                 IN THE UNITED STATES COURT OF APPEALS
                         FOR THE FIFTH CIRCUIT

                         _____________________

                              No. 99-60038
                         _____________________


     THOMAS RHODEN; SHARON RHODEN,

                                      Plaintiffs-Appellants,

     v.

     STATE FARM FIRE AND CASUALTY INSURANCE COMPANY,

                                      Defendant-Appellee.

_________________________________________________________________

           Appeal from the United States District Court
             for the Southern District of Mississippi
                         (3:98-CV-212-BN)
_________________________________________________________________

                           November 2, 1999

Before KING, Chief Judge, and REYNALDO G. GARZA and EMILIO M.
GARZA, Circuit Judges.

PER CURIAM:*

     The judgment of the district court is affirmed for

essentially the reasons given by the district court in its

Opinion and Order entered December 22, 1998.

     AFFIRMED.




     *
      Pursuant to 5TH CIR. R. 47.5, the court has determined that
this opinion should not be published and is not precedent except
under the limited circumstances set forth in 5TH CIR. R. 47.5.4.
