                                                               [DO NOT PUBLISH]

                  IN THE UNITED STATES COURT OF APPEALS

                             FOR THE ELEVENTH CIRCUIT
                              ________________________
                                                                       FILED
                                                              U.S. COURT OF APPEALS
                                     No. 05-14282               ELEVENTH CIRCUIT
                               ________________________             March 23, 2006
                                                                 THOMAS K. KAHN
                                      D. C. Docket Nos.               CLERK
                                    05-00046 CV-HLM-4
                                     02-50848 BKC-PW

IN RE:

       MARK ANTHONY BAKER,

                       Debtor.

----------------------------------------------------

AUTOMOTIVE FINANCE CORPORATION,

                       Plaintiff-Appellant,

versus

MARK ANTHONY BAKER,

                       Defendant-Appellee.

                               ________________________

                      Appeal from the United States District Court
                         for the Northern District of Georgia
                            _________________________

                                       (March 23, 2006)
Before ANDERSON and DUBINA, Circuit Judges, and ALBRITTON*, District
      Judge.

PER CURIAM:

       Appellant challenges the findings of fact of the bankruptcy court, which

findings were not disturbed by the district court. After oral argument and careful

review, we cannot conclude that appellant has established that the findings were

clearly erroneous.

       AFFIRMED.




___________________________________

        * Honorable William H. Albritton, III, United States District Judge for the Middle
District of Alabama, sitting by designation.


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