not stated in the original judgment.

14. Whether a judgment means what it says or what the trial
court subsequently states that it intended to say.

15. If the original judgment in this cause is not a final
judgment, whether the trial court has discretion, under
                          -9-
             principles of fundamental fairness and due process, after
             determining that Mr. Ammons lent money to Mrs.
             Longworth, that Mrs. Longworth agreed and acknowledged
             that the money was lent, and that she had promised to repay
             the loan, to impose a lien against a property interest that does
             not exist and at the same time to prohibit Mr. Ammons from
             enforcing the judgment by garnishment or other means, with
             the result that the judgment is illusory because it grants no
             relief whatsoever.

             16. Whether a judgment that is vague and self-contradictory
             in its terms can be said to be an enforceable or final judgment.


                               III. STANDARD OF REVIEW

       This matter was heard without a jury; therefore, our standard of review is de novo
upon the record of the proceedings below with a presumption of correctness as to the trial
court’s factual determinations, unless the evidence preponderates otherwise. Tenn. R.
App. P. 13(d); Cross v. City of Memphis, 20 S.W.3d 642, 645 (Tenn. 2000). When
addressing a question of law, this court reviews the trial court’s decision de novo upon
the record with no presumption of correctness. ATS, Inc. v. Kent, 27 S.W.3d 923, 924
(Tenn. Ct. App. 1998).


                                   IV. DISCUSSION

                                            a.
                                            -
       In the original judgment, the trial court recognized that Mr. Ammons had loaned
Mrs. Longworth the money. The court found that Mrs. Longworth “acknowledges that
this was the debt, acknowledges that she had agreed to repay it and that it would be
repaid.” The words spoken by the court seem to grant an ordinary money judgment in the
amount of $193,000 and some “security” in the Wilnoty Drive property. It is a personal
judgment with “security” in the Wilnoty Drive property but with no prohibition against
garnishment or other means of collection.

        A final judgment is “one which determines a particular cause and terminates all
litigation on the same right.” Aetna Cas. & Sur. Co. v. Miller, 491 S.W.2d 85, 86 (Tenn.
1973). It leaves “nothing else for the trial court to do.” In re Estate of Ridley, 270
S.W.3d 37, 40 (Tenn. 2008); Estate of Henderson, 121 S.W.3d 643, 645 (Tenn. 2003).
At the conclusion of the hearing, the trial court taxed costs and declared his ruling “the
judgment of the Court.” The issues left unresolved were ancillary matters relating to
                                           - 10 -
collection of the judgment. The court specifically stated, “I’ll let you counsel decide how
you’re going to enforce that judgment lien” and “[I]f the Court has to intervene further,”
the issue could be addressed at that time. As we stated in our order of May 4, 2018, the
original judgment was a final appealable judgment and “[t]he ancillary matters relating to
the enforcement or collection of the judgment do not impact finality.” A trial court
retains jurisdiction over some ancillary matters, such as enforcement and collection of a
judgment. See First American Trust Co. v. Franklin-Murray Dev. Co., 59 S.W.3d 135,
141 n. 8 (Tenn. Ct. App. 2001).

                                             b.




                                             -
       A lien is a legal claim or charge on real or personal property used as security for
the payment of some debt or obligation. Shipley v. Metropolitan Life Ins. Co., 158
S.W.2d 739, 741 (Tenn. Ct. App. 1941). Persons who obtain a judgment become
judgment creditors and may obtain two significantly different liens against the judgment
debtor’s property. The first is the judgment lien authorized by Tennessee Code
Annotated section 25-5-101(b) that attaches to a judgment debtor’s real property.2 Keep
Fresh Filters, Inc. v. Reguli, 888 S.W.2d 437, 443 (Tenn. Ct. App. 1994). The statute
provides in pertinent part:

              [J]udgments and decrees . . . in any court of record . . . and . .
              . in any court of general sessions of this state shall be liens
              upon the debtor’s land from the time a certified copy of the
              judgment or decree shall be registered in the lien book in the
              register’s office of the county where the land is located.

Tenn. Code Ann. § 25-5-101(b)(1). “The lien of a judgment is purely statutory and
depends on compliance by the judgment creditor with the provisions of Tennessee Code
Annotated section 25-5-105.” Andrews v. Fifth Third Bank, 228 S.W.3d 102, 108 (Tenn.
Ct. App. 2007). A “judgment lien” is not created by declaration of the court; it is a
statutory lien created by operation of law any time a party files a certified copy of any
judgment in the office of the register of deeds. See Tenn. Code Ann. § 25-5-101.

       Garnishment is “an attachment of a debt due the judgment debtor from the
garnishee; and, service of the garnishment upon the garnishee is a warning to the
garnishee not to pay the debt but to answer the garnishment and hold the fund subject to
the orders of the Court.” Smith v. Smith, 165 S.W.3d 285, 293 (Tenn. Ct. App. 2004).
Rule 69.05 of the Tennessee Rules of Civil Procedure and Tennessee Code Annotated
sections 26-2-201, et seq. address the use of garnishment as a means of execution on

       2
        The second lien is the execution lien authorized by Tennessee Code Annotated section
25-5-103 that attaches to the judgment debtor’s personal property. A writ of execution is a
common vehicle for enforcing money judgments. Tenn. Code Ann. § 26-1-103.
                                            - 11 -
judgments. “All property, debts and effects of the defendant in the possession or under
the control of the garnishee shall be liable to satisfy the plaintiff’s judgment, from the
service of the notice, or from the time they came into the plaintiff’s hands, if acquired
subsequent to the service of notice, and before judgment.” Tenn. Code Ann. § 26-2-202.

       The existence of an ordinary judgment would not preclude Mr. Ammons from
executing on it in some other way such as by garnishment. However, when Mr. Ammons
attempted garnishment, the trial court ruled that he could not enforce the judgment by
that method or by any other means besides execution against Mrs. Longworth’s interest
in the Wilnoty Drive house.

        It appears that Mrs. Longworth has no ownership interest in the Wilnoty Drive
property upon which Mr. Ammons can execute. The trial court apparently was under the
mistaken impression that the Longworths were in some fashion joint owners of the
Wilnoty Drive property. The parties eventually submitted proof and briefing as to the
ownership of the Wilnoty Drive property. Mr. Ammons proffered a copy of the deed for
the property and the affidavit from a title attorney, in which the attorney opined that title
to the parcel was vested solely in Mr. Longworth and that Mrs. Longworth has no interest
whatsoever in the property. The Longworths confirmed that “Mr. Longworth owned the
Wilnoty property prior to and at the time of the marriage,” that he “continues to be the
sole owner listed on the Deed. . . .” and that “[a]t no time has Mrs. Longworth been on
the Deed for Wilnoty.”

       On appeal, the Longworths state that they treated the Wilnoty house as their
marital home for ten years until they moved into their current residence. They note that
they borrowed against the property at least six times, with both Mr. and Mrs. Longworth
signing the trust deeds. They assert that the increase in value of the Wilnoty property
was due to the substantial contributions of Mrs. Longworth as well as her husband.
Counsel for the couple contends that these facts demonstrate that Mr. Longworth treated
the property as a marital asset.

      The law of tenancy by the entirety and divorce law are two entirely separate legal
concepts. As explained by our Supreme Court:

              Under tenancy by the entirety, the husband and wife as a unit
              have the right to the current use and enjoyment of the
              property. As individuals, they each possess a right of
              survivorship: if one spouse dies, then the other spouse takes
              the property in fee simple absolute. Each spouse may
              convey his or her right of survivorship without the
              consent of the other. However, the husband and wife’s
              present right to use and enjoy the property may be transferred
              only by consent of both the husband and the wife.
                                           - 12 -
              Therefore, a third party, such as a lien creditor, may own
              one spouse’s right of survivorship without the consent of
              the other spouse, but a third party may not own a present
              possessory interest in the property without the approval
              of both spouses. Accordingly, a creditor of only one spouse
              may execute a judgment against only that spouse’s right of
              survivorship but not against the spouse’s present possessory
              interest.

Weaver v. Hamrick, 907 S.W.2d 385, 388 (Tenn. 1995). Since the Wilnoty Drive
property was in Mr. Longworth’s name alone, owned by him prior to the marriage, the
Longworths do not hold the Wilnoty Drive property as tenants by the entireties.

        In Tennessee, the divorce statutes distinguish between separate property and
marital property. Separate property is property that a spouse owns before the marriage or
acquires by gift or inheritance during the marriage. Tenn. Code Ann. § 36-4-121(b).
Marital property is property that is “acquired by either or both spouses during course of
the marriage. . . .” Id. The statute specifically provides: “Property shall be considered
marital property as defined by [the divorce statutes] for the sole purpose of dividing
assets upon divorce or legal separation and for no other purpose.” Tenn. Code Ann. §
36-4-121(b)(1)(E) (emphasis added). Thus, unlike tenancy by the entirety, the question
of whether property is marital property does not depend upon the existence of a
conveyance. To the contrary, in a divorce proceeding, property can be deemed marital
property even when there is no conveyance. But, the determination that property is
“marital property” is “for the sole purpose of dividing assets upon divorce or legal
separation and for no other purpose.” As observed in In re Hohenberg, 174 B.R. 487,
493 (W.D. Tenn. 1994): “[T]he classification of property as ‘marital property’ within the
meaning of the Tennessee divorce statute serves no purpose until after parties have filed a
state court action for divorce and the state court exercises its jurisdiction to classify the
property of the parties in connection with the granting of a divorce.” The court noted:
“‘Marital property’ within the meaning of Tennessee’s statute is not a preexisting
property interest, and the concept has no real meaning outside of the realm of marital
dissolution.” Id. Accordingly, as argued by Mr. Ammons, the concept of “marital
property has no place in this matter because this is not a divorce case. The fact that Mrs.
Longworth might claim an interest in the Wilnoty Drive property as “marital property” if
she filed for divorce does not grant a court in a non-divorce proceeding any authority to
divest the Wilnoty Drive property from Mr. Longworth. For the purposes of this case,
Mrs. Longworth has no interest in the Wilnoty Drive property.

      We find that the original judgment in this cause constituted an ordinary personal
money judgment in favor of Mr. Ammons against Mrs. Longworth in the amount of
$193,000, with no prohibition against garnishment or other means of execution or
enforcement of the judgment. It did not preclude garnishment. Mr. Ammons may enforce
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the original judgment by garnishment or any other means allowed by law. See Tenn.
Code Ann. § 25-5-101.

                                V. CONCLUSION

       The May 4, 2018 judgment of the trial court denying review of prior orders is
affirmed as modified, and the case is remanded for such further proceedings as may be
necessary. Costs of the appeal are taxed to William C. and Tamara Longworth.


                                                _________________________________
                                                JOHN W. MCCLARTY, JUDGE




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