                           NOT FOR PUBLICATION                           FILED
                    UNITED STATES COURT OF APPEALS                        JUL 17 2020
                                                                      MOLLY C. DWYER, CLERK
                                                                       U.S. COURT OF APPEALS
                           FOR THE NINTH CIRCUIT

DWAYNE J. DENNIS; HAZEL R.D.                    No.    19-35271
DENNIS,
                                                D.C. No. 3:18-cv-00555-YY
                Plaintiffs-Appellants,

 v.                                             MEMORANDUM*

JP MORGAN CHASE BANK,

                Defendant-Appellee.

                  Appeal from the United States District Court
                           for the District of Oregon
                  Marco A. Hernandez, District Judge, Presiding

                             Submitted July 14, 2020**

Before:      CANBY, FRIEDLAND, and R. NELSON, Circuit Judges.

      Dwayne J. Dennis and Hazel R.D. Dennis appeal pro se from the district

court’s judgment dismissing their action alleging federal and state law claims

arising out of foreclosure proceedings. We have jurisdiction under 28 U.S.C.

§ 1291. We review de novo a district court’s dismissal under Federal Rule of Civil


      *
             This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
      **
             The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
Procedure 12(b)(6). Cervantes v. Countrywide Home Loans, Inc., 656 F.3d 1034,

1040 (9th Cir. 2011). We affirm.

      The district court properly dismissed plaintiffs’ Racketeer Influenced and

Corrupt Organizations Act (“RICO”) claim because plaintiffs failed to allege facts

sufficient to show a pattern of racketeering activity required to state a claim for

violations of, or conspiracy to violate, RICO. See Sanford v. MemberWorks, Inc.,

625 F.3d 550, 557, 559 (9th Cir. 2010) (listing elements of a RICO claim under 18

U.S.C. § 1962(c) and explaining that to plead a RICO conspiracy claim under

§ 1962(d), the plaintiff must first adequately plead a substantive violation of

RICO); see also Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (to avoid dismissal, “a

complaint must contain sufficient factual matter, accepted as true, to state a claim

to relief that is plausible on its face” (citation and internal quotation marks

omitted)).

      The district court properly dismissed plaintiffs’ fraud claim because

plaintiffs failed to allege facts sufficient to state a plausible claim. See Or. Pub.

Emps.’ Ret. Bd. ex rel. Or. Pub. Emps.’ Ret. Fund v. Simat, Helliesen & Eichner,

83 P.3d 350, 359 (Or. Ct. App. 2004) (elements of fraud claim under Oregon law);

see also Iqbal, 556 U.S. at 678.

      The district court did not abuse its discretion in denying leave to amend

plaintiffs’ fraud claim because amendment would have been futile. See Cervantes,



                                           2                                      19-35271
656 F.3d at 1041 (setting forth standard of review and explaining that a district

court may deny leave to amend where amendment would be futile).

      We do not consider matters not specifically and distinctly raised and argued

in the opening brief, or arguments and allegations raised for the first time on

appeal. See Padgett v. Wright, 587 F.3d 983, 985 n.2 (9th Cir. 2009).

      AFFIRMED.




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