                                                              FILED
                                                               OCT 09 2015
 1                          NOT FOR PUBLICATION
 2                                                         SUSAN M. SPRAUL, CLERK
                                                             U.S. BKCY. APP. PANEL
                                                             OF THE NINTH CIRCUIT
 3                  UNITED STATES BANKRUPTCY APPELLATE PANEL
 4                            OF THE NINTH CIRCUIT
 5   In re:                        )       BAP No.     CC-15-1042-DTaKu
                                   )
 6   GEARY JUAN JOHNSON,           )       Bk.   No.    2:13-bk-37898-WB
                                   )
 7                  Debtor.        )
     ______________________________)
 8                                 )
     GEARY JUAN JOHNSON,           )
 9                                 )
                    Appellant,     )
10                                 )
     v.                            )       MEMORANDUM1
11                                 )
     HYUNDAI MOTOR FINANCE,        )
12                                 )
                    Appellee.      )
13   ______________________________)
14                       Submitted Without Oral Argument
                              on September 24, 2015
15
                             Filed - October 9, 2015
16
                 Appeal from the United States Bankruptcy Court
17                   for the Central District of California
18            Honorable Julia W. Brand, Bankruptcy Judge, Presiding
19
     Appearances:      Geary Juan Johnson, pro se, on brief.
20
21   Before: DUNN, TAYLOR AND KURTZ, Bankruptcy Judges.
22
23
24
25
26        1
            This disposition is not appropriate for publication.
27   Although it may be cited for whatever persuasive value it may
     have (see Fed. R. App. P. 32.1), it has no precedential value.
28   See 9th Cir. BAP Rule 8024-1.
 1        The appellant, Geary Juan Johnson (“Debtor”), has appealed
 2   the dismissal of his chapter 132 case, but the substance of his
 3   argument relates to the denial of his motion for sanctions
 4   (“Sanctions Motion”) against creditor Hyundai Motor Finance.
 5   Since the bankruptcy court never entered an order confirming its
 6   oral ruling denying the Sanctions Motion, we treat that denial as
 7   merged with the dismissal order and consider Debtor’s arguments.
 8   See American Ironworks & Erectors Inc. v. North Am. Const. Corp.,
 9   248 F.3d 892, 897-98 (9th Cir. 2001) (“A necessary corollary to
10   the final judgment rule is that a party may appeal interlocutory
11   orders after entry of final judgment because those orders merge
12   into that final judgment.”) (citations omitted).   We AFFIRM.
13                        I. FACTUAL BACKGROUND3
14        This case is all about a car.   On August 3, 2012, the Debtor
15   bought a 2013 Hyundai Accent (“2013 Accent”) from Win Hyundai
16
          2
17          Unless otherwise indicated, all chapter and section
     references are to the federal Bankruptcy Code, 11 U.S.C. §§ 101-
18   1532, and all “Rule” references are to the Federal Rules of
19   Bankruptcy Procedure, Rules 1001-9037. The Federal Rules of
     Civil Procedure are referred to as “Civil Rules,” and the Local
20   Rules for the Bankruptcy Court for the Central District of
     California are referred to as “LBRs.”
21
          3
22          The record designated by the Debtor is sparse. To aid in
     our understanding and analysis of the issues raised in this
23   appeal in context, we have exercised our discretion to review
     documents filed in the Debtor’s chapter 13 main case, as
24
     reflected on the bankruptcy court’s electronic case docket. See
25   O’Rourke v. Seaboard Sur. Co. (In re E.R. Fegert, Inc.), 887 F.2d
     955, 957-58 (9th Cir. 1989). The facts set forth herein are
26   derived from that review and from the Panel’s prior Memorandum
27   disposition in Johnson v. Hyundai Motor Finance (In re Johnson),
     2014 WL 6953306 (9th Cir. BAP December 9, 2014) (the “Prior
28   Memorandum Decision”).

                                     2
 1   Carson (“Dealer”).   The Dealer financed the full purchase price
 2   for the 2013 Accent, paid the Debtor’s debt on a 2010 Hyundai
 3   Accent that he traded in and added the “negative equity” (the
 4   difference between the value of the vehicle traded in and the
 5   amount owed on it) to the amount financed.    The Dealer also
 6   financed optional service plans costing $2,545 and $800 of GAP
 7   insurance coverage for the Debtor.   Then, the Dealer assigned the
 8   Debtor’s contract to Hyundai Motor Finance.
 9        The Debtor filed his chapter 13 petition on November 21,
10   2013.4   In his initial chapter 13 plan (“Initial Plan”), the
11   Debtor proposed payments of $250 per month for 60 months, a total
12   of $15,000.   In amended plans filed thereafter, the Debtor never
13   deviated from that schedule and amount of payments.
14        In the Initial Plan, the Debtor also asserted that Hyundai
15   Motor Finance had a total claim of $21,000, of which $12,000 was
16   secured, and proposed payments of $210.20 per month to Hyundai
17   Motor Finance for 60 months, without interest, for a total of
18   $12,612.   In his first amended plan, the Debtor decreased the
19   payments to Hyundai Motor Finance to $200 per month, or a total
20   of $12,000, again without interest, presumably for payments on
21   the secured portion of Hyundai Motor Finance’s claim only.
22        Hyundai Motor Finance filed a timely proof of claim,
23   asserting a claim of $22,237.66 as fully secured, since the
24   Debtor’s chapter 13 case had been filed within 910 days following
25   the purchase of the 2013 Accent, and its secured claim could not
26
          4
27          The Debtor is no stranger to bankruptcy, having previously
     filed a chapter 7 case in 1986 and another chapter 13 case in
28   2004.

                                      3
 1   be crammed down under the provisions of § 1325.      For the same
 2   reason, Hyundai Motor Finance filed an objection to confirmation
 3   of the Debtor’s chapter 13 plan.       It further objected on a number
 4   of other grounds, including feasibility and the failure to
 5   propose the payment of interest on its claim secured by a
 6   depreciating asset.   The chapter 13 trustee (“Trustee”) also
 7   objected to confirmation of the Debtor’s plan.
 8        The Debtor filed an objection to Hyundai Motor Finance’s
 9   claim on January 27, 2014, arguing that the claim should “be
10   disallowed in its entirety, or, alternatively, be reduced to $200
11   per month payment . . . .”   At the initial confirmation hearing
12   held on January 29, 2014, counsel for the Trustee noted that the
13   Debtor’s plan was not feasible in light of the claim filed by
14   Hyundai Motor Finance.   The bankruptcy court set over the
15   confirmation hearing so that the Debtor’s objections to the
16   Hyundai Motor Finance claim could be resolved, among other
17   reasons.
18        Thereafter, through multiple pleadings, various amendments
19   and withdrawals by Hyundai Motor Finance of its proofs of claim,
20   and at least two hearings before the bankruptcy court, all as
21   described in greater detail in the Prior Memorandum Decision, the
22   bankruptcy court allowed Hyundai Motor Finance’s claim in the
23   total amount of $22,237.66, with $17,600.39 secured and $4,637.27
24   unsecured (“Claim Order”).   The bankruptcy court found that
25   Hyundai Motor Finance did not file its claim in bad faith.      The
26   Debtor appealed the Claim Order to this Panel, but he also filed
27   a motion for reconsideration (“1st Reconsideration Motion”) of
28   the Claim Order with the bankruptcy court.      Following a hearing,

                                        4
 1   the bankruptcy court ultimately denied the 1st Reconsideration
 2   Motion as moot, considering that Hyundai Motor Finance had
 3   further amended its claim to waive its claims for the costs of
 4   the optional service plans and GAP insurance coverage entirely,
 5   leaving a secured claim of $15,843.66 and an unsecured claim of
 6   $3,049 for negative equity.    An order denying the 1st
 7   Reconsideration Motion (“Reconsideration Order”) was entered on
 8   August 19, 2014, based in part on the “Court’s review and
 9   consideration of Hyundai Motor Finance [sic] duly filed Amended
10   Proof of Claim 2-5 setting forth a secured claim of $15,843.66
11   and an unsecured claim of $3,049.00.”    The Debtor did not appeal
12   the 1st Reconsideration Order.    Ultimately, the Panel affirmed
13   the Claim Order in the Prior Memorandum Decision.    The Debtor did
14   not appeal the Prior Memorandum Decision further to the Ninth
15   Circuit.
16        In the meantime, confirmation proceedings continued.      A
17   second confirmation hearing was held on April 9, 2014, further
18   adjourned to July 9, 2014.    We cannot tell from the docket
19   whether an adjourned confirmation hearing was held on that date.
20        On August 14, 2014, the Debtor filed his second amended plan
21   (“Second Amended Plan”).    In his Second Amended Plan, the Debtor
22   proposed to pay Hyundai Motor Finance on a secured claim in the
23   amount of $5,483.00 in 60 payments of $91.38 each, without
24   interest, and recognized an unsecured claim in the amount of
25   $3,049 for negative equity.    The Debtor explained his calculation
26   of Hyundai Motor Finance’s purported secured claim amount in his
27   supporting declaration.    On August 26, 2014, Hyundai Motor
28   Finance filed an objection to confirmation of the Second Amended

                                       5
 1   Plan.
 2        On September 5, 2014, the Debtor filed a new objection to
 3   Hyundai Motor Finance’s amended claim, asking that it be
 4   “disallowed in its entirety.”   On the same day, the Debtor filed
 5   the Sanctions Motion.   In the Sanctions Motion, the Debtor sought
 6   sanctions against Hyundai Motor Finance and its counsel for,
 7   among other things, violating Rule 9003's prohibition against
 8   ex parte contacts with the bankruptcy court; violating Rule 9011
 9   by withdrawing and filing proofs of claims without serving the
10   Debtor; withdrawing and filing proofs of claim in bad faith and
11   for an improper purpose; and filing its most recent amended claim
12   untimely.   The Debtor sought sanctions of $110 million against
13   Hyundai Motor Finance and its counsel for their claimed
14   transgressions without providing any basis for the amount of
15   sanctions requested.    Hyundai Motor Finance and its counsel filed
16   an opposition to the Sanctions Motion as “groundless.”    On the
17   same day, Hyundai Motor Finance responded in opposition to the
18   Debtor’s new objection to its claim.
19        The bankruptcy court held a further adjourned hearing on
20   confirmation of the Debtor’s Second Amended Plan on September 10,
21   2014.   At the hearing, counsel for the Trustee reported that the
22   Second Amended Plan still did not provide for payment of Hyundai
23   Motor Finance’s secured claim, as reflected in the most recently
24   amended proof of claim, but noted that Debtor’s new claim
25   objection was set for hearing on October 15th.   Hyundai Motor
26   Finance’s counsel complained that the Debtor was attempting to
27   relitigate the issue of the amount of its secured claim, which
28   the bankruptcy court already had resolved, and requested that the

                                       6
 1   case be dismissed or that the Debtor be advised that any further
 2   continuance of the confirmation hearing in this case approaching
 3   a year old would be the final continuance.    The Debtor also
 4   requested a final continuance so that he could address the
 5   Trustee’s concerns and resolve his most recent objection to
 6   Hyundai Motor Finance’s claim.    Accordingly, the bankruptcy court
 7   scheduled a final adjourned confirmation hearing for November 19,
 8   2014.
 9        On October 15, 2014, the bankruptcy court held a hearing
10   (“Sanctions Hearing”) on the Debtor’s most recent objection to
11   Hyundai Motor Finance’s claim and the Sanctions Motion.    First,
12   the bankruptcy court noted that the subject proof of claim was
13   not late because it amended a prior timely filed claim.    It then
14   addressed the Debtor’s argument that Hyundai Motor Finance’s
15   claim was subject to cram down:
16        THE COURT: I didn’t order that it was subject to cram
          down. I ordered only that a portion of it was secured
17        because the other items that were included in the claim
          were not things that would be secured by collateral and
18        that’s why it was divided into a secured and an
          unsecured portion and that is not the same as cram
19        down. . . . So I did not order cram down.
20   Hr’g Tr., October 15, 2014, at 3.     The bankruptcy court overruled
21   the Debtor’s renewed objection to Hyundai Motor Finance’s amended
22   claim on all grounds, including alleged lack of proof of service,
23   and further denied the Sanctions Motion as addressed in its prior
24   rulings.   Following the Sanctions Hearing, the Debtor lodged an
25   order denying the Sanctions Motion without prejudice, but the
26   bankruptcy court did not enter his proposed order.
27        On November 14, 2014, the Debtor filed a Second Supplemental
28   Declaration (“Supplemental Declaration”) in support of

                                       7
 1   confirmation of his Second Amended Plan, focusing in part on the
 2   failures of Hyundai Motor Finance in filing and withdrawing
 3   various of its proofs of claim to provide proof of service on him
 4   at the times that they were filed with the court, citing a number
 5   of Rules and LBRs.
 6        The final adjourned confirmation hearing on the Debtor’s
 7   chapter 13 plan was held on November 19, 2014.   Counsel for the
 8   Trustee reported that the Second Amended Plan did not provide for
 9   payment of Hyundai Motor Finance’s secured claim and thus was not
10   feasible.   The Debtor and counsel for Hyundai Motor Finance
11   reported on the status of settlement negotiations but confirmed
12   that no settlement had been reached.   Following a brief break,
13   the bankruptcy court noted that this hearing was the final
14   continuance of confirmation proceedings.   Since the Debtor had
15   not resolved the open issues with the Second Amended Plan after
16   his final objection to Hyundai Motor Finance’s claim was
17   overruled at the Sanctions Hearing, “the case is dismissed.”
18   Hr’g Tr., November 19, 2014, at 5.   The dismissal order
19   (“Dismissal Order”) was entered on November 20, 2014.
20        The Debtor filed a motion to reconsider dismissal of the
21   case (“2d Reconsideration Motion”) under Civil Rule 60(b) on
22   November 24, 2014, and a hearing on the motion (“Reconsideration
23   Hearing”) was scheduled for January 28, 2015.    In advance of the
24   Reconsideration Hearing, the bankruptcy court posted a tentative
25   ruling, stating that it was inclined to deny the
26   2d Reconsideration Motion for failure to establish any of the
27   criteria for vacating its decision to dismiss under Civil
28   Rule 60(b).   Apparently, the Debtor did not appear at the

                                      8
 1   Reconsideration Hearing, and the bankruptcy court denied the
 2   2d Reconsideration Motion “for the reasons set forth on the
 3   record” at the Reconsideration Hearing and as provided in the
 4   bankruptcy court’s tentative ruling.
 5        The Debtor filed his notice of appeal of the Dismissal Order
 6   on February 9, 2015, which we treat as timely.      See
 7   Rule 8002(b)(1) and (2).    The bankruptcy court did not enter its
 8   order denying the 2d Reconsideration Motion (“2d Reconsideration
 9   Order”) until May 11, 2015.    The Debtor did not amend his notice
10   of appeal to include the 2d Reconsideration Order.
11                              II. JURISDICTION
12        The bankruptcy court had jurisdiction under 28 U.S.C.
13   §§ 1334 and 157(b)(2)(A), (L) and (O).      We have jurisdiction
14   under 28 U.S.C. § 158.
15                                 III. ISSUES
16        1) Did the bankruptcy court err in dismissing the Debtor’s
17   chapter 13 case?
18        2) Did the bankruptcy court err in denying the Sanctions
19   Motion and in failing to award the Debtor $110,000,000 in
20   sanctions against Hyundai Motor Finance and its counsel?
21        3) Did the bankruptcy court err in failing to enter the
22   order denying the Sanctions Motion lodged by the Debtor?
23                          IV. STANDARDS OF REVIEW
24        Ordinarily, we review the dismissal of a chapter 13 case for
25   abuse of discretion.   Rivera v. Curry (In re Rivera), 517 B.R.
26   140, 143 (9th Cir. BAP 2014).    Likewise, we review a bankruptcy
27   court’s decision to impose or not to impose sanctions for abuse
28   of discretion.   DeLuca v. Cuomo (In re Cuomo), 2014 WL 5358180,

                                        9
 1   at *5 (9th Cir. BAP Oct. 21, 2014).    We also review the
 2   bankruptcy court’s denial of a motion for reconsideration or
 3   relief from an order for abuse of discretion.    Bateman v. United
 4   States Postal Serv., 231 F.3d 1220, 1223 (9th Cir. 2000).
 5        A bankruptcy court abuses its discretion if it applies an
 6   incorrect legal standard or misapplies the correct standard, or
 7   if its fact findings are illogical, implausible or without
 8   support from evidence in the record.    TrafficSchool.com v.
 9   Edriver Inc., 653 F.3d 820, 832 (9th Cir. 2011).
10        We may affirm a decision of the bankruptcy court on any
11   ground supported by the record.    See ASARCO, LLC v. Union Pac. R.
12   Co., 765 F.3d 999, 1004 (9th Cir. 2014); Shanks v. Dressel,
13   540 F.3d 1082, 1086 (9th Cir. 2008).
14                             V. DISCUSSION
15        Before we consider the issues that the Debtor actually has
16   argued to us, we discuss some matters that we will not consider
17   in this appeal.
18   A)   The Debtor does not argue that the bankruptcy court erred in
          dismissing his chapter 13 case, and the Debtor did not
19        appeal the 2d Reconsideration Order.
20        In his notice of appeal, the Debtor appeals the Dismissal
21   Order, but nowhere in his appeal brief does Debtor argue that the
22   bankruptcy court erred in dismissing his chapter 13 case.      “[W]e
23   will not ordinarily consider matters on appeal that are not
24   distinctly raised and argued in appellant’s opening brief.”
25   Int’l Union of Bricklayers, Etc. v. Martin Jaska, Inc., 752 F.2d
26   1401, 1404 (9th Cir. 1985).   See, e.g., Fireman’s Fund Ins. Co.
27   v. Plant Insul. Co. (In re Plant Insul. Co.), 734 F.3d 900, 908
28   n.5 (9th Cir. 2013); Meehan v. Cnty. of Los Angeles, 856 F.2d

                                       10
 1   102, 105 n.1 (9th Cir. 1988) (An issue not briefed is deemed
 2   abandoned.); Miller v. Fairchild Indus., Inc., 797 F.2d 727, 738
 3   (9th Cir. 1986); In re Jodoin, 209 B.R. 132, 143 (9th Cir. BAP
 4   1997).   We deem any issue that the bankruptcy court might have
 5   erred in dismissing the Debtor’s chapter 13 case as waived.
 6        As noted above, in Debtor’s notice of appeal, the only order
 7   that he states he is appealing is the Dismissal Order.    After the
 8   bankruptcy court denied the 2d Reconsideration Motion, the Debtor
 9   did not amend his notice of appeal to include the
10   2d Reconsideration Order.
11        Rule 8003(a) provides, in relevant part, that:
12        (1) In General. An appeal from a judgment, order, or
          decree of a bankruptcy court to a district court or BAP
13        under 28 U.S.C. § 158(a)(1) or (a)(2) may be taken only
          by filing a notice of appeal with the bankruptcy clerk
14        within the time allowed by Rule 8002.
          . . .
15        (3) Contents. The notice of appeal must:
                (A) conform substantially to the appropriate Official
16              Form;
                (B) be accompanied by the judgment, order, or decree,
17              or part of it, being appealed; . . . .
18   (Emphasis added.)    The Advisory Committee notes to the 2014
19   amendments to Rule 8003 state that, “The rule now requires that
20   the judgment, order, or decree being appealed be attached to the
21   notice of appeal.”    (Emphasis added.)
22        The Ninth Circuit has held “that a mistake in designating
23   the judgment appealed from should not bar appeal as long as the
24   intent to appeal a specific judgment can be fairly inferred and
25   the appellee is not prejudiced or misled by the mistake.”    Meehan
26   v. Cnty. of Los Angeles, 856 F.2d at 105, quoting United States
27   v. One 1977 Mercedes Benz, 708 F.2d 444, 451 (9th Cir. 1983),
28   cert. denied, 464 U.S. 1071 (1984).

                                      11
 1        In the Statement of the Case included in his brief, the
 2   Debtor references the 2d Reconsideration Motion and the facts
 3   that the bankruptcy court scheduled a hearing on the
 4   2d Reconsideration Motion and denied it.   However, the Debtor
 5   does not assert any error by the bankruptcy court in denying the
 6   2d Reconsideration Motion in his Statement of Issues on Appeal
 7   and does not argue that any such error was committed by the
 8   bankruptcy court in his argument.
 9        In addition, as noted above, in the 2d Reconsideration
10   Order, the bankruptcy court denied the 2d Reconsideration Motion
11   as provided in its tentative ruling and “for the reasons set
12   forth on the record.”   Yet, the Debtor has not provided a
13   transcript of the hearing on the 2d Reconsideration Motion in his
14   excerpts of record, and a transcript of the hearing is not
15   available on the main case docket.   Accordingly, we do not have
16   an adequate record to evaluate whether the bankruptcy court
17   abused its discretion in denying the 2d Reconsideration Motion.
18   See, e.g., Clinton v. Deutsche Bank Nat’l Trust Co.
19   (In re Clinton), 449 B.R. 79, 83 (9th Cir. BAP 2011), citing
20   McCarthy v. Prince (In re McCarthy), 230 B.R. 414, 417 (9th Cir.
21   BAP 1999) (“When findings of fact and conclusions of law are made
22   orally on the record, a transcript of those findings is mandatory
23   for appellate review.”); Wildhaber v. Burchard (In re Wildhaber),
24   2015 WL 4550128, at *5 (9th Cir. BAP July 28, 2015):
25        Debtor was obliged to provide the Panel with a record
          of the proceedings in the bankruptcy court adequate to
26        allow us to review the court’s order. . . . Because
          Debtor did not provide the transcript the record
27        provided is incomplete as a matter of law.
28   (Citing In re Clinton, 449 B.R. at 83, and In re McCarthy,

                                     12
 1   230 B.R. at 417)(emphasis added).)
 2        For the above-stated reasons, we do not consider this appeal
 3   as encompassing any issues with respect to the 2d Reconsideration
 4   Order.   See, e.g., Spookyworld, Inc. v. Town of Berlin
 5   (In re Spookyworld, Inc.), 346 F.3d 1, 6 (1st Cir. 2003).
 6   B)   The bankruptcy court did not abuse its discretion in denying
          the Sanctions Motion.
 7
 8        At the Sanctions Hearing, the bankruptcy court summarily
 9   denied the Sanctions Motion “because I’d previously addressed
10   that issue,” without stating findings of fact or conclusions of
11   law orally in support of its ruling.   It subsequently did not
12   memorialize its ruling in a written memorandum decision or order.
13   Ordinarily, in such circumstances, we would be inclined to vacate
14   the ruling and remand to the bankruptcy court for explicit
15   findings and conclusions.
16        However, we can affirm the bankruptcy court’s decision for
17   any reason supported by the record, Shanks v. Dressel, 540 F.3d
18   at 1086, and we do so here because the Debtor’s limited arguments
19   in support of his appeal are so insubstantial as not to warrant
20   further proceedings before the bankruptcy court.
21        In his appeal brief, as he did before the bankruptcy court,
22   the Debtor cites a number of Rules as supporting his position.
23   He cites Rule 9003 prohibiting ex parte contacts with the
24   bankruptcy court, but he never explains how Hyundai Motor Finance
25   allegedly violated that rule.
26        A skeletal “argument,” really nothing more than an
          assertion, does not preserve a claim. United States v.
27        Giovanetti, 919 F.2d 1223, 1230 (7th Cir. 1990).
28

                                     13
 1   United States v. Dunkel, 927 F.2d 955, 956 (7th Cir. 1991),
 2   quoted in In re Plant Insul. Co., 734 F.3d at 908 n.5.
 3        His major argument appears to rely on Rule 9011, which
 4   authorizes imposition of sanctions for improper presentations to
 5   the court, and Debtor cites Rule 9011 in his criticism of Hyundai
 6   Motor Finance and its counsel for failing to serve him with
 7   proofs of claim and withdrawals of proofs of claim, including
 8   Hyundai Motor Finance’s final amended Claim 2-5.
 9        Filings and withdrawals of proofs of claim generally are
10   governed by Rules 3001, 3002, 3006 and 5005.    Rule 3001(a) states
11   what a proof of claim is: “A proof of claim is a written
12   statement setting forth a creditor’s claim.”    Rule 3001(b)
13   provides that a proof of claim “shall be executed by the creditor
14   or the creditor’s authorized agent . . . .”    Rule 3002(a)
15   provides that a creditor must file a proof of claim for the claim
16   to be “allowed,” and Rule 3002(b) provides that a “proof of claim
17   shall be filed in accordance with Rule 5005.”    Rule 5005(a)
18   provides that a proof of claim “shall be filed with the clerk in
19   the district where the case under the Code is pending.”    However,
20   Rule 5005(a) goes on to state that, “The judge of that court may
21   permit [a proof of claim] to be filed with the judge, in which
22   event the filing date shall be noted thereon, and [the proof of
23   claim] shall be forthwith transmitted to the clerk.”    Rule 3006,
24   dealing with withdrawals of proofs of claim, provides that, “A
25   creditor may withdraw a claim as of right by filing a notice of
26   withdrawal, except as provided in this rule.”    If an objection is
27   filed to the creditor’s claim, or the creditor has rejected a
28   debtor’s chapter 13 plan “or otherwise has participated

                                    14
 1   significantly in the case,” the creditor may not withdraw its
 2   claim “except on order of the court after a hearing on notice.”
 3   Nothing in these rules, or in the LBRs for that matter, requires
 4   a creditor to serve a proof of claim or withdrawal of a proof of
 5   claim on the debtor.5
 6        At the first hearing on the Debtor’s objections to Hyundai
 7   Motor Finance’s claims, the bankruptcy court overruled the
 8   Debtor’s argument that Hyundai Motor Finance’s claim should be
 9   denied in its entirety, noting the willingness of Hyundai Motor
10   Finance to amend its proof of claim and finding that Hyundai
11
          5
12          Where service or notice is required, the Rules are
     explicit. For example, Rule 3002.1(b) and (c), which deal with
13   notices relating to claims secured by a debtor’s principal
14   residence, require that notices of payment changes and
     itemizations of fees, expenses and charges be served “on the
15   debtor, debtor’s counsel, and the trustee.” Rule 3004 provides
     that if a creditor does not file a timely proof of claim, the
16
     debtor or the trustee may file a claim in its behalf, and “[t]he
17   clerk shall forthwith give notice of the filing to the creditor,
     the debtor and the trustee.” Rule 9013, which deals with
18   “Motions: Form and Service,” provides that,
19        Every written motion, other than one which may be
          considered ex parte, shall be served by the moving
20        party within the time determined under Rule 9006(d).
          The moving party shall serve the motion on:
21             (a) the trustee or debtor in possession and on
22        those entities specified by these rules; or
               (b) the entities the court directs if these rules
23        do not require service or specify the entities to be
          served.
24
     Finally, Rule 9014(b), relating to service in contested matters,
25   provides that, “The motion shall be served in the manner provided
     for service of a summons and complaint by Rule 7004 and within
26   the time determined under Rule 9006(d). Any written response to
27   the motion shall be served within the time determined under
     Rule 9006(d). Any paper served after the motion shall be served
28   in the manner provided by [Civil Rule] 5(b).”

                                    15
 1   Motor Finance was proceeding in good faith.    The bankruptcy court
 2   entered the Claim Order consistent with its ruling at the hearing
 3   that was affirmed on appeal in the Prior Memorandum Decision,
 4   including the bankruptcy court’s finding that there was no
 5   evidence in the record to support a bad faith finding.   Prior
 6   Memorandum Decision, 2014 WL 6953306, at *5.   The Debtor pursued
 7   his objection to Hyundai Motor Finance’s claim further before the
 8   bankruptcy court through the 1st Reconsideration Motion.   The
 9   bankruptcy court ultimately denied the 1st Reconsideration Motion
10   as moot because in the meantime, Hyundai Motor Finance had filed
11   its final amended proof of claim, Claim 2-5, reducing its secured
12   claim to $15,843.66 from $17,600.39 and its unsecured claim to
13   $3,049 from $4,637.27.
14        THE COURT: . . . [I]t looks like you won, Mr. Johnson,
          without having to say a word today. . . . So I am –
15        because the Creditor has amended the claim to eliminate
          the GAP insurance contract and the service contract
16        coverage in its entirety, I’m going to deny the motion
          for reconsideration as moot; because the Creditor has
17        taken actions that provided a greater benefit to the
          Creditor – I mean to the Debtor – in terms of
18        completely eliminating those coverages rather than just
          providing evidence of the – what the reduced amount
19        should be.
20   Hr’g Tr., August 6, 2014, at 7, 9-10.   The Debtor complained at
21   the hearing that he had not been served with Claim 2-5 by Hyundai
22   Motor Finance or its counsel, but he always could review the
23   amended proof of claim in the court’s claims register.   In fact,
24   he clearly obtained a copy of Claim 2-5, as he referenced it as
25   an exhibit to his Sanctions Motion.   The Debtor did not appeal
26
27
28

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 1   the 1st Reconsideration Order.6
 2        Hyundai Motor Finance filed a series of proofs of claim and
 3   withdrawals ultimately resulting in a final filed proof of claim
 4   for secured and unsecured claims in amounts substantially reduced
 5   from greater amounts approved by the bankruptcy court and
 6   affirmed by this Panel.   We do not see how this conduct
 7   prejudiced or damaged the Debtor, justifying an award of
 8   sanctions.
 9        The Debtor notes that he requested sanctions of $110 million
10   against Hyundai Motor Finance and its counsel.    However, the
11   Debtor never provided the bankruptcy court with any evidence
12   that, if an award of sanctions was warranted, sanctions in the
13   amount of $110 million would be reasonable or appropriate, and he
14   does not allude to any such evidence before us.
15        The Debtor also references Rule 9024, through which Civil
16
          6
17          At the Sanctions Hearing, in response to the Debtor’s
     argument that there was no proof of service of Hyundai Motor
18   Finance’s proof of claim on him, the bankruptcy court stated
19   that, “I’ve addressed the proof of service issue already in the
     past.” Our review of the filed transcripts of hearings on the
20   docket, consistent with Debtor’s argument in his opening brief
     (see Appellant’s Opening Brief at 7), does not indicate that the
21   bankruptcy court explained to the Debtor why his lack of
22   service/proof of service arguments with respect to Hyundai Motor
     Finance’s proofs and withdrawals of claims were not viable.
23   Perhaps if the bankruptcy court had explained to the Debtor how
     the Rules concerning the filing of proofs of claim and
24
     withdrawals of claims operated, some of the complications and
25   misunderstandings reflected in the record of Debtor’s chapter 13
     case could have been avoided. On the other hand, in light of the
26   persistence with which the Debtor pursued confirmation of a
27   series of chapter 13 plans, all of which were inconsistent with
     requirements of the Bankruptcy Code in their treatment of Hyundai
28   Motor Finance’s secured claim, perhaps not.

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 1   Rule 60, “Relief from a Judgment or Order,” applies in bankruptcy
 2   cases.   Since we do not consider the 2d Reconsideration Order in
 3   this appeal, we do not perceive that Rule 9024 has any relevance
 4   to the matters before us.
 5        Finally, the Debtor argues that the bankruptcy court erred
 6   in not signing and entering the order he lodged denying the
 7   Sanctions Motion without prejudice.   The Debtor does not tell us
 8   what prejudice, if any, he suffered from the bankruptcy court not
 9   entering his proposed order, and we perceive none.   In fact, he
10   benefitted from an extended period to file his notice of appeal
11   because the time to file his notice of appeal did not begin to
12   run until his chapter 13 case was dismissed and was further
13   extended in light of his filing the 2d Reconsideration Motion.
14   We have considered every issue and argument that the Debtor has
15   pursued in this appeal, and in these circumstances, we conclude
16   that the Debtor has suffered no prejudice or harm from the
17   bankruptcy court’s not signing his proposed form of order.
18        We do not reverse bankruptcy court orders for errors that
19   are harmless, i.e., errors not adversely affecting substantial
20   rights of a party.   28 U.S.C. § 2111; Civil Rule 61, incorporated
21   by Rule 9005; Dittman v. California, 191 F.3d 1020, 1027 n.3 (9th
22   Cir. 1999); Van Zandt v. Mbunda (In re Mbunda), 484 B.R. 344, 355
23   (9th Cir. BAP 2012), aff’d, 2015 WL 1619469 (9th Cir. April 13,
24   2015).   Reversal of the Sanctions Order is not appropriate, as
25   any error of the bankruptcy court with respect to its denial of
26   the Sanctions Motion is harmless, as not harming or prejudicing
27   the Debtor in the circumstances of this case.
28

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 1                       VI. CONCLUSION
 2   For the foregoing reasons, We AFFIRM.
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