Affirmed and Memorandum Opinion on Rehearing filed June 9, 2015.




                                      In The

                    Fourteenth Court of Appeals

                              NO. 14-13-00272-CV

                     BENJAMIN K. SANCHEZ, Appellant
                                        V.
 DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR
    SOUNDVIEW HOME LOAN TRUST 2006-OPT4, ASSET-BACKED
CERTIFICATES, SERIES 2006-OPT4, HOMEWARD RESIDENTIAL, INC.
 F/K/A AMERICAN HOME MORTGAGE SERVICING, INC., AND REAL
              TIME RESOLUTIONS, INC., Appellees

                    On Appeal from the 157th District Court
                            Harris County, Texas
                      Trial Court Cause No. 2012-06133

  MEMORANDUM OPINION ON REHEARING

      We issued our original memorandum opinion in this case on December 18,
2014. Appellant filed a motion for rehearing. We overrule the motion for
rehearing, withdraw our previous opinion, and issue this substitute opinion.

      Appellant Benjamin K. Sanchez appeals the trial court’s order granting
summary judgment in favor of appellees Deutsche Bank National Trust Company,
Homeward Residential, Inc., and Real Time Resolutions, Inc. on Sanchez’s claims
for fraud, breach of contract, promissory estoppel, and wrongful foreclosure. We
affirm.

                              BACKGROUND AND PROCEDURAL HISTORY

          In September 2005, Sanchez and Annette Pisana1 f/k/a Annette Sanchez
purchased property located at 2006 Longhorn Drive, Houston, Texas 77080-6310
(the Property). The Sanchezes financed the purchase with two promissory notes in
favor of Option One Mortgage Corporation (the Mortgage). The Sanchezes signed
the first promissory note in the amount of $165,600.00 (the First Note) and
executed a Deed of Trust as security for the First Note. The First Note required the
Sanchezes to tender monthly payments of $1,220.89. In the same transaction, the
Sanchezes also signed a second promissory note in the amount of $41,400.00 (the
Second Note) and executed a Purchase Money Deed of Trust to secure the Second
Note.

          In May 2006, Option One assigned the Mortgage to Deutsche Bank and
Homeward Residential became the servicer. In May 2010, in accordance with the
Sanchezes’ divorce proceedings, Pisana conveyed her entire interest in the
Property to Sanchez. Sanchez received a Special Warranty Deed for the Property
and assumed paying the unpaid principal and interest on the Mortgage. Sanchez
ceased making payments on the Mortgage in December of 2010 and failed to make
any payments after this date. Subsequently, Homeward Residential declared the
Mortgage in default and accelerated the amount due.

          Following the default, Sanchez and Homeward Residential engaged in
          1
              Although Pisana was a plaintiff in the underlying lawsuit, she is not a party to this
appeal.

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numerous telephone conversations over the next ten months in an attempt to avoid
foreclosure. Homeward Residential discussed several options with Sanchez,
including the Home Affordable Unemployment Program (HAUP). HAUP is a
federal program designed to provide temporary forbearance of mortgage principal
to unemployed persons. Homeward Residential explained that it needed proof of
Sanchez’s unemployment benefits along with other financial documents to assess
his eligibility.

       After Sanchez failed to provide the requisite proof, Homeward Residential
initiated foreclosure proceedings. On April 7, 2011, a law firm acting on behalf of
Homeward Residential sent Sanchez a letter stating that it was pursuing a non-
judicial foreclosure on the Property in accordance with the First Note and Deed of
Trust. The foreclosure sale was scheduled to take place on May 3, 2011. In
response to this letter, Sanchez sent Homeward Residential proof of unemployment
benefits. Homeward Residential postponed the foreclosure sale to take place on
June 7, 2011.

       Homeward Residential then commenced the HAUP review process to assess
Sanchez’s eligibility for the program.2 On June 13, 2011, Homeward Residential
denied Sanchez relief under HAUP for failing to provide the requisite information
that it requested. Homeward Residential postponed the date of the foreclosure sale
two more times. On September 1, 2011, Deutsche Bank assigned its rights in the
Second Note and Purchase Money Deed of Trust to Real Time Resolutions. Four
days before the foreclosure sale was to take place, Sanchez again sent a facsimile
to Homeward Residential with proof of unemployment benefits. The foreclosure
       2
        Homeward’s call logs stated “HAUP REVW: ASSIGNED LOAN TO TANYA
WHITLOCK X48137 **** LOAN IS NOW IN HAUP, HAVE BRRWR CALL TONYA SO
SHE CAN UPDATE FINANCIALS & SET UP PLAN.” The parties dispute whether this meant
Sanchez had been approved for HAUP or whether the HAUP review process had only
commenced.

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sale took place on September 6, 2011 and the Property was sold for $136,142.29.

      Sanchez filed this suit in Harris County against Deutsche Bank, Homeward
Residential, and Real Time Resolutions alleging fraud, breach of contract,
promissory estoppel, and wrongful foreclosure. Sanchez, an attorney, appeared pro
se. Sanchez also sought damages, injunctive relief, rescission of the foreclosure
sale, and attorney’s fees. On August 31, 2012, Deutsche Bank, Homeward
Residential, and Real Time Resolutions served Sanchez with requests for
admissions, requests for production, and requests for interrogatories. Sanchez
never answered any of these requests, including the requests for admissions, which
were automatically deemed admitted.

      On December 7, 2012, Deutsche Bank and Homeward Residential filed a
hybrid motion for summary judgment asserting both traditional and no-evidence
grounds. On December 12, 2012, Real Time Resolutions sought to join Deutsche
Bank and Homeward Residential in their traditional motion for summary judgment
and filed its own separate no-evidence motion for summary judgment. The
appellees argued that they were entitled to summary judgment as a matter of law
on Sanchez’s fraud, breach of contract, promissory estoppel, and wrongful
foreclosure claims and also that there was no evidence to support the elements of
these claims. Deutsche Bank and Homeward Residential set their motion for
submission on December 31, 2012 and Real Time Resolutions set its no-evidence
motion for submission on January 7, 2013.

      Sanchez did not file a response to the appellees’ motions for summary
judgment. Instead, Sanchez objected to the submission of the appellees’ motions
for summary judgment and requested an oral hearing. On December 26, 2012,
Sanchez filed a motion for continuance and a motion to strike the deemed
admissions. On January 8, 2013, the trial court granted Real Time Resolutions’

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joinder. The trial court also granted the appellees’ motions for summary judgment,
without specifying the grounds on which it based its decision. On January 15,
2013, the trial court denied Sanchez’s motion for continuance and motion to strike
the deemed admissions. Sanchez moved for a new trial and the trial court
conducted a hearing on March 15, 2013, in which the court explained that it had
considered Sanchez’s motions before granting summary judgment. The motion for
new trial was denied by operation of law. Sanchez timely filed this appeal.

                     STANDARD OF REVIEW AND APPLICABLE LAW

      We review the trial court’s grant of summary judgment de novo. Valence
Operating Co. v. Dorsett, 164 S.W.3d 656, 661 (Tex. 2005). When a trial court’s
order granting summary judgment does not specify the ground or grounds relied on
for its ruling, summary judgment will be affirmed on appeal if any theories
advanced are meritorious. Carr v. Brasher, 776 S.W.2d 567, 569 (Tex. 1989).
When a party files a hybrid summary judgment motion on both no-evidence and
traditional grounds, we first review the trial court’s judgment under the no-
evidence standard of review. See Ford Motor Co. v. Ridgway, 135 S.W.3d 598,
600 (Tex. 2004).

      A no-evidence motion for summary judgment is essentially a motion for a
pretrial directed verdict. Tex. R. Civ. P. 166a(i); Timpte Indus., Inc. v. Gish, 286
S.W.3d 306, 310 (Tex. 2009). After an adequate time for discovery, a party
without the burden of proof may, without presenting evidence, seek summary
judgment on the ground that there is no evidence to support one or more essential
elements of the non-movant’s claim or defense. Tex. R. Civ. P. 166a(i). A no-
evidence motion for summary judgment must be granted if (1) the moving party
asserts that there is no evidence of one or more specified elements of a claim or
defense on which the adverse party would have the burden of proof on at trial, and

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(2) the respondent produces no summary judgment evidence raising a genuine
issue of material fact on those elements. See id.; Navy v. Coll. of the Mainland, 407
S.W.3d 893, 898 (Tex. App.—Houston [14th Dist.] 2013, no pet.).

      In a traditional motion for summary judgment, the movant bears the burden
of showing that no genuine issue of material fact exists and that it is entitled to
judgment as a matter of law. Tex. R. Civ. P. 166a(c). A defendant who
conclusively negates at least one of the essential elements of a cause of action or
conclusively establishes an affirmative defense is entitled to summary judgment.
Frost Nat’l Bank v. Fernandez, 315 S.W.3d 494, 508 (Tex. 2010).

      In reviewing either type of summary judgment motion, we take as true all
evidence favorable to the non-movant and we indulge every reasonable inference
and resolve any doubts in the non-movant’s favor. Navy, 407 S.W.3d at 898.

                                  ISSUES AND ANALYSIS

      On appeal, Sanchez contends that the trial court erred in granting summary
judgment in favor of the appellees on his claims of fraud, breach of contract,
promissory estoppel, and wrongful foreclosure. Sanchez also complains that the
court erred in granting summary judgment due to certain procedural defects.

      I.     No-Evidence Motion for Summary Judgment

      In issues one through four, Sanchez asserts that the trial court erred in
granting summary judgment for the appellees because more than a scintilla of
evidence exists as to his claims for fraud, breach of contract, promissory estoppel,
and wrongful foreclosure.

      When a no-evidence motion for summary judgment is filed, the court must
grant the motion unless the respondent produces summary judgment evidence
raising a genuine issue of material fact. Tex. R. Civ. P. 166a(i). Sanchez argues

                                         6
that there is more than a scintilla of evidence as to each of his claims. However,
Sanchez never responded to the appellees’ no-evidence motions for summary
judgment.

      It is undisputed that the appellees filed proper no-evidence motions on each
of Sanchez’s claims. The record reflects that both no-evidence motions
unambiguously stated the elements of each of Sanchez’s claims and specifically
identified the elements as to which the appellees contended there was no evidence.
Appellees challenged each element of Sanchez’s claims of fraud, breach of
contract, promissory estoppel, and wrongful foreclosure. Because Sanchez failed to
respond in the trial court by pointing to evidence of these elements, the trial court
properly granted summary judgment in favor of the appellees on no-evidence
grounds. See Patidar v. Bank of Am., N.A., 442 S.W.3d 789, 793 (Tex. App.—
Houston [14th Dist.] 2014, no pet.) (“Generally, a failure to respond to a no-
evidence motion is fatal to the nonmovant’s ability to assert on appeal that the trial
court erred in granting the motion.”); Lampasas v. Spring Cent., Inc., 988 S.W.2d
428, 433 (Tex. App.—Houston [14th Dist.] 1999, no pet.) (quoting Tex. R. Civ. P.
166a(i)) (“[T]he court must grant the motion [for summary judgment] unless the
respondent produces summary judgment evidence raising a genuine issue of
material fact.”).

      Sanchez further asserts that the trial court should have treated his objection
to submission, motion for continuance, and motion to strike as responses to the
appellees’ no-evidence motions. But nothing in these motions can be considered
responsive to the appellees’ no-evidence motions. Sanchez does not point to
anything in his motions that would raise a fact issue. Thus, because these motions
did not raise any genuine issue of material fact, the trial court did not err in
granting summary judgment on no-evidence grounds.

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         We overrule Sanchez’s first four issues regarding the trial court’s grant of
summary judgment.

         II.   Procedural Defects

         In his fifth and sixth issues, Sanchez contends that the trial court erred in
granting summary judgment on several procedural grounds: (1) the trial court
failed to consider Sanchez’s motion for continuance and motion to strike before
granting summary judgment; (2) Real Time Resolutions failed to timely set its
motions; (3) the trial court failed to rule on Sanchez’s objection to submission and
request for a hearing; and (4) Homeward Residential failed to substitute itself as a
party.

         We review the trial court’s decision to deny Sanchez’s request for an oral
hearing, motion for continuance, and motion to strike under an abuse of discretion
standard. See Stelly v. Papania, 927 S.W.2d 620, 622 (Tex. 1996) (per curiam)
(“An appellate court should set aside the trial court’s ruling only if, after reviewing
the entire record, it is clear that the trial court abused its discretion.”); Landers v.
State Farm Lloyds, 257 S.W.3d 740, 747 (Tex. App.—Houston [1st Dist.] 2008, no
pet.) (“We review the grant or denial of a motion for continuance for an abuse of
discretion.”); Adamo v. State Farm Lloyds Co., 853 S.W.2d 673, 677 (Tex. App.—
Houston [14th Dist.] 1993, writ denied) (“[T]he decision whether to grant an oral
hearing on a summary judgment motion is purely within the discretion of the trial
judge.”). An abuse of discretion occurs when a court acts without reference to
guiding rules or principles, or acts arbitrarily or unreasonably. Stelly, 927 S.W.2d
at 622.

         A.    The trial court did not abuse its discretion by denying Sanchez’s
               motions after granting summary judgment
         Sanchez asserts that the trial court erred in denying his motion for

                                           8
continuance and motion to strike after granting summary judgment.

      Although Sanchez complains that the trial court did not consider his motions
before granting summary judgment, the record reflects that the trial court
considered Sanchez’s motions. On March 15, 2013, the trial court held a hearing
on Sanchez’s motion for new trial in which Sanchez raised the same complaint. At
the hearing on the motion for new trial, the judge stated that he had looked at
Sanchez’s motion for continuance and motion to strike before granting summary
judgment, even though he denied them a week later. When the court expressly
denied these motions, it had every opportunity to reconsider its ruling. See Martin
v. Martin, Martin & Richards, Inc., 989 S.W.2d 357, 359 (Tex. 1998) (per curiam)
(holding that the lack of notice of submission to the plaintiff was not reversible
error because the court considered the plaintiff’s response after granting summary
judgment and reconfirmed its ruling). Thus, the trial court did not abuse its
discretion by denying the motions after granting Sanchez’s motion for summary
judgment.

      Sanchez does not complain that the trial court erred in denying his motion
for continuance and motion to strike based on their substance. Sanchez has
attempted to incorporate the motions into his appellate brief by writing “[a]ppellant
incorporates the facts and procedural history set forth in those pleadings herein.”
Sanchez makes no argument as to why the trial court’s denial was an abuse of
discretion, however, and cites to no authority. Thus, Sanchez has waived any error
on appeal with respect to these issues. See Zurita v. Lombana, 322 S.W.3d 463,
472 n.3 (Tex. App.—Houston [14th Dist.] 2010, pet. denied) (“A party may not
simply incorporate by reference its arguments at the trial level into its brief; a party
must argue each claim of error on appeal.”).

      Sanchez also argues that the trial court’s “late denial” of these motions

                                           9
violated his due process rights. However, Sanchez does not develop this argument
beyond stating this proposition and cites to no authority. This issue is therefore
inadequately briefed. See Tex. R. App. P. 38.1(i) (requiring that an appellant’s
brief “contain a clear and concise argument for the contentions made, with
appropriate citations to authorities and to the record”); In re S.A.H., 420 S.W.3d
911, 929 (Tex. App.—Houston [14th Dist.] 2014, no pet.) (declining to craft
appellant’s argument for him).

      B.     Real Time Resolutions properly set its motions

      Sanchez alleges that Real Time Resolutions’ joinder and no-evidence motion
for summary judgment motion were not properly set for submission and should
have been denied.

      Texas courts recognize the adoption of a co-party’s motion for summary
judgment as a legitimate procedural practice. Lockett v. HB Zachry Co., 285
S.W.3d 63, 72 (Tex. App.—Houston [1st Dist.] 2009, no pet.). On December 12,
2013, Real Time Resolutions moved to join in Deutsche Bank and Homeward
Residential’s timely filed traditional motion for summary judgment. Real Time
Resolutions’ joinder in this motion gave Sanchez notice of the grounds on which it
sought summary judgment and did not raise any new evidence or defenses. Thus,
Real Time Resolutions timely joined in Deutsche Bank and Homeward
Residential’s motion.

      Sanchez further asserts that Real Time Resolutions did not timely set its no-
evidence motion for summary judgment because it was set beyond the date set
forth in the trial court’s docket control order. The trial court’s docket control order
provided that Rule 166a(i) motions could not be heard before January 4, 2013.
Real Time Resolutions properly set its no-evidence motion for summary judgment
for submission on January 7, 2013, after the date provided in the order. Thus, Real
                                          10
Time Resolutions timely set its motion in accordance with the trial court’s docket
control order.

      C.     An oral hearing on summary judgment was not required

      Sanchez contends that the trial court erred in granting summary judgment
without conducting an oral hearing.

      After appellees moved for summary judgment, Sanchez objected to
submission of the motion and requested an oral hearing. Sanchez argued that he
was entitled to an oral hearing because of the “complexity of the factual and legal
issues involved in this matter.” Whether to grant an oral hearing on a motion for
summary judgment is purely within the discretion of the trial court. Adamo, 853
S.W.2d at 677. The trial court must decide the merits of a motion for summary
judgment based on the pleadings, discovery responses, stipulations, and affidavits.
Martin v. Cohen, 804 S.W.2d 201, 203 (Tex. App.—Houston [14th Dist.] 1991, no
writ); Tex. R. Civ. P. 166a(c). We hold the trial court did not abuse its discretion in
granting summary judgment without an oral hearing.

      D.     Homeward Residential was not required to substitute itself as a
             party

      Sanchez asserts that the trial court erred in granting summary judgment for
Homeward Residential because it never substituted itself as a party for American
Home.

        Sanchez sued American Home Mortgage Servicing, Inc., which later
changed its legal name to Homeward Residential, Inc. Homeward Residential was
not required to substitute itself as a party because its corporate name change had no
effect on the proceedings. See N. Natural Gas Co. v. Vanderburg, 785 S.W.2d 415,
421 (Tex. App.—Amarillo 1990, no writ) (“As a matter of law a corporate name


                                          11
change does not affect its identity, property rights, or liabilities.”).

      We overrule Sanchez’s issues regarding the procedural defects.

                                      CONCLUSION

      We overrule Sanchez’s issues and affirm the trial court’s order granting
summary judgment in favor of Deutsche Bank, Homeward Residential, and Real
Time Resolutions.



                                         /s/     Ken Wise
                                                 Justice




Panel consists of Justices Boyce, Busby, and Wise.




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