                                 In the

       United States Court of Appeals
                   For the Seventh Circuit
                       ____________________

No. 19-1141
JEROME SENEGAL, et al., on behalf of a class,
                                                   Plaintiffs-Appellees,

                                   v.

JPMORGAN CHASE BANK, N.A.,
                                                   Defendant-Appellee.
Appeal of:
     MATTHEW BRAXTON, et al.
                       ____________________

           Appeal from the United States District Court for the
             Northern District of Illinois, Eastern Division.
               No. 18 C 6006 — Manish S. Shah, Judge.
                       ____________________

  ARGUED SEPTEMBER 6, 2019 — DECIDED SEPTEMBER 26, 2019
                ____________________

      Before EASTERBROOK, KANNE, and BRENNAN, Circuit Judg-
es.
    EASTERBROOK, Circuit Judge. The district court certiﬁed a
class of African-American ﬁnancial advisers who worked at
JPMorgan Chase Bank between 2013 and 2018. This class,
which has about 250 members, alleged that the Bank treated
them less favorably than equivalent advisers of other races
2                                                  No. 19-1141

or backgrounds. The parties ﬁled a se^lement together with
the complaint. The agreement, a product of 16 months’ pre-
suit negotiations, includes a payment of $19.5 million for the
beneﬁt of class members who do not opt out, plus changes in
the Bank’s operations and a fund of about $4.5 million to
cover the costs of those changes and establish a reserve for
unexpected events. The order certifying the class relied on
Fed. R. Civ. P. 23(b)(2) with respect to the operational
changes and Rule 23(b)(3) with respect to the proposed
payments to class members.
    Members are entitled to opt out of Rule 23(b)(3) classes
and pursue their claims individually. But they cannot opt
out of Rule 23(b)(2) classes, for the relief is indivisible. It
would not be possible (or sensible) for the Bank to use
diﬀerent employment practices for diﬀerent ﬁnancial advis-
ers who do the same tasks in the same places. The notice to
class members told them this and added that anyone who
opted out of the (b)(3) relief would still receive the beneﬁt of
the changes implemented under (b)(2) while retaining a
right to sue the Bank individually. Eleven people opted out.
    The opt-outs asked the district court to create a subclass
limited to them. The judge declined—not simply because 11
is too few to be a subclass, but also because these 11 volun-
tarily left the class. The judge also did not invite any objec-
tions the opt-outs had to the (b)(2) relief. The notice to class
members itself told potential opt-outs that taking this step
would eliminate their right to object. In order to object, the
notice said, a member had to remain in the class for all pur-
poses. The district judge approved the se^lement, and eight
of the eleven people who opted out have appealed.
No. 19-1141                                                   3

    They present several arguments. They contend, for ex-
ample, that the judge did not make the ﬁndings required by
Rule 23 for a se^lement class, see Amchem Products, Inc. v.
Windsor, 521 U.S. 591 (1997), and that because they are still in
the class—members just can’t opt out of (b)(2) classes—the
judge should have listened to their protests despite what the
notice said. They maintain that the notice did not provide
enough information for them to make a reasoned decision
whether to opt out of the ﬁnancial portion of the relief. They
also assert that the se^lement provides too much ($4.5 mil-
lion) to implement the new employment practices and not
enough ($19.5 million) for distribution to class members. But
they did not either object to the language of the notice or ask
for reinstatement as full class members. And this leads the
appellees (the Bank plus the class representatives) to con-
tend that they lack “standing to appeal.”
    We don’t get the standing point. Appellants are members
of the (b)(2) class, and those provisions of the consent decree
will aﬀect them at work even if they are free to seek damag-
es independently. Cf. Campbell-Ewald Co. v. Gomez, 136 S. Ct.
663 (2016) (a litigant who rejects an opportunity to se^le re-
tains standing). They assert that they have been injured—
and failure to prove injury, like failure to establish one’s le-
gal position, does not retroactively deprive the litigant of
standing. See Bell v. Hood, 327 U.S. 678 (1946).
   Appellants’ problem is not standing but the nature of the
arguments they present. They might say, for example, that
diﬀerent prospective relief in the (b)(2) portion of the reme-
dy would have been be^er for them. They might say that, if
the notice had been worded diﬀerently, they would not have
opted out—and that they want to return to the class if they
4                                                 No. 19-1141

get appellate relief. But they do not make such arguments.
Indeed, they have not seriously tried to explain how they are
hurt by the district court’s decisions or how they could be
helped by anything this court could do.
    Take the argument that the district court did not make
the ﬁndings required by Amchem. Could a remand with in-
structions to make those ﬁndings assist our eight appellants?
They don’t explain how. If the judge makes the ﬁndings,
they will be in the same position as they are now. If the
judge concludes that the required ﬁndings cannot be made,
then they will be worse oﬀ, because they will lose the beneﬁt
of the (b)(2) relief.
    Or take the argument that too much money has been al-
located to support the prospective relief and not enough di-
rectly to the ﬁnancial advisers. Suppose that we were to
agree and order the district judge to move $2 million from
the (b)(2) portion of the remedy to the (b)(3) portion. Then
appellants would be worse oﬀ. They would lose the beneﬁt
of those funds without ge^ing anything in exchange—for
the transferred money would be paid to the employees who
stayed in the (b)(3) class, as appellants did not. They can’t
complain about this or any other element of the (b)(3) aspect
of this class, because they have opted out. See In re Brand
Name Prescription Drugs Antitrust Litigation, 115 F.3d 456 (7th
Cir. 1997).
    Finally, take the argument that the notice should not
have said that people who opt out of the (b)(3) relief cannot
complain about the (b)(2) relief. Suppose appellants had ob-
jected distinctly in the district court (which they didn’t).
What good would changing this language, and entertaining
their objections to prospective relief, have done them? We
No. 19-1141                                                   5

have listened to every objection they care to make about the
(b)(2) relief, and they have not articulated any contention
that, if accepted, would make them be^er oﬀ. They did not
lose anything when the district judge implemented the
statements in the notice.
     Only persons aggrieved by a judgment may appeal from
it. See, e.g., Deposit Guaranty National Bank v. Roper, 445 U.S.
326, 333 (1980). These objectors are not aggrieved by the de-
cisions of which they complain, so the appeal is
                                                     DISMISSED.
