        DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA
                               FOURTH DISTRICT

    RAUL J. CEPERO a/k/a RAUL DE JESUS CEPERO and LESLIE
                           CEPERO,
                          Appellants,

                                       v.

 THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. f/k/a
THE BANK OF NEW YORK TRUST COMPANY, N.A., AS TRUSTEE FOR
    CHASE MORTGAGE FINANCE CORPORATION MULTI-CLASS
  MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-S2,
                        Appellee.

                               No. 4D15-1162

                             [February 10, 2016]

                           CORRECTED OPINION

   Appeal of a non-final order from the Circuit Court for the Fifteenth
Judicial Circuit, Palm Beach County; Eli Breger, Senior Judge; L.T. Case
No. 502013CA004045XXXXMB AW.

    Peter J. Snyder of Peter J. Snyder, P.A., Boca Raton, for appellants.

    Roy A. Diaz of SHD Legal Group, P.A., Fort Lauderdale, for appellee.

WARNER, J.

   Appellants, Raul and Leslie Cepero, appeal an order denying their
motion to quash service of process. They claim that the court erred in
concluding that the motion was not proper simply because their claim of
insufficiency of service of process was not made in their initial motion to
dismiss. We agree that the court erred in determining that they had
waived their claim by failing to assert it in the motion to dismiss, as they
amended the motion to include this claim prior to the court ruling on the
motion. We thus reverse as to Leslie Cepero. We affirm as to Raul by
application of the tipsy coachman rule,1 as we reject his contention of
improper service.

1 See Robertson v. State, 829 So. 2d 901, 906-07 (Fla. 2002); Dade Cty. Sch. Bd.
v. Radio Station WQBA, 731 So. 2d 638, 644 (Fla. 1999).
    Appellee, The Bank of New York Mellon Trust Company, f/k/a The
Bank of New York Trust Company, N.A., as Trustee for Chase Mortgage
Finance Multi-Class Mortgage Pass-Through Certificates Series 2006-S2,
filed a mortgage foreclosure complaint against the Ceperos in 2013. A
verified return of service indicated that Raul was personally served on
March 7, 2013, at an address that he had requested, but which was not
his residence. Substituted service was made on his wife, Leslie, at the
same time and address as Raul, as she was not at the address requested
for service.

    The Ceperos filed a motion for extension of time to respond to the
complaint in April 2013, along with discovery requests and interrogatories
for the Bank. They moved to dismiss the complaint in May 2013, but did
not raise insufficiency of service of process. The Bank did not call up their
motion to dismiss for hearing. Instead, litigation proceeded during the
next year, with the Bank answering the discovery requests and moving for
a default, which was denied, as well as propounding requests for
admissions.

   The Bank moved for summary judgment in December 2014, which was
noticed to be heard January 23, 2015. On January 14, 2015, Raul filed
an affidavit in opposition to summary judgment wherein he asserted lack
of notice of any default and that the amounts claimed due by the Bank
were incorrect. Then, on the day of the hearing on the Bank’s motion for
summary judgment, the Ceperos filed an amended motion to dismiss, a
motion to quash service, and two affidavits in support of the motion to
quash. This was the first time they raised insufficiency of service of
process.

   In their motion to quash, the Ceperos claimed they had not been
properly served because “[t]he person who attempted to deliver the subject
papers failed to inform both Defendants of the contents of the documents
delivered, which is contrary to Florida Statute § 48.031(1)(a) . . . .” They
also challenged the attempted substitute service on Leslie because it was
at a location that was not her usual place of abode and which she had not
requested. They argued that this was not in compliance with section
48.031(2), Florida Statutes (2013). They also claimed the process server
was not a disinterested person, as counsel for plaintiff has an ownership
interest in the company which attempted to effectuate service of process.2



2 Appellants offered no evidence of this claim at the evidentiary hearing. Thus,
there is no support for it in this record and it must be rejected.

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   The trial court conducted an evidentiary hearing on the motion to
quash, at which Raul testified that the process server gave him the
complaint at the address of his former employer in Boca Raton, without
informing him of its contents, and also served on him the complaint for
Leslie. Leslie testified that she had not authorized her husband to accept
service for her at this location. The trial court denied the motion to quash,
concluding that the Ceperos’ failure to raise the jurisdictional issue in their
May 2013 motion to dismiss constituted a waiver of that defense. From
this order, the Ceperos appeal.

    The denial of a motion to quash service of process is subject to de novo
review insofar as it is based on a question of law. Snider v. Metcalfe, 157
So. 3d 422, 424 (Fla. 4th DCA 2015) (ruling that whether a defendant
waived the defense of lack of personal jurisdiction is a question of law,
reviewed de novo). The Ceperos argue that their May 2013 motion to
dismiss did not waive personal jurisdiction because they amended it before
it was heard by the court and they had not sought affirmative relief before
that point.

    Florida Rule of Civil Procedure 1.140(b) provides that certain defenses,
including insufficiency of service of process, may be asserted by motion.
However, a motion asserting these defenses must be made before the filing
of any pleading. Id. Except for subject matter jurisdiction, which may be
raised at any time, “[a]ny ground not stated shall be deemed to be waived.”
Id. Nevertheless, case law has carved out an exception to this statement.
Where the initial motion to dismiss does not include a claim of lack of
jurisdiction or insufficiency of service of process, those claims are not
waived if, prior to a ruling on the initial motion, the defendant amends the
motion to assert the issue. See Re-Emp’t Serv. Ltd. v. Nat’l Acquisitions
Co., 969 So. 2d 467, 470 (Fla. 5th DCA 2007); Waxoyl, A.G. v. Taylor, Brion,
Buker & Greene, 711 So. 2d 1251, 1254 (Fla. 3d DCA 1998); Astra v. Colt
Indus. Operating Corp., 452 So. 2d 1031, 1032 (Fla. 4th DCA 1984). Even
this statement, however, is subject to exceptions. Because the assertion
of jurisdiction is a personal right of a defendant, “a defendant waives a
challenge to personal jurisdiction by seeking affirmative relief—such
requests are logically inconsistent with an initial defense of lack of
jurisdiction.” Babcock v. Whatmore, 707 So. 2d 702, 704 (Fla. 1998).

    We have held that mere requests for discovery do not constitute a
request for affirmative relief. See Brown v. U.S. Bank Nat’l Ass’n, 117 So.
3d 823, 824 (Fla. 4th DCA 2013). Nor is a motion for extension of time to
file an answer a request for affirmative relief. Byers v. FIA Card Servs.,
N.A., 82 So. 3d 1166, 1168 (Fla. 4th DCA 2012). In this case, the Ceperos
did not request any affirmative relief and thus did not waive their claim to

                                      3
insufficiency of service of process.        They asserted their claim of
insufficiency prior to the court ruling on their motion to dismiss. They
were never called on to answer the Bank’s complaint. Therefore, contrary
to the trial court’s ruling, the Ceperos did not waive their claim by failing
to include it in the original motion to dismiss or in any of the actions they
took during this proceeding.

   The Bank could have, and should have, obtained a ruling on the motion
to dismiss when it was first filed, which would have prevented this
last-minute assertion of a jurisdictional defense. Failing to secure a ruling
and require an answer to the complaint not only hazards this type of
challenge to the initial service of process, it also makes obtaining a
summary judgment significantly harder — without an answer, the plaintiff
would have to negate any possible affirmative defenses which might be
presented in an answer. Greene v. Lifestyle Builders of Orlando, Inc., 985
So. 2d 588, 598 (Fla. 5th DCA 2008).

    On the merits of the claim, however, we reverse only as to Leslie. The
motion alleged that service was improper under section 48.031(2)(a),
Florida Statutes (2013), because Leslie never gave consent for Raul to
accept service of process for her at a place other than her usual place of
abode. Leslie testified that she did not authorize Raul to accept service,
and the Bank offered nothing to contradict this. Therefore, the court erred
in failing to quash service of process on her.

    But as to Raul, we conclude that service was proper. Raul argued that
pursuant to section 48.031(1)(a), Florida Statutes (2013), service on him
was improper because the process server failed to inform him of the
contents of the complaint. We have, however, rejected this interpretation
of the statute and concluded that the process server’s obligation to inform
the person served extends only to substituted service. See Davidian v. J.P.
Morgan Chase Bank, 178 So. 3d 45, 49 (Fla. 4th DCA 2015); Vidal v.
SunTrust Bank, 41 So. 3d 401, 403 (Fla. 4th DCA 2010) (noting that when
a defendant is not personally served, “the statute requires that the process
server orally inform the person who receives service of the contents of the
complaint”). Therefore, Raul was properly served, and we affirm the denial
of the motion to quash service of process as to him, albeit for a reason
other than that announced by the trial court.

   Affirmed in part; reversed in part; and remanded for further proceedings.

CIKLIN, C.J., and GROSS, J., concur.

                            *          *       *

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Not final until disposition of timely filed motion for rehearing.




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