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                                  MEMORANDUM OPINION

                                         No. 04-08-00536-CV

                        NIZARI PROGRESSIVE FEDERAL CREDIT UNION,
                                         Appellant

                                                  v.

                                    JP MORGAN CHASE BANK,
                                           Appellee

                        From the County Court at Law No. 7, Bexar County, Texas
                                        Trial Court No. 333702
                               Honorable H. Paul Canales, Judge Presiding

Opinion by:       Marialyn Barnard, Justice

Sitting:          Sandee Bryan Marion, Justice
                  Steven C. Hilbig, Justice
                  Marialyn Barnard, Justice

Delivered and Filed: February 4, 2009

REVERSED AND REMANDED

           This is a restricted appeal from a no-answer default judgment against Nizari Progressive

Federal Credit Union in a writ of garnishment action. In its sole issue on appeal, Nizari contends

the default judgment should be overturned due to improper service of process. We reverse the

judgment of the trial court and remand the case for further proceedings.
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                                           BACKGROUND
       On October 3, 2007, JP Morgan Chase Bank obtained a judgment against Kuski, Inc., Nadir

Hussain, and Fatima Hussain. On November 7, 2007, JP Morgan Chase Bank filed an application

for writ of garnishment against Nizari Progressive Federal Credit Union, as garnishee. The

following day, a writ of garnishment was issued stating that Nizari could be served by serving

Nizari’s president, vice president, or head cashier. On December 11, 2007, the writ of garnishment

was served on Nefise Jenmohd, an office administrator, who told the process server that she was the

only employee who worked at the Austin office. The citation and officer’s return were filed with

the Bexar County Civil Clerk’s office on January 11, 2008. Nizari did not answer the garnishment

lawsuit, and on January 24, 2008, the trial court entered a default judgment against Nizari. Nizari

filed its notice of restricted appeal on July 24, 2008.

                                       STANDARD OF REVIEW

       A party may bring a restricted appeal if the party: (1) files a notice of the restricted appeal

within six months after the judgment was signed; (2) was a party to the underlying lawsuit; (3) did

not participate in the hearing that resulted in the judgment complained of; (4) did not timely file any

postjudgment motions or requests for findings of fact and conclusions of law; and (5) error is

apparent on the face of the record. TEX . R. APP . P. 26.1.

       When reviewing a default judgment in a restricted appeal, we may not presume valid

issuance, service, or return of citation. Primate Constr., Inc. v. Silver, 884 S.W.2d 151, 152 (Tex.

1994) (per curiam). Instead, the plaintiff who obtained the default judgment bears the burden of

proving that each element of service was proper. Id. at 153. If the record fails to show strict

compliance with the Texas Rules of Civil Procedure relating to issuance, service, and return of


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citation, then attempted service of process is invalid and of no effect. Uvalde Country Club v.

Martin Linen Supply Co., 690 S.W.2d 884, 885 (Tex. 1985) (per curiam).

                                            DISCUSSION

        In its sole issue on appeal, Nizari contends that it was not served in strict compliance with

the Texas Rules of Civil Procedure. According to Nizari, the writ of garnishment failed to name an

individual agent to be served and was served on an office administrator rather than its president, vice

president, or head cashier as directed. Nizari also contends that the officer’s return failed to identify

the place where service was made and failed to show that the office administrator was authorized

to accept service.

        Because the parties do not dispute the first four elements of the restricted appeal, we will only

address whether error appears on the face of the record due to improper service. Here, JP Morgan

Chase Bank contends that service upon the office administrator, the only person employed at the

Austin branch office, was proper because section 17.028(b) of the Texas Civil Practice and

Remedies Code permits financial institutions such as Nizari to be served by serving a branch

manager if the institution does not have a designated registered agent.

        Assuming section 17.028(b) governs service on Nizari, service on an office administrator

does not constitute service on a branch manager. See TEX . CIV . PRAC. & REM . CODE ANN . § 17.028

(Vernon 2008); see also Autozone, Inc. v. Duenes, 108 S.W.3d 917, 920-21 (Tex. App.—Corpus

Christi 2003) (“[S]ervice of citation on an employee in a local place of business does not constitute

adequate service on a foreign corporation.”); H.R. Fender v. Moss, 696 S.W.2d 410, 412 (Tex.

App.—Dallas 1985) (providing that service on an “administrator” does not constitute service on a

president, vice president, or registered agent). In this case, the record does not show that the person

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served with citation, “Nefise Jenmohd, office administrator,” was authorized to receive service;

instead, the record reflects that the writ of garnishment was to be served on Nizari’s “PRESIDENT,

VICE PRESIDENT, OR HEAD CASHIER.” Thus, the record in this case does not reflect strict

compliance with the rules of civil procedure relating to the issuance, service, and return of citation.

See, e.g., TEX . R. CIV . P. 103, 106, and 107. In view of our holding, we need not discuss Nizari’s

other arguments regarding improper service.

                                            CONCLUSION

       Because service was defective, we reverse the judgment of the trial court and remand for

further proceedings.

                                                               Marialyn Barnard, Justice




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