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 1        IN THE COURT OF APPEALS OF THE STATE OF NEW MEXICO

 2 LONNIE D. CLARK and
 3 KARLA ROLEN CLARK,

 4          Plaintiffs-Appellants,

 5 v.                                             No. 32,507

 6 TERRY’S SERVICE CENTER,

 7          Defendant,

 8 and

 9 AFFINITY ROAD AND TRAVEL
10 CLUB, INC.,

11          Defendant-Appellant

12 APPEAL FROM THE DISTRICT COURT OF QUAY COUNTY
13 Albert Mitchell, District Judge

14 Lonnie D. Clark
15 Karla Rolen Clark
16 Brownfield, TX

17 Pro Se Appellants

18 Donald C. Schutte
19 Tucumcari, NM

20 for Appellant

21                                 MEMORANDUM OPINION
 1 FRY, Judge.

 2        Plaintiffs-Appellants Lonnie D. Clark and Karla Rolen Clark (Plaintiffs) appeal

 3 from an order granting summary judgment to Defendant-Appellee Affinity Road and

 4 Travel Club, Inc. (Affinity). We issued a notice of proposed summary disposition,

 5 proposing to uphold the district court’s determination. Plaintiffs have filed a

 6 memorandum in opposition, which we have duly considered. Because we remain

 7 unpersuaded that the district court erred, we affirm.

 8        Our analysis relative to the merits is set forth at length in the notice of proposed

 9 summary disposition. We will confine the present discussion to the various points

10 raised in the memorandum in opposition.

11        First, Plaintiffs suggest that our reliance upon Espinosa v. United of Omaha Life

12 Ins. Co., 2006-NMCA-075, ¶ 26, 139 N.M. 691, 137 P.3d 631, is misplaced, because

13 this is not an insurance dispute. [MIO 2] However, the pertinent portion of the

14 Espinosa decision deals with general principles of contract law, which are equally

15 applicable outside the context of insurance litigation. See Rummel v. Lexington Ins.

16 Co., 1997-NMSC-041, ¶ 18, 123 N.M. 752, 945 P.2d 970 (“[I]nsurance contracts are

17 construed by the same principles which govern the interpretation of all contracts.”

18 (internal quotation marks and citations omitted)).




                                               2
 1        Unambiguous contract language will be enforced as written. See Espinosa,

 2 2006-NMCA-075, ¶ 26 (“When a contract or agreement is unambiguous, we interpret

 3 the meaning of the document and the intent of the parties according to the clear

 4 language of the document, and we enforce the contract or agreement as written.”); see

 5 also Montoya v. Villa Linda Mall, Ltd., 110 N.M. 128, 129, 793 P.2d 258, 259 (1990)

 6 (“It is black letter law that, absent an ambiguity, a court is bound to interpret and

 7 enforce a contract's clear language and cannot create a new agreement for the

 8 parties.”). Accordingly, insofar as the applicable terms of the contract at issue in this

 9 case are clear and unambiguous, the district court did not err in enforcing them.

10        We further understand Plaintiffs to advance a new argument, contending that

11 the contract terms should not have been enforced because they were contained in a

12 document which altered previous terms, and because Plaintiffs were unaware of this

13 material. [MIO 2-3] However, we have reviewed Plaintiffs’ response to Affinity’s

14 motion for summary judgment, and find no indication that Plaintiffs raised this

15 argument at that time. [RP 325-30, 342] At the hearing on the motion, when the

16 district court explained that it needed a copy of the contract and that it was Plaintiffs’

17 burden to supply this, Plaintiffs indicated that they lacked a copy and would therefore

18 “live with” the documents supplied by Affinity. [RP 364-65] Plaintiffs indicated that

19 Affinity sent new brochures on a yearly basis, [RP 364] but later, Plaintiffs indicated


                                               3
 1 that they “didn’t see the brochure.” [RP 367] The district court reasonably interpreted

 2 this statement as an indication that Plaintiffs had simply failed to read the brochure.

 3 [RP 367] Under the circumstances, neither the factual nor the legal basis for Plaintiffs’

 4 lack-of-notice argument was clearly presented below. Moreover, no ruling on this

 5 theory was requested or obtained. We therefore conclude that Plaintiffs’ argument

 6 was not adequately preserved. See generally Chrysler Credit Corp. v. Beagles

 7 Chrysler-Plymouth, 83 N.M. 272, 273, 491 P.2d 160, 161 (1971) (“[A] matter not

 8 brought to the attention of the [district] court cannot be raised for the first time on

 9 appeal.”); Agua Fria Save The Open Space Ass’n v. Rowe, 2011-NMCA-054, ¶ 27,

10 149 N.M. 812, 255 P.3d 390 (“To preserve a question for review, it must appear that

11 a ruling or decision by the district court was fairly invoked.” (alterations omitted)

12 (internal quotation marks and citation omitted)).

13        Accordingly, for the reasons stated above and in our notice of proposed

14 summary disposition, we remain unpersuaded that the district court erred. The award

15 of summary judgment is therefore affirmed.

16        IT IS SO ORDERED.


17
18                                          CYNTHIA A. FRY, Judge




                                               4
1 WE CONCUR:


2
3 J. MILES HANISEE, Judge


4
5 M. MONICA ZAMORA, Judge




                            5
