                           UNITED STATES COURT OF APPEALS
                                FOR THE FIFTH CIRCUIT
                                 _______________________

                                          No. 95-60380
                                          No. 95-60467
                                    _______________________

                                        MARY ANN BOYD,

                                                                                              Plaintiff,

                                                versus

               UNITED STATES FIDELITY AND GUARANTY COMPANY,

                                                    Defendant - Third Party Plaintiff - Appellant,

                                                versus

                                       WILLIAM A. BOYD,

                                                  Third Party Defendant - Appellee.
        _________________________________________________________________

                     Appeal from the United States District Court
                        for the Northern District of Mississippi
                                    (1:91-CV-196)
        _________________________________________________________________
                                    March 21, 1997
Before JONES, STEWART, and DENNIS, Circuit Judges.

PER CURIAM:*

               This court has considered appellant’s position in light of the fine arguments of counsel,

briefs, and pertinent portions of the record. Having done so, we find no reversible error of fact or

law and affirm for essentially the reasons stated by the district court.

               AFFIRMED.




       *
            Pursuant to Local Rule 47.5, the court has determined that this
opinion should not be published and is not precedent except under the limited
circumstances set forth in Local Rule 47.5.4.
