
23 Mich. App. 672 (1970)
179 N.W.2d 239
PEOPLE
v.
LYNDELL ROBINSON
Docket No. 3,498.
Michigan Court of Appeals.
Decided May 25, 1970.
Frank J. Kelley, Attorney General, Robert A. Derengoski, Solicitor General, William L. Cahalan, Prosecuting Attorney, Samuel J. Torina, Chief Appellate Lawyer, and Patricia J. Pernick, Assistant Prosecuting Attorney, for the people.
Philip A. Gillis, for defendant on appeal.
Before: LESINSKI, C.J., and LEVIN and DANHOF, JJ.
LEVIN, J.
The defendant was convicted of attempting to obtain money by false pretenses[1] from a credit union. He appeals claiming (1) that the people proved only that he attempted to obtain a *674 check, not money, and (2) that even if he had succeeded in converting the check into money, the money which he would have obtained would not have been the credit union's money. We affirm.
The uncontroverted evidence established that some person telephoned the credit union representing that he was Alex Preston and requested that a check for $306 be prepared and charged to Preston's account with the credit union. The defendant later appeared and represented that he was Preston and requested the check. The cashier asked him to sign a receipt for the check, which he did. Upon comparing signatures she became suspicious and asked for additional identification. The defendant then left without the check and was later apprehended.
The defendant contends that attempting to obtain a check  the crime proved  is a crime separate and distinct from the charged offense of attempting to obtain money by false pretenses.[2] We are referred to People v. Mears (1930), 251 Mich 359, 361. There the defendant was charged in a single-count information with both obtaining signatures to a note and mortgage by false pretenses and with obtaining money on the note and mortgage. The Court declared that these were two separate offenses, and, in reversing the conviction, said that the defendant was convicted of the first offense but was "inadvertently" sentenced for the second, and that when the defendant moved to quash the information for *675 duplicity the trial court should have ordered "the count made single". The court also observed that the second offense "involved the first".
Here, in contrast with Mears, the information charged only one offense, namely, attempting to obtain money by false pretenses.[3]Mears cannot properly be read as precluding conviction of obtaining money by false pretenses because, as part of the scheme to obtain the money, the felon persuades the victim to sign a document (here a check) which the felon uses, or, as in this case, charging attempt, intends to use, to obtain the money.
In People v. Luttermoser (1900), 122 Mich 562, it was urged that an information was bad for duplicity in that it charged two offenses,  the one, obtaining signatures of certain persons to a written instrument by false pretenses, and the other, obtaining money on the basis of the instrument by false pretenses. The Court affirmed the conviction reasoning that obtaining the signatures was merely a step toward obtaining the money (p 565):
"Possibly the facts were set out in greater detail [in the information] than was absolutely necessary, but this was not a fault. The gist of the offense was the obtaining the money by the presentation of false or invalid orders. When this is stated, it answers the further objection that the information is bad for duplicity because in the same count several distinct, petty offenses are alleged, as these supposed distinct offenses consist of obtaining these several orders, but the averment as to obtaining the money is single."[4]
*676 In People v. Hoffman (1905), 142 Mich 531, the Court rejected the argument that an information charging a defendant with having obtained money from the state by false pretenses was not proved because before the defendant obtained the state's money he first had obtained, on the basis of false documents, a warrant drawn by the auditor general upon the state treasurer. It was the defendant's contention that he obtained the warrant, not money, on the strength of the false documents, and that when he later obtained the money the state treasurer relied on the auditor general's warrant, not the false documents, and the bank which paid the check relied on the check and nothing else. The Supreme Court reviewed other cases where it was attempted to fragment false pretense transactions and concluded that steps in such a transaction must be viewed as a continuum if they culminate in the attainment of the unlawful objective, obtaining money by false pretenses, not as separate crimes or variances between the proof and the charge stated in the information.[5]
It has, indeed, been held that there is a fatal variance between an indictment charging the obtaining of money by false pretenses and proof that the accused person obtained a check not money.[6] In *677 the case before us, however, the defendant is charged with attempt, not the completed offense. It is the nature of attempt that the offense attempted is not completed.
The people proved that the defendant Robinson attempted to obtain a check. The trier of fact could reasonably infer that if he had obtained the check he would have attempted to convert it into money. And since the action of the defendant had gone beyond mere preparation (he presented himself at the credit union and requested, and signed a receipt for, the check) the trier could properly conclude that the charged offense, attempting to obtain money, was proved.
In other jurisdictions, it has been said that evidence that the accused attempted to obtain[7] or obtained[8] a check sufficiently supports a conviction of attempting to obtain money or property by false pretenses even though the check is not cashed.
The people also adequately established that the money that the defendant attempted to obtain was, as charged in the information, the property of the credit union. The credit union's account with the bank on which it drew the check it had prepared to the order of Alex Preston represented the credit union's right to a sum of money. That right would have been diminished if the defendant had succeeded in obtaining and cashing the check. This is sufficient; the fact that the drawee bank or some other bank or a prior endorser,[9] not the credit union, might *678 ultimately bear the loss does not affect the matter.[10]
Nor is it of any importance that the defendant could not have cared less whether the money he purloined was the credit union's money, the bank's or someone else's money, or who would ultimately suffer the loss.[11]
The trial of an information charging an attempt to obtain money by false pretenses does not require an inquiry concerning the defendant's knowledge of, or instructions to the jury regarding, the law of bank collections and negotiable instruments.
Affirmed.
All concurred.
NOTES
[1]  MCLA § 750.92 (Stat Ann 1962 Rev § 28.287); MCLA § 750.218 (Stat Ann 1962 Rev § 28.415).
[2]  The information charged that the defendant "feloniously attempt[ed] to commit the crime of obtaining money under false pretenses, and he, the said Lyndell R. Robinson, did then and there do a certain overt act towards the commission thereof, to-wit: presented identification of one Alex Preston and signed his name as Alex Preston to a receipt for a check No. D 032719 in the amount of $306, property of Craftsman Credit Union, a nonprofit organization, with intent to obtain $306 from the said Craftsman Credit Union, but he, the said Lyndell R. Robinson, did then and there fail in the perpetration thereof, or was intercepted and prevented in the execution thereof."
[3]  The information in this case, in contrast with the Mears information, does not charge two separate offenses. Here the description in the information of what the defendant is alleged to have done concerns the overt act, which is simply an element of  the element that symbolizes  the one offense charged.
[4]  See, also, People v. Batten (1967), 9 Mich App 195, 201.
[5]  The majority rule is that there is no fatal variance between allegations in an information that the defendant obtained "money" by false pretenses, and proof that he obtained a note or check which he negotiated or cashed thereby in fact obtaining money through the transaction. See Anno: Criminal charge predicated upon fraudulently obtaining a check, note, etc., or signature thereon, from the person executing the same, 141 ALR 210, 220.
[6]  State v. Pittman (1967), 9 Ohio St 2d 186 (224 NE2d 913). Similarly, see People v. Pickett (1968), 15 Mich App 1; information charging the obtaining of money by false pretenses for services to be rendered over an indefinite and possibly prolonged period of time cannot be proved by showing that the accused person obtained a job by misrepresentation of his identity and criminal record. The Court observed that the information did not charge, and the people did not prove, that the accused person falsely represented the quality of the services that he could render.
[7]  State v. Terry (1891), 109 Mo 601, 622, 623.
[8]  Reeves v. State (Okla App, 1939), 96 P2d 536.
[9]  There was testimony at the trial that the credit union did not cash checks for its customers. Thus, if the defendant had obtained the check he might have converted it into cash with a bank, not necessarily the drawee bank, or a merchant or other person. Under the Uniform Commercial Code a collecting bank warrants that there are no forged endorsements. See MCLA § 440.4207(1) (a) (Stat Ann 1964 Rev § 19.4207[1] [a]). It appears, however, that delay in discovering the fraud might result in ultimate imposition of the loss on the credit union. Under MCLA § 440.4207(4) (Stat Ann 1964 Rev § 19.4207[4]) neglect in asserting a claim beyond a reasonable time after learning of a breach would discharge the collecting bank; also, the statute of limitations in an action by a customer against his own bank based on payment of an item bearing an unauthorized endorsement is only three years (MCLA § 440.4406 [4] [Stat Ann 1964 Rev § 19.4406(4)]) while a longer limitational period, the general six-year statute (MCLA § 600.5807 [8] [Stat Ann 1962 Rev § 27A.5807(8)]), might apply in an action against the credit union by one of its customers.
[10]  In a number of cases it has been held that an accused person may be convicted of obtaining money or property by false pretenses even though the victim might not suffer any loss. See State v. Porter (1881), 75 Mo 171, 177; People v. Cook (1886), 41 Hun 67 (5 NY Crim 115); People v. Bryant (1898), 119 Cal 595 (51 P 960); State v. Aiken (1953), 174 Kan 162 (254 P2d 264).

It has also been held that when the offense charged is the obtaining of a signature on a written instrument by false pretenses that it is sufficient that the victim has been exposed to the hazards attendant upon having the instrument come into the possession of other persons. See annotation cited in fn 5, at p 235.
[11]  See People v. Hoffmann, supra.
