Filed 4/22/13 In re Marriage of Loveman CA2/6
                  NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS
California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for
publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication
or ordered published for purposes of rule 8.1115.


              IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

                                     SECOND APPELLATE DISTRICT

                                                   DIVISION SIX


In re Marriage of MAUREEN and                                                2d Civil No. B237481
STEPHEN LOVEMAN.                                                           (Super. Ct. No. SD037831)
                                                                               (Ventura County)

MAUREEN LOVEMAN,

        Petitioner and Respondent,

v.

STEPHEN LOVEMAN,

       Respondent and Appellant.


         Stephen Loveman, proceeding in propria persona, appeals from (1) a postjudgment
order setting permanent spousal support at $3,000 per month, (2) an order denying his
request to set aside the support order, and (3) an order requiring him to pay the
reasonable attorney fees of his former wife, respondent Maureen Loveman. We affirm.
                                    Factual and Procedural Background
         The parties married in June 1986 and separated in August 2008. They have two
adult daughters.
         In March 2009 a judgment of dissolution was entered pursuant to the stipulation of
the parties. Appellant agreed to transfer to respondent $111,250 from his share of a thrift
savings plan. Respondent agreed to transfer to appellant her interest in the family


                                                             1
residence and waive spousal support for two years. Beginning on April 1, 2011,
appellant agreed to pay respondent monthly spousal support of $3,000. This amount was
calculated by using the DissoMaster program.1 The exact DissoMaster support figure
was $3,132.
        In June 2011 appellant filed an order to show cause for modification of spousal
support. In a supporting declaration, appellant stated that his "financial situation has
deteriorated" because he "spent over $45,000 to support [his] two daughters in college."
In January 2011 he withdrew $55,800 from his thrift savings plan. He used this money to
pay "off some of the credit cards that
[he had] used to finance [his] daughters' college expenses." Because of his "current tax
situation, including an early withdrawal penalty, [he] will owe an additional $21,000.00
in taxes . . . ."
        Appellant attached an Income and Expense Declaration showing that his average
monthly gross income was $9,838 with deductions of $546. His average monthly
estimated expenses were $9,689, including non-mortgage debt payments of $3,834. His
total non-mortgage debt was $72,796. He had deposit accounts of $14,000, other liquid
assets of $12,000, and $5,000 equity in his residence. His two adult daughters were
living with him, but they were not paying any of the household expenses.
        Respondent filed opposition to the request for modification of spousal support.
Respondent declared that she was 52 years old, that she had not worked since 1982, that
she had "actively sought employment to no avail," and that she was "living at [her]
parent's house because [she did] not have an income." Respondent filed an Income and
Expense Declaration showing that she had no income and that her average monthly
estimated expenses were $3,170, including rent of $1,500. Her only assets were $30,000
in deposit accounts. She had no debt.


1
  The DissoMaster program is "a privately developed computer program which was
intended to be used to calculate temporary support." (In re Marriage of Schulze (1997)
60 Cal.App.4th 519, 522.)

                                              2
          On July 20, 2011, the trial court conducted a hearing on the request to modify
spousal support. The court considered the request to be a motion to set permanent
spousal support pursuant to paragraph 4.7 of the stipulated judgment of dissolution.
Paragraph 4.7 provided: "The Parties stipulate and agree that the Court shall retain
jurisdiction to establish a permanent spousal support order and for the court to consider
all factors as enumerated in Family Code § 4320. . . . At any time, either Party may file
an OSC [order to show cause] or a Request for Trial Setting to establish and/or challenge
the amount and duration of spousal support."2 Based on paragraph 4.7, the court ruled
that "this is a de novo proceeding today" and "there is no obligation to show a change of
circumstances in order to . . . adjudicate spousal support based upon all the factors
contained in Family Code section 4320."3
         The court orally denied appellant's request to modify spousal support. It set
permanent spousal support at $3,000 per month. The court stated: "[H]aving considered
the [section] 4320 factors to the extent that such evidence has been presented, I find that
$3,000 a month is a perfectly satisfactory spousal support order . . . ." Neither party
requested a statement of decision nor asked the court to specify the section 4320 factors
that it had considered. A written spousal support order was filed in August 2011.
         Appellant moved for a new trial. In October 2011 the court denied the motion and
made additional written findings concerning its ruling on July 20, 2011. The court found,
inter alia, "that the parties had achieved a middle standard of living at the time of
separation." The court also found that respondent "is living with her parents and paying
them rent." The court concluded that appellant's "continuing contributions to the support
of the parties' adult children is not a factor the court can consider."




2
    Unless otherwise stated, all statutory references are to the Family Code.
3
  "A spousal support order is modifiable only upon a material change of circumstances
since the last order." (In re Marriage of West (2007) 152 Cal.App.4th 240, 246.


                                                3
       In February 2012 the trial court orally ordered appellant to pay respondent's
attorney fees of $9,700. A written order was filed in March 2012. In the written order
the court found that appellant "has the ability to pay the sums awarded and that
[respondent] has the requisite need to warrant this order."
       On June 7, 2012, the trial court filed a written order entitled: "Statement of
Decision and Ruling on [Appellant's] Request to Set Aside the Support Order of July 20,
2011, Pursuant to Family Code Section 3691." (Bold and some capitalization omitted.)
In its statement of decision, the court noted that the request had been filed on August 19,
2011. The request, however, is not included in the record on appeal.4 The court found
that respondent had committed actual fraud and perjury by stating in her Income and
Expense Declaration that she was paying monthly rent of $1,500. In fact, respondent
"was then living rent-free with her parents." 5 Nevertheless, the court denied appellant's
request to set aside the support order. The court concluded that respondent's
"misrepresentation of her actual expenses did not materially affect the court's order of
July 20, 2011."
            Appellant's Failure to Comply with Rules of Appellate Procedure
       Appellant's 47-page opening brief fails to comply with the rules of appellate
procedure. ” 'A judgment or order of the lower court is presumed correct. All

4
 The record on appeal contains only one document filed on August 19, 2011: appellant's
order to show cause for attorney fees and costs and sanctions pursuant to section 271.
5
  The trial court also found that, in her Income and Expense Declaration, respondent had
inflated her monthly automobile expense by $500 and had omitted an IRA account of
$150,062. As to the automobile expense, the court found "this to have been careless error
[not actual fraud or perjury] on her part." As to the IRA omission, the court found that
appellant "was fully aware of the existence of and substantial assets in [respondent's] IRA
at all relevant times prior to the hearing of July 20, 2011." The court concluded that
respondent's omission of the IRA account was an "inadvertent mistake . . . and had no
[e]ffect upon the court's order of July 20, 2011." The court stated that it would not
require respondent to make withdrawals from her IRA to support herself because of the
steep penalties that she would be required to pay. Respondent was 53 years old, and she
could not make penalty-free withdrawals until the age of 59 1/2.

                                             4
intendments and presumptions are indulged to support it on matters as to which the
record is silent, and error must be affirmatively shown.' " (Denham v. Superior Court
(1970) 2 Cal.3d 557, 564.) "To demonstrate error, appellant must present meaningful
legal analysis supported by citations to authority and citations to facts in the record that
support the claim of error. [Citations.]" (In re S.C. (2006) 138 Cal.App.4th 396, 408.)
"When an issue is unsupported by pertinent or cognizable legal argument it may be
deemed abandoned and discussion by the reviewing court is unnecessary. [Citations.]"
(Landry v. Berryessa Union School Dist. (1995) 39 Cal.App.4th 691, 699-700; see also
Gunn v. Mariners Church, Inc. (2008) 167 Cal.App.4th 206, 217-218 [" 'an appellant
must present a factual analysis and legal authority on each point made or the argument
may be deemed waived' "]).
       Many of appellant's arguments are not supported by meaningful legal and factual
analysis with record references. An example is argument E.1 at pages 32-33 of
appellant's opening brief. In this argument appellant accuses the trial court of being "a
conduit for corruption" because it granted respondent's request for attorney fees based on
her counsel's "perjurious statements," even though appellant had "brought this perjurious
conduct to the court's attention in his 10/11/2011 Response declaration."6
       The California Rules of Court require that a brief "[s]tate each point under a
separate heading or subheading summarizing the point . . . ." (Rule 8.204(a)(1)(B).)
"This is not a mere technical requirement; it is 'designed to lighten the labors of the
appellate tribunals by requiring the litigants to present their cause systematically and so
arranged that those upon whom the duty devolves of ascertaining the rule of law to apply
may be advised, as they read, of the exact question under consideration, instead of being
compelled to extricate it from the mass.' [Citations.]" (In re S.C., supra, 138

6
 Appellant also accuses the trial judge of committing perjury. He requests "that Judge
Smiley be removed from this matter and be censured and /or removed from office due to
his complete disregard for and mockery of the laws which he has sworn to uphold."
Appellant states that on September 10, 2012, he "filed a 17 page complaint with the
Commission on Judicial Performance citing Judge Smiley's numerous violations of his
oath of office."
                                              5
Cal.App.4th at p. 408.) "The failure to head an argument as required by California Rules
of Court, rule [8.204(a)(1)(B)] constitutes a waiver. [Citations.]" (Opdyk v. California
Horse Racing Bd. (1995) 34 Cal.App.4th 1826, 1830, fn. 4)
       Many of appellant's arguments are not presented under a separate heading. For
example, argument B. on page 23 is headed, "July 20, 2011 Attorney Misconduct and the
Court's Reliance on it." (Bold omitted.) But in the first paragraph of the argument,
appellant contends that the trial court erroneously "failed to make a finding as to the
parties' marital standard of living . . . as required under [§] 4332 and simply granted
[respondent's] request [for monthly spousal support]." In the second paragraph, appellant
contends that "the court made its ruling without considering Appellant's lack of funds
available due to his monthly expenses and $40,000 in debts including debts to the IRS
and Franchise Tax Board, violating paragraph 4.7 of the parties' stipulated agreement,
and the mandatory factors contained in [§] 4320." These contentions have nothing to do
with attorney misconduct.
       That appellant is proceeding in propria persona is no excuse for his failure to
comply with the rules of appellate procedure.7 "When a litigant is appearing in propria
persona, he is entitled to the same, but no greater, consideration than other litigants and
attorneys [citations]. Further, the in propria persona litigant is held to the same restrictive
rules of procedure as an attorney [citation]." (Nelson v. Gaunt (1981) 125 Cal.App.3d
623, 638-639.)
       We consider only those arguments that are properly presented under a separate
heading summarizing the point to be made in the argument. In addition, we consider
only those arguments supported by meaningful factual and legal analysis with pertinent
citations to the record and legal authority. All other arguments are waived.
                                         Discussion
       Appellant's cognizable arguments are threefold.


7
 Appellant told the trial court that he is an inactive member of the California State Bar
and has never practiced law.
                                              6
                                        First Argument
       The first cognizable argument is that the trial court abused its discretion on July
20, 2011, when it set permanent spousal support at $3,000 per month. "Permanent
spousal support 'is governed by the statutory scheme set forth in sections 4300 through
4360. Section 4330 authorizes the trial court to order a party to pay spousal support in an
amount, and for a period of time, that the court determines is just and reasonable, based
on the standard of living established during the marriage, taking into consideration the
circumstances set forth in section 4320.' [Citations.] The statutory factors include the
supporting spouse's ability to pay; the needs of each spouse based on the marital standard
of living; the obligations and assets of each spouse, including separate property; and any
other factors pertinent to a just and equitable award. (§ 4320, subds. (c)-(e), (n).) 'The
trial court has broad discretion in balancing the applicable statutory factors and
determining the appropriate weight to accord to each, but it may not be arbitrary and must
both recognize and apply each applicable factor.' [Citation.]" (In re Marriage of Blazer
(2009) 176 Cal.App.4th 1438, 1442-1443.) " ' "Because trial courts have such broad
discretion, appellate courts must act with cautious judicial restraint in reviewing [spousal
support] orders." [Citation.]' [Citation.]" (In re Marriage of Drapeau (2001) 93
Cal.App.4th 1086, 1096.)
       "[W]e review spousal support orders under the deferential abuse of discretion
standard. [Citation.]" (In re Marriage of Blazer, supra, 176 Cal.App.4th at p. 1443.)
" 'A trial court's exercise of discretion will not be disturbed on appeal unless, as a matter
of law, an abuse of discretion is shown—i.e., where, considering all the relevant
circumstances, the court has "exceeded the bounds of reason" or it can "fairly be said"
that no judge would reasonably make the same order under the same circumstances.
[Citations.]' [Citation.]" (In re Marriage of Smith (1990) 225 Cal.App.3d 469, 480.)
" 'To the extent that a trial court's exercise of discretion is based on the facts of the case, it
will be upheld "as long as its determination is within the range of the evidence
presented." ' [Citation.]" (In re Marriage of Blazer, supra, 176 Cal.App.4th at p. 1443.)


                                                7
Appellant does not fully appreciate the fair import of these traditional rules of appellate
review. (See eg., In re Gilkison (1968) 65 Cal.4th 1443, 1448-1449.)
       The trial court did not abuse its discretion. Appellant's income and expense
declaration showed that his average monthly gross income was $9,838 with deductions of
$546. Although his average monthly estimated expenses ($9,689) exceeded his gross
monthly income after deductions ($9,292), these expenses included non-mortgage debt
payments of $3,834. "The obligation to provide for the wife is not subordinate to [debts]
owed other persons." (Rosenthal v. Rosenthal (1961) 197 Cal.App.2d 289, 298.)
Furthermore, a substantial portion of appellant's non-mortgage debt payments was
attributable to expenditures he had made for his adult daughters' college education. In
addition, appellant was subsidizing his daughters' living expenses. His Income and
Expense Declaration showed that they were living with him, but were not paying any of
the household expenses. Neither party had a legal obligation to support the adult
daughters or fund their college education. (In re Marriage of Serna (2000) 85
Cal.App.4th 482, 489, 491.) It would be improper to allow "a reduction in what a
supporting spouse pays because that spouse has voluntarily undertaken a duty that the
supported spouse has no obligation to fund." (Id., at p. 492, fn. omitted.)
       Unlike appellant, respondent was unemployed and had no income. Her Income
and Expense declaration showed monthly estimated expenses of $3,170. In these
circumstances, the trial court did not exceed the bounds of reason in setting permanent
support at $3,000 per month.
       Nevertheless, appellant argues that the trial judge abused his discretion because he
"failed to state with particularity any of the [section 4320] factors he considered in the
July 20, 2011 hearing. He simply stated that he had considered the factors, but failed to
delineate which factors, or the respective weight of each factor." Section 4320 provides




                                              8
that the court "shall consider all" of the factors "[i]n ordering spousal support." The
statute does not require express findings on each factor.8
       If appellant wanted an explicit analysis of each of the applicable section 4320
factors, he should have requested a statement of decision (Code Civ. Proc., § 632) at the
hearing on July 20, 2011. (See Hebbring v. Hebbring (1989) 207 Cal.App.3d 1260,
1274; In re Marriage of Reilley (1987) 196 Cal.App.3d 1119, 1125-1126 [judgment of
dissolution reversed because trial court failed to render a timely requested statement of
decision on issues of child and spousal support].) If the statement of decision had
omitted applicable factors, appellant would have been required to bring the deficiency to
the court's attention to avoid a waiver. (In re Marriage of Arceneaux (1990) 51 Cal.3d
1130, 1133-1134; In re Marriage of Cohn (1998) 65 Cal.App.4th 923, 928.) But
appellant did not request a statement of decision. "In reviewing a judgment without a
statement of decision the appellate court indulges every intendment in favor of the
judgment, and assumes the trial court found every essential fact to support the judgment."
(In re Marriage of Jones (1990) 222 Cal.App.3d 505, 515.) We therefore assume that the
trial court did what it said it had done: that it had properly "considered the Family Code
§ 4320 factors."
       In re Marriage of Geraci (2006) 144 Cal.App.4th 1278, is distinguishable. In
Geraci the appellate court reversed an award of spousal support because "the record
provide[d] inadequate grounds to accord the usual deference to the [trial] court's exercise
of discretion in making the award of spousal support." (Id., at p. 1299.) The appellate
court noted that "[o]ther than the [trial] court's general assertion the factors listed in
section 4320 favored an award of spousal support to [wife] the record provides no insight
into how the court weighed the statutory factors and thus how it exercised its discretion."
(Id., at p. 1297.) The appellate court also noted that "the evidence presented in this case
raises some question whether the [trial] court in fact weighed or even gave due
consideration to the statutory factors." (Id., at p. 1298.)

8
 Section 4332, in contrast, requires the court to "make specific factual findings with
respect to the standard of living during the marriage."
                                               9
        Unlike the instant case, in Geraci the trial court issued a statement of decision. "It
is the statement of decision which allows the court to place upon the record its view of
facts and law of the case. [Citation.] A failure to request a Code of Civil Procedure
section 632 statement results in a waiver of such findings; [appellant] cannot now be
heard to complain. [Citation.]" (In re Marriage of Ditto (1988) 206 Cal.App.3d 643,
647.)
        Moreover, in contrast to Geraci, the evidence presented here does not indicate that
the trial court failed to weigh or give due consideration to the statutory factors. In its
statement of additional findings filed on October 25, 2011, the trial court expressly
considered several section 4320 factors, including the age and health of the parties, their
hardships, the duration of the marriage, the needs of each party based on the marital
standard of living, and the earning capacity of each party. The court stated: "The
determination of this issue [permanent spousal support] calls for a consideration of all of
the circumstances or factors set forth in Family Code section[] 4320 . . . ."
                                      Second Argument
        Appellant's second cognizable argument is that the trial court erroneously denied
his request to set aside the support order of July 20, 2011, pursuant to section 3691.
Again we review the denial for abuse of discretion. (See In re Marriage of King (2000)
80 Cal.App.4th 92, 118.)
        Appellant's request is not included in the record on appeal. Its omission precludes
meaningful review. "It was [appellant's] burden . . . to present an adequate record for
review. [Citation.] Having failed to do so, the [order denying his request] must be
affirmed. [Citation.]" (Oliveira v. Kiesler (2012) 206 Cal.App.4th 1349, 1362.)
        In any event, based on the record before us, the trial court did not abuse its
discretion in denying appellant's request to set aside the support order of July 20, 2011.
Section 3691 provides that the grounds for setting aside such an order are actual fraud,
perjury, or lack of notice. The court found that respondent had committed actual fraud
and perjury by stating in her Income and Expense Declaration that she was paying
monthly rent of $1,500 when she was actually "living rent-free with her parents." But a

                                              10
finding of actual fraud or perjury is not alone sufficient to warrant the setting aside of a
support order under section 3691. "[B]efore granting relief, the court [must] find that the
facts alleged as the grounds for relief materially affected the original order." (§ 3690,
subd. (b).) "[A] support order may not be set aside simply because the court finds that it
was inequitable when made, nor simply because subsequent circumstances caused the
support ordered to become excessive or inadequate." (§ 3692.)
       The trial court found that respondent's misrepresentation of her rental expense "did
not materially affect [its] order of July 20, 2011." Appellant has not shown that this
finding exceeded the bounds of reason so as to constitute an abuse of discretion. He cites
no authority requiring that spousal support not exceed the supported spouse's actual
expenses. In setting spousal support, one of the factors to be considered is "[t]he needs of
each party based on the standard of living established during the marriage." (§ 4320,
subd. (d).) The trial court determined that respondent's needs based on the marital
standard of living exceeded her monthly expenses of $1,670 (expenses of $3,170 on the
Income and Expense Declaration less rental expense of $1,500). The court also impliedly
determined that respondent should not be penalized for living frugally. The court
reasoned: "Where, as here, the supported spouse has no income, largely as a result of the
devotion of time to domestic duties in a marriage of long duration, and the income of the
supporting spouse is insufficient to permit both parties to live at the marital standard of
living, the court's primary task is 'to fairly allocate the funds that [are] available.'
[Citations.]" The court concluded that, in view of the parties' middle standard of living
and appellant's gross monthly income of $9,838, monthly spousal support of $3,000 was
a fair allocation of the available funds. The court noted that it had considered "the
'expenses' of both parties . . . in the context of the 'needs of each party based upon the
marital standard of living.' [Citation.]"
                                        Third Argument
       Appellant's third cognizable argument is that the trial court abused its discretion in
ordering him to pay respondent's attorney fees of $9,700. " 'The trial court may in its
discretion award fees or costs reasonably necessary to maintain or defend any proceeding

                                               11
occurring after entry of judgment. [Citation.] The trial court is to decide "what is just
and reasonable under the relative circumstances" [citation], taking into consideration "the
need for the award to enable each party, to the extent practical, to have sufficient
financial resources to present the party's case adequately . . . . The fact that the party
requesting an award of attorney's fees and costs has resources . . . is not itself a bar to an
order that the other party pay part or all of the fees and costs requested. Financial
resources are only one factor for the court to consider in determining how to apportion
the overall cost of the litigation equitably between the parties under their relative
circumstances" [citation].' [Citation.] 'In assessing the applicant's relative "need" and the
other party's ability to pay, the court may take into account "all evidence concerning the
parties' current incomes, assets, and [li]abilities, including investment and income-
producing properties." ' [Citation.] . . . [¶] ' "[A] motion for attorney fees and costs in a
dissolution proceeding is left to the sound discretion of the trial court. [Citations.] In the
absence of a clear showing of abuse, its determination will not be disturbed on appeal."
[Citation.] Thus, we affirm the court's order unless " 'no judge could reasonably make
the order made. [Citations.]' " ' [Citation.]" (In re Marriage of Dietz (2009) 176
Cal.App.4th 387, 405-406.)
       The trial court did not abuse its discretion. In his last Income and Expense
Declaration filed in January 2012, appellant showed that he had deposit accounts of $200,
liquid assets of $3,000, and $5,000 equity in his residence. He continued to have gross
monthly earnings of $9,838, but his estimated average monthly expenses had increased to
$12,418. This was because his monthly non-mortgage debt payments had increased 63
percent to $6,258, compared to $3,834 in June 2011. Other persons had paid $500 of
appellant's monthly expenses, reducing them to $11,918. Of appellant's monthly debt
payments, $5,000 was attributable to two credit cards. On a Chase card appellant had
made a December 2011 payment of $3,000 and had a remaining balance of $12,000. On
a Discover card appellant had made a December 2011 payment of $2,000 and had a
remaining balance of $3,500. On the other hand, on a Citibank card appellant had made a
December 2011 payment of only $250 and had a remaining balance of $25,000.

                                              12
       The trial court ordered appellant to pay respondent's attorney fees at a rate of $850
per month beginning March 1, 2012. The trial court could have reasonably concluded
that, by stretching out his monthly payments on the Chase and Discover cards, appellant
could afford to pay $850 per month in attorney fees. Appellant presented no evidence
that he was required to pay $5,000 per month on these two cards. In his Income and
Expense Declaration filed in June 2011, appellant stated that he had made a May 2011
payment of $104 on his Chase card and had a remaining balance of $5,204. Since
respondent had no income other than monthly spousal support of $3,000, we cannot
conclude that " ' " 'no judge could reasonably make the order made.' " ' " (In re Marriage
of Dietz, supra, 176 Cal.App.4th at p. 406.)
                                        Disposition
       The orders appealed from are affirmed. Respondent shall recover her costs on
appeal.
              NOT TO BE PUBLISHED.



                                                        YEGAN, J.


We concur:


              GILBERT, P.J.


              PERREN, J.




                                               13
                  John W. Smiley, Judge

             Superior Court County of Ventura

           ______________________________


Stephen Loveman, in pro per, Respondent and Appellant.


Diane L. Rowley, for Respondent and Petitioner.




                            14
