                             2018 IL App (2d) 171030 

                                  No. 2-17-1030

                         Opinion filed November 29, 2018 

______________________________________________________________________________

                                              IN THE


                               APPELLATE COURT OF ILLINOIS


                              SECOND DISTRICT

______________________________________________________________________________

HOMETOWN CONDOMINIUM                   ) Appeal from the Circuit Court
ASSOCIATION NO. 2,                     ) of Kane County.
                                       )
      Plaintiff-Appellee,              )
                                       )
v.                                     ) No. 17-LM-497
                                       )
SALEEM MOHAMMED,                       ) Honorable
                                       ) Thomas J. Stanfa,
      Defendant-Appellant.             ) Judge, Presiding.
______________________________________________________________________________

       JUSTICE BURKE delivered the judgment of the court, with opinion.
       Presiding Justice Hudson and Justice Birkett concurred in the judgment and opinion.

                                             OPINION

¶1     Plaintiff, Hometown Condominium Association No. 2, created a lien against one of its

condominium units, based on the owners’ failure to pay assessments and late fees for several

years. Defendant, Saleem Mohammed, purchased the unit at a sheriff’s sale following the

foreclosure on the unit but did not pay his assessments either.

¶2     Plaintiff notified defendant that section 9(g)(3) of the Condominium Property Act (Act)

(765 ILCS 605/9(g)(3) (West 2016)) required him to extinguish the lien by paying certain

association dues and late fees, including those that had gone unpaid by the previous owners.

When defendant did not pay dues of any kind for 12 months after the judicial confirmation of

sale, plaintiff filed a complaint for forcible entry and detainer and breach of contract.
2018 IL App (2d) 171030


¶3     On the eve of trial, defendant tendered payment purporting to cover the assessments and

the late fees that had accrued over the six months before the foreclosure sale and the first month

thereafter. Defendant claimed that the payment extinguished the lien, even though he had made

no other payments toward the assessments that were accruing during his ownership.

¶4     Following a bench trial, plaintiff obtained a judgment that appears to include all past-due

assessments, late fees, and interest accruing before and after the sale. Section 9(g)(3) permits a

purchaser of foreclosed property to confirm the extinguishment of the association’s lien for the

unpaid assessments of the prior owner by making his own common-expense assessment

payments following the sale. 765 ILCS 605/9(g)(3) (West 2016). The trial court determined that

defendant’s only payment, which was about 17 months late and less than the amount owed, did

not extinguish the lien. On appeal, plaintiff argues that, to extinguish a lien, the payments by a

foreclosure purchaser for postsale assessments must be reasonably “prompt” and completely up

to date and that defendant failed to meet that standard. Defendant contends that a foreclosure

purchaser need pay only a single month’s assessment following the sale and may make that

payment at any time before judgment is entered on the lien. We need not decide whether a

foreclosure purchaser’s payment of common expenses must be “prompt” under section 9(g)(3) of

the Act, because here defendant made only a partial payment, which did not extinguish the lien.

We affirm.

¶5                                     I. BACKGROUND

¶6     This action illustrates two ways a condominium association may recover from a

foreclosure sale purchaser certain unpaid assessments owed by the previous owner: enforcement

of a lien against the property and an independent statutory remedy to recoup unpaid assessments.




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¶7     Section 9(g)(1) of the Act permits a condominium association to assert a lien against a

unit owner for unpaid common expenses and fines, along with interest, late charges, reasonable

attorney fees, and costs of collection.     Any action brought to extinguish the lien of the

association shall include the association as a party. 765 ILCS 605/9(g)(1) (West 2016).

¶8     Where the condominium unit is foreclosed upon and the title is vested with the purchaser

of the property following a judicial foreclosure sale, section 9(g)(3) provides that the purchaser

must pay postsale assessments “from and after the first day of the month after the date of the

judicial foreclosure sale.” 765 ILCS 605/9(g)(3) (West 2016). Payment of those postsale

assessments “confirms the extinguishment” of any lien for presale assessments that were unpaid

by the previous owner. 765 ILCS 605/9(g)(3) (West 2016).

¶9     In addition, section 9(g)(4) states that the purchaser of a condominium unit at a judicial

foreclosure sale must pay the unpaid common expenses for the unit during the six months

immediately preceding the institution of an action to enforce the collection of assessments

against the prior owner. 765 ILCS 605/9(g)(4) (West 2016). The purpose of section 9(g)(4) is to

allow the association to recover a portion of the prior owner’s unpaid assessments from the new

owner. 1010 Lake Shore Ass’n v. Deutsche Bank National Trust Co., 2015 IL 118372, ¶ 32.

¶ 10   Section 9(g)(4) creates an independent claim for the association directly against the new

owner, and the obligation arises at the time of the foreclosure purchase. Sylva, LLC v. Baldwin

Court Condominium Ass’n, 2018 IL App (1st) 170520, ¶¶ 12-13.             The statute imposes an

independent obligation on the new owner, and once that obligation is breached, a separate

statutory lien under section 9(g)(4) arises in favor of the association. Sylva, 2018 IL App (1st)

170520, ¶ 13. That separate statutory lien is based not on the prior owner’s delinquency, but on




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the new owner’s failure to make the payment required by the Act. Sylva, 2018 IL App (1st)

170520, ¶ 13.

¶ 11   Section 9(g)(4) allows a condominium association to recover a portion of the prior

owner’s unpaid assessments from a new third-party purchaser. 1010 Lake Shore, 2015 IL

118372, ¶ 32. “Section 9(g)(3), in contrast, applies to all foreclosure sale purchasers, including

mortgagees, and it simply requires the purchaser to pay assessments beginning the month

following the foreclosure sale to confirm the extinguishment of the lien created by the prior

owner’s failure to pay assessments.” 1010 Lake Shore, 2015 IL 118372, ¶ 33. Section 9(g)(3)

does not require a foreclosure sale purchaser to pay any of the prior owner’s unpaid assessments

if the purchaser pays the assessments coming due following the sale. Thus, section 9(g)(3)

ensures payment of assessments accruing after the foreclosure sale.

¶ 12   With this statutory framework in mind, we summarize the underlying facts, which are

mostly undisputed but suffer from gaps in the record. Plaintiff is a condominium association as

defined by the Act and is governed by a certain declaration of condominium ownership for

Hometown Condominium No. 2. The declaration requires owners to pay assessments and other

common expenses to plaintiff. Section 6.04 provides that assessments are due “[o]n or before

the first day of the fiscal year, and on or before the first day of each and every month thereafter

until the effective date of the next Annual Assessment.”

¶ 13   Defendant purchased his unit, which is part of the association, at a sheriff’s sale as part of

a foreclosure proceeding in Kane County. The record does not indicate the date of the sale, but

the purchase was confirmed in the foreclosure proceeding on March 28, 2016. Defendant

recorded his deed to the unit more than a year later, on May 8, 2017.




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¶ 14   The unit’s previous owners had failed to pay plaintiff their proportionate share of

common expenses for years. To recover the arrearage, plaintiff initiated a foreclosure action

against the previous owners on a date that is not specified in the record. On November 7, 2012,

the court in the foreclosure action entered an amended judgment against the previous owners and

for plaintiff in the amount of $14,053, plus $470 in attorney fees.

¶ 15   On February 17, 2017, plaintiff sent a 30-day notice to defendant pursuant to section 9­

102 of the Forcible Entry and Detainer Act. See 735 ILCS 5/9-102 (West 2016). The notice

demanded payment of both preforeclosure and postforeclosure amounts, but defendant did not

pay assessments of any kind.

¶ 16   On April 4, 2017, one year after the judicial confirmation of the sale, plaintiff filed a two-

count complaint for forcible entry and detainer and breach of contract. On August 31, 2017,

which was the scheduled trial date and 17 months after the sale confirmation, defendant tendered

$1670 to plaintiff.    At oral argument, the parties agreed that the payment represented the

assessments and late fees incurred by the previous owners from September 2015 through April

2016, which was the six-month period preceding the confirmation of sale and the first month

after the confirmation. The record contains no notation regarding the payment, but the amount

of the check corresponds to the unit’s statement of account during that period.

¶ 17   The court continued the trial to October 18, 2017, and expressly allowed plaintiff to

deposit the payment, stating that “said deposit of funds shall not in any way waive, infringe or

impair plaintiff’s rights for relief in this cause except to give defendant credit for said funds.”

¶ 18   There is no report of proceedings for the bench trial, but plaintiff represents that the court

considered testimony, documentary evidence, and argument on the amounts owed and the effect

of defendant’s payment on August 31, 2017. The court found that defendant failed to extinguish



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plaintiff’s lien and it continued the case for the entry of a judgment to enforce that lien against

defendant. The court denied plaintiff certain late fees and repair charges that it had incurred for

the property, but those rulings are not a part of this appeal.

¶ 19   On November 22, 2017, judgment was entered for plaintiff in the amount of $24,249 in

unpaid assessments and late fees, $562 in court costs, and $1412 in attorney fees. Plaintiff was

also awarded possession of the unit. The court applied defendant’s $1670 payment to the

judgment.    Otherwise, the record does not indicate the court’s method for calculating the

judgment. Defendant’s timely appeal followed.

¶ 20                                       II. ANALYSIS

¶ 21                                   A. Standard of Review

¶ 22   The trial court entered judgment for plaintiff following a bench trial. Ordinarily, a

court’s findings of fact will not be disturbed on appeal unless they are against the manifest

weight of the evidence. Eychaner v. Gross, 202 Ill. 2d 228, 251 (2002). A decision is against

the manifest weight of the evidence only when the opposite conclusion is apparent or when the

findings appear to be unreasonable, arbitrary, or not based on the evidence. Eychaner, 202 Ill.

2d at 252.

¶ 23   In this case, the facts are undisputed, with the exception of those that are unknown due to

the absence of a report of proceedings, an agreed statement of facts, or a bystander’s report. See

Ill. S. Ct. R. 323 (eff. Dec. 13, 2005). Under Foutch v. O’Bryant, 99 Ill. 2d 389, 391-92 (1984),

defendant, as the appellant, had the burden to present a sufficiently complete record of the trial

proceedings to support a claim of error, and in the absence of such a record on appeal, it will be

presumed that the order entered by the trial court conformed with the law and had a sufficient




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factual basis. Doubts that arise from the incompleteness of the record will be resolved against

defendant. See Foutch, 99 Ill. 2d at 392.

¶ 24   The parties mostly disregard the incompleteness of the record and focus on the

interpretation of section 9 of the Act, which we review de novo. 1010 Lake Shore, 2015 IL

118372, ¶ 21. The fundamental objective of statutory construction is to ascertain and give effect

to the intent of the legislature, and the most reliable indicator of legislative intent is the statutory

language, given its plain and ordinary meaning. 1010 Lake Shore, 2015 IL 118372, ¶ 21. A

reasonable construction must be given to each word, clause, and sentence of a statute, and no

term should be rendered superfluous. 1010 Lake Shore, 2015 IL 118372, ¶ 21.

¶ 25                        B. Section 9(g)(3): Extinguishing The Lien

¶ 26   Section 9(g)(1) of the Act provides in relevant part that

       “[i]f any unit owner shall fail or refuse to make any payment of the common expenses or

       the amount of any unpaid fine when due, the amount thereof together with any interest,

       late charges, reasonable attorney fees incurred enforcing the covenants of the

       condominium instruments, rules and regulations of the board of managers, or any

       applicable statute or ordinance, and costs of collections shall constitute a lien on the

       interest of the unit owner in the property.” 765 ILCS 605/9(g)(1) (West 2016).

¶ 27   The plain language of section 9(g)(1) creates a lien in favor of a condominium

association upon the failure or refusal of a unit owner to pay common-expense assessments.

1010 Lake Shore, 2015 IL 118372, ¶ 23. In this case, a lien was created under section 9(g)(1),

and plaintiff obtained a judgment of $14,053, plus $470 in attorney fees, against the previous

owners for their unpaid share of the common expenses, interest, and late charges.




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¶ 28    However, section 9(g)(3) of the Act prescribes a mechanism for a foreclosure sale

purchaser to extinguish the lien created by the prior owner’s failure to pay. The statute provides

in relevant part that a

        “purchaser of a condominium unit at a judicial foreclosure sale *** shall have the duty to

        pay the unit’s proportionate share of the common expenses for the unit assessed from and

        after the first day of the month after the date of the judicial foreclosure sale ***. Such

        payment confirms the extinguishment of any lien created pursuant to paragraph (1) or

        (2) of this subsection (g) by virtue of the failure or refusal of a prior unit owner to make

        payment of common expenses, where the judicial foreclosure sale has been confirmed by

        order of the court ***.” (Emphasis added.) 765 ILCS 605/9(g)(3) (West 2016).

¶ 29    As our supreme court has noted, the first sentence of section 9(g)(3) “plainly requires a

foreclosure sale purchaser to pay common expense assessments beginning in the month

following the foreclosure sale.” 1010 Lake Shore, 2015 IL 118372, ¶ 24. The second sentence

“provides an incentive for prompt payment of those postforeclosure sale assessments, stating

‘[s]uch payment confirms the extinguishment of any lien created’ under subsection 9(g)(1) by

the unit owner’s failure to pay assessments.” 1010 Lake Shore, 2015 IL 118372, ¶ 24 (quoting

765 ILCS 605/9(g)(3) (West 2014)). “Accordingly, under the plain language of section 9(g)(3),

the payment of [the] postforeclosure sale assessments formally approves and makes certain the

cancellation of the condominium association’s lien.” 1010 Lake Shore, 2015 IL 118372, ¶ 24.

¶ 30    The plain language of section 9(g)(3) provides that the new owner shall have the duty to

pay the unit’s proportionate share of the common expenses assessed from and after the first day

of the month after the date of the judicial foreclosure sale, not the date of the judicial




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confirmation of the sale. V&T Investment Corp. v. West Columbia Place Condominium Ass’n,

2018 IL App (1st) 170436, ¶ 27.

¶ 31    In this case, the sale date is not shown in the record, so the parties treat the date of

judicial confirmation as the operative date under section 9(g)(3). In the absence of a complete

record, we adopt the parties’ shared interpretation that defendant’s obligation to pay postsale

assessments commenced in April 2016, which was the month immediately following the March

28, 2016, judicial confirmation. The parties further agree that defendant’s payment of $1670

included association dues for April 2016. There is also no dispute that defendant made no other

payments toward his postsale assessments.

¶ 32    The issue, then, is whether defendant’s payment of a single month of postforeclosure

assessments, made 17 months after the confirmation of sale, extinguished the lien. We agree

with the trial court that it did not. This district has not considered the issue, and there is a split of

authority among and within the divisions of the First District over whether section 9(g)(3)

imposes a promptness requirement on postforeclosure payments for extinguishing a lien for

unpaid assessments. The issue arises where a foreclosure sale purchaser tenders payment for

postforeclosure assessments weeks or months after the foreclosure sale. When that happens, the

association usually argues that the tardy payment does not extinguish the lien, leaving it

enforceable against the purchaser. The purchaser usually responds that the lien is extinguished

as soon as the payment is made.

¶ 33    In Country Club Estates Condominium Ass’n v. Bayview Loan Servicing, LLC, 2017 IL

App (1st) 162459, ¶ 12, appeal denied, No. 122687 (Ill. Nov. 22, 2017), the First District,

Second Division, ruled that section 9(g)(3) requires the payment to be “prompt.” The court

acknowledged that, although the plain language of this section clearly provides that a foreclosure



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purchaser’s duty to pay monthly assessments begins on “ ‘the first day of the month after the

date of the judicial foreclosure sale,’ ” the section does not expressly include a deadline for

confirming the extinguishment of an association’s lien. Country Club Estates, 2017 IL App (1st)

162459, ¶ 14 (quoting 765 ILCS 605/9(g)(3) (West 2014)). The court found no legislative

debate about the “extinguishment clause” but noted occasions where our legislature expressed

concern about the difficulties met by an association when a unit owner fails to pay common

expenses and the unit goes into foreclosure. Country Club Estates, 2017 IL App (1st) 162459,

¶ 15. Although that concern was expressed during discussions about the 2006 amendment to the

Act, the court stated that it was still pertinent to the interpretation of section 9(g)(3). Country

Club Estates, 2017 IL App (1st) 162459, ¶ 16. The court stated that our supreme court’s

construction of section 9(g)(3) in 1010 Lake Shore

       “acknowledges that a time requirement is implicit in section 9(g)(3), insofar as that

       section gives foreclosure buyers an ‘incentive for prompt payment.’ If as Bayview

       argues, a foreclosure sale buyer could withhold payment of postforeclosure sale

       assessments indefinitely and still obtain the benefit of section 9(g)(3), the statute would

       not provide any such incentive.” Country Club Estates, 2017 IL App (1st) 162459, ¶ 18.

The Country Club Estates court thus held that “to extinguish an association’s lien for

preforeclosure sale assessments, a foreclosure buyer must make ‘prompt’ payment of current

assessments.” Country Club Estates, 2017 IL App (1st) 162459, ¶ 21. The court reasoned that

1010 Lake Shore “did not create a requirement of promptness; it merely articulated the

requirement that was already implicit in the purpose underlying section 9(g)(3).” (Emphasis

omitted.) Country Club Estates, 2017 IL App (1st) 162459, ¶ 30.




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¶ 34   Eight months after the Second Division filed its opinion in Country Club Estates, the

Sixth Division filed its opinion in Quadrangle House Condominium Ass’n v. U.S. Bank, N.A.,

2018 IL App (1st) 171713, ¶ 11, rejecting the condominium association’s argument that its lien

for unpaid preforeclosure sale assessments was not extinguished where the foreclosure purchaser

delayed paying postforeclosure sale assessments. The Sixth Division stated,

       “Contrary to our colleagues in [Country Club Estates], we do not believe that the cited

       sentence in 1010 Lake Shore means that payment of post-purchase assessments must be

       prompt in order to constitute a confirmation of the extinguishment of any lien created

       under subsection 9(g)(1) for any unpaid pre-sale assessments.” Quadrangle House, 2018

       IL App (1st) 171713, ¶ 13.

¶ 35   However, about one month later, the Sixth Division filed V&T Investment Corp., 2018 IL

App (1st) 170436, ¶ 30, citing Country Club Estates as guidance on determining when a

foreclosure purchaser’s payment of assessments is prompt.        The First District has issued

additional opinions on both sides of the issue. Compare U.S. Bank, N.A. v. Quadrangle House

Condominium Ass’n, 2018 IL App (1st) 171711, ¶ 20 (“We see no reason to depart from our

holding in [Country Club Estates] and proceed with our analysis to determine whether U.S. Bank

made prompt payment of postforeclosure sale assessments.”), with 5510 Sheridan Road

Condominium Ass’n v. U.S. Bank, 2017 IL App (1st) 160279, ¶ 20 (section 9(g)(3) does not

“create a timing deadline”).

¶ 36   Defendant relies on 5510 Sheridan, where a foreclosure action resulted in the bank

purchasing the condominium unit at a judicial sale. 5510 Sheridan, 2017 IL App (1st) 160279,

¶ 1. Nine months after the sale, the bank paid the postsale common expenses that had accrued

during the previous seven months, since the date it acquired title. 5510 Sheridan, 2017 IL App



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(1st) 160279, ¶ 6. The association sued the bank to enforce the lien for presale assessments, 


postsale expenses that had accrued since the bank’s initial payment, a special assessment, and


attorney fees. 5510 Sheridan, 2017 IL App (1st) 160279, ¶ 8. Six weeks later, the bank tendered


payment to make current its account for postsale assessments. 5510 Sheridan, 2017 IL App (1st)


160279, ¶ 9. 


¶ 37   Defending its summary judgment on appeal, the association argued that the payments did


not extinguish the lien under section 9(g)(3), because they were not made on “ ‘the first day of


the month after the date of the judicial foreclosure sale.’ ” 5510 Sheridan, 2017 IL App (1st)


160279, ¶ 13. The First District, Sixth Division, held, 


       “based on a plain reading of section 9(g)(3), that the phrase ‘from and after the first day

       of the month after the date of the judicial foreclosure sale’ does not create a timing

       deadline with which purchasers must comply to avail themselves of the statute’s

       extinguishment provision. Instead, that phrase simply demarcates the precise moment in

       time when the foreclosure-purchaser becomes liable for postsale common expenses.”

       5510 Sheridan, 2017 IL App (1st) 160279, ¶ 20.

In other words, the association argued that a full payment made just one day late would not

extinguish a lien under section 9(g)(3). Rejecting that strict interpretation of the statute, the court

held that there was no deadline at all and that the lien could be extinguished at any time before

enforcement.

¶ 38   Defendant argues that “the logic and rationale of 5510 Sheridan and [Quadrangle] is a

better analysis than Country Club Estates,” but defendant misses the premise of those cases.

Each time that the First District has wrestled with whether late payment of postsale assessments

confirms the extinguishment of the lien for presale assessments, the foreclosure purchaser has



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made full payment of postsale assessments. Plaintiff argues that payment of less than the full

amount owed for postforeclosure assessments does not extinguish the lien, and Quadrangle

supports that position:

               “Our conclusion that payment of post-purchase assessments, whenever made, is

       the step necessary to confirm the extinguishment of any lien created under section 9(g)(1)

       of the Act is supported by the supreme court’s decision in 1010 Lake Shore. In paragraph

       24 of that decision, the supreme court held that, ‘under the plain language of section

       9(g)(3), the payment of postforeclosure sale assessments formally approves and makes

       certain the cancellation of the condominium association’s lien.’ [Citation.] In paragraph

       27, the supreme court held that ‘[s]ection 9(g)(3) provides an additional step to confirm

       or formally approve the extinguishment by paying the postforeclosure sale assessments.’

       [Citation.] In that same decision, the supreme court held that: ‘Section 9(g)(3) only

       requires the foreclosure sale purchaser to pay assessments coming due following the

       foreclosure sale. Payment of those assessments confirms the extinguishment of the lien

       for the prior owner’s unpaid assessments.’ [Citation.] The supreme court never qualified

       its analysis by stating that, before the payment of post-purchase assessments could act to

       confirm the extinguishment of any lien created under subsection 9(g)(1) of the Act, the

       payment must be made promptly following the purchase of the condominium at a

       foreclosure sale.” Quadrangle, 2018 IL App (1st) 171713, ¶ 14.

¶ 39   Even under the approach where promptness is not required under section 9(g)(3), a

foreclosure purchaser must, in fact, pay the postforeclosure sale assessments to confirm

extinguishment of the lien. Here, defendant failed to take that step. He tendered a fraction of the

amount owed for the monthly assessments that accrued after the sale, and there is no evidence



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that he tendered any additional payment before the judgment. At the time of defendant’s $1670

payment, he owed at least $3607 for those assessments, plus late fees. Defendant asserts that he

intended his payment to be applied to six months of presale assessments 1 and one month of

postsale assessments, but even if his payment were applied entirely to the postsale arrearage, it

would not amount to the step necessary to confirm extinguishment of the lien under section

9(g)(3), because it did not make his account current by the time that judgment was entered for

plaintiff.

¶ 40    Defendant cites no authority for the proposition that partial payment confirms

extinguishment of the lien. The case most analogous to this one is V&T Investment, where the

foreclosure purchaser started paying assessments approximately two months after the

confirmation of the foreclosure sale. V&T Investment, 2018 IL App (1st) 170436, ¶ 4. The

initial payment was for the two months of assessments following the confirmation of sale, but the

purchaser still owed assessments for the two months between the sale and the confirmation.

V&T Investment, 2018 IL App (1st) 170436, ¶ 27.

¶ 41    The court in V&T Investment held that the lien was extinguished under section 9(g)(3)

even though the purchaser had paid for two months of assessments approximately four months

after the judicial sale. V&T Investment, 2018 IL App (1st) 170436, ¶ 30. Citing Country Club

        1
             Distinct from the lien-extinguishing provisions of section 9(g)(3), section 9(g)(4)

provides a mechanism for a condominium association to recover a portion of the prior owner’s

unpaid assessments and to ensure payment of assessments that accrue following the foreclosure

sale. 1010 Lake Shore, 2015 IL 118372, ¶ 31. Section 9(g)(4) allowed plaintiff to recover from

defendant the unpaid assessments that had become due during the six months that preceded the

institution of the foreclosure action against the previous owners.



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Estates, which recognized the routine delay between the sale and the order confirming the sale,

the court adopted the view that courts “ ‘can and should take such circumstances into account

when determining whether a buyer’s payment of assessments is “prompt.” ’ ” V&T Investment,

2018 IL App (1st) 170436, ¶ 30 (quoting Country Club Estates, 2017 IL App (1st) 162459, ¶ 24).

“ ‘[I]f it takes months for a judicial sale to be confirmed by the court, but the buyer pays its

assessments shortly after the confirmation order (dating back to the month following the sale),

the buyer’s payment could be deemed prompt under the circumstances.’ ” V&T Investment,

2018 IL App (1st) 170436, ¶ 30 (quoting Country Club Estates, 2017 IL App (1st) 162459, ¶ 24).

¶ 42   The court held that, “[b]ecause a delay in the confirmation of the sale is exactly what

occurred here, we find that V&T’s payment was prompt under the circumstances, as it was made

shortly after the confirmation of the sale. However, while V&T’s payment was prompt under

this particular set of circumstances, according to Country Club Estates, the payment should have

included the assessments [between the sale and the order confirming the sale].” V&T Investment,

2018 IL App (1st) 170436, ¶ 30. Accordingly, the court factored in the two months of missing

assessments in its calculations of the judgment.

¶ 43   Even if a partial payment were sufficient to extinguish the lien, defendant’s delinquency

in making payments was not the result of a delay between the sale and the order confirming the

sale. Defendant’s payment of one month of postsale assessments on the eve of trial was a blatant

attempt to circumvent the lien-extinguishment requirement of section 9(g)(3). Unlike in the

previous line of cases analyzing section 9(g)(3), we need not consider whether full but late

payment of postsale assessments extinguishes a lien under the statute.

¶ 44                                   III. CONCLUSION

¶ 45   For the reasons stated, we affirm the judgment of the circuit court of Kane County.



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¶ 46   Affirmed.





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